Omni Community Credit Union Battle Creek MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Omni Community, located at 1 Denso Rd, Battle Creek, MI 49037! Since our establishment in 1952, we have been dedicated to serving our members with a strong commitment to community and financial well-being. With over 45,800 members, we pride ourselves on being a trusted partner in their financial journeys. At Omni Community, our robust financial foundation is evident through our impressive total assets of $576,920,297 and total deposits amounting to $21,435,619. We understand the importance of responsible lending; that's why we offer a diverse range of loans and leases totaling 29,066, ensuring that we meet the unique needs of every member. Additionally, our net worth stands at an impressive $96,137,793, showcasing our stability and reliability. Our team is led by passionate individuals who truly care about our members. CEO Mark Cramer and Board President Robert Lambert work tirelessly to ensure that every interaction reflects our values of trust and integrity. With a dedicated staff of 147 employees, we're here to assist you with personalized service whether you visit us in person or connect through our online platforms. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1537, Battle Creek, MI 49016. Our friendly team is ready to help you from Monday to Friday between 8:30 AM and 5:00 PM. Explore the variety of services we offer from personal banking options like checking and savings accounts to auto loans and business banking solutions. Join us today at Omni Community or call us at 269-565-1563 for more information! Your financial future starts here.

Branch History & Mission

Omni Community, located at 1 Denso Rd in Battle Creek, MI, has a proud history that stretches back to 1952. Over the decades, we have built a legacy of trust and service in our community. From our modest beginnings, we have grown into a cornerstone of financial support for our members, who now number over 45,000. Our journey reflects not just growth in numbers but also in the depth of services we provide. Our branch is easily accessible, situated near key landmarks in Battle Creek, allowing us to serve our community effectively. While members can visit us at our physical location, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016. We operate Monday through Friday from 8:30 AM to 5:00 PM, ensuring that we are available when you need us. At Omni Community, our mission goes beyond providing financial services. We are dedicated to uplifting our community through various outreach programs and partnerships that make a real difference in people's lives. Our total assets currently stand at an impressive $576,920,297, which allows us to offer a wide array of products ranging from personal banking options like checking and savings accounts to auto loans and mortgages. We pride ourselves on being customer-centric. Our branch offers ATM services for your convenience and embraces modern technology with features such as online and mobile banking. We ensure that all members have access to essential banking services while maintaining ADA compliance for inclusivity. As we look toward the future, we remain committed to enhancing our community's well-being by providing quality financial solutions and fostering relationships built on trust. We invite you to join Omni Community and experience the benefits of being part of a credit union that truly cares about its members and their needs. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Call to Action

We invite you to stop by our Denso branch today! Whether you're looking for a new account or need advice on financing options, our friendly team is here to help. If you prefer a quick chat before visiting, feel free to call us at 269-565-1563. We look forward to seeing you soon!

Operating Hours

Our team is ready to serve you Monday through Friday from 8:30 AM to 5:00 PM. Whether you need help with personal banking or have questions about loans and credit cards, we're here during these hours to assist you.

Parking and Accessibility

We understand that convenience matters. Our branch features ample parking, making it easy for you to access our services. For those who may need assistance, we are proud to be ADA compliant, with ramps and accessible facilities designed to cater to everyone.

Services Offered

At Omni Community, we offer a wide range of services tailored for your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our experienced staff is eager to help you navigate your options. We also provide online and mobile banking solutions for added convenience. Plus, enjoy the ease of accessing cash with our ATM available on-site.

Member Eligibility

At Omni Community, we're excited to welcome you into our family! Joining us is simple and open to those who live or work in certain areas, or are associated with specific groups and organizations. Whether you're looking for personal banking solutions, auto loans, or just a supportive community, becoming a member means gaining access to resources that truly care about your financial well-being. To learn more about the specific eligibility criteria, feel free to visit our detailed page at Omni Community Membership Eligibility. Once you find that you qualify, opening an account is a breeze! Just head over to this link to get started on your journey with us. If you have any questions or need assistance along the way, don't hesitate to reach out at 269-565-1563. We're here for you at our branch located at 1 Denso Rd, Battle Creek, MI 49037. Welcome aboard!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make transactions smoother for your business. Imagine having quick access to payment processing solutions that allow you to serve your customers better and more efficiently. Whether you're a retail store or an online shop, our services can help simplify your financial operations. Located at 1 Denso Rd, Battle Creek, MI 49037, we're here to support you every step of the way. Reach out at (269) 565-1563 and discover how Omni Community can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small businesses in Battle Creek, we provide robust business banking solutions. Our merchant services simplify transactions while offering business loans that can help you expand operations or invest in new opportunities.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Omni Community, we offer exceptional online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments. Our ATM services allow you quick access to cash withdrawals and balance checks without the hassle of long lines.

Credit Cards with Rewards

Don't forget about our credit cards! With rewarding benefits designed to enhance your spending experience, our credit cards can help you earn points for every dollar spent. Imagine using those rewards for travel or other exciting experiences!

Member Support

At our branch, we're committed to serving our members well. If you have any questions or need assistance with any of our services, don't hesitate to reach out at 269-565-1563 during our lobby hours from Monday to Friday, 8:30 AM - 5:00 PM. With all these offerings under one roof at Omni Community, we're here to help make your financial journey smooth and enjoyable. Explore how we can assist you today! Visit us in person or check out our website at www.omnicommunitycu.org for more information about membership eligibility or to open an account online. We look forward to being part of your financial future!

Personal Banking Solutions

When it comes to personal banking, Omni Community has you covered. Our checking and savings accounts are designed with flexibility in mind, making it easy for you to manage your day-to-day finances. Whether you're saving for a big purchase or simply looking to keep your money secure, we provide options that fit various lifestyles and goals. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options will help get you on the road quickly and affordably. We also offer mortgage loans and refinancing services for those looking to buy a home or improve their current mortgage terms. For individuals seeking to consolidate debt or finance personal projects, our personal loans can be a great solution.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to check your account balances, transfer funds, and pay bills at your convenience. With the ability to sign documents electronically through our electronic signature authorization feature, you can complete transactions quickly without the need for paper forms. Plus, you can choose to receive your statements electronically with our e-statements option, which helps reduce clutter while keeping your information secure. If you're on the go, our mobile application gives you the power to manage your finances right from your smartphone. This app not only supports mobile payments but also enables person-to-person transfers, making it easy to send money to friends or family instantly.

Security and Accessibility

We prioritize your security by implementing robust measures that protect your personal and financial information. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate their accounts effortlessly. Whether you're paying bills or checking transactions, you'll find our tools intuitive and straightforward. With Omni Community, managing your money has never been more accessible or secure. Experience the freedom of real-time account management today!

Financial Strength

A Solid Foundation

With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth demonstrates our commitment to supporting your financial journey with confidence. Our net worth ratio of $1,659 showcases a robust capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is backed by our stability.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 1 Denso Rd Battle Creek Mi 49037 or call (269) 565-1563 to learn more about how we can help you achieve your financial goals.

Dedicated Team at Your Service

We also take pride in having 118 full-time employees and 29 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial needs with ease.

Member-Centric Growth

Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, our $93,700,412 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Supporting Your Financial Goals

With $5,962 in used auto loans and $333,127,366 in total loans and leases, our lending capacity supports your financial goals across various sectors. We understand that every member's needs are unique, which is why we provide tailored options for various financial situations. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,380,441 in used vehicle loans and $12,681,837 in new vehicle loans already helping members get on the road. We offer flexible financing options for both new and used vehicles, making it easier for you to find the right fit without breaking the bank.

Business Loans

For business owners seeking growth capital, our outstanding commercial loans totaling $16,823,881 provide the necessary funding for expansion or operational needs. We understand the unique challenges faced by businesses today and are here to support your success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions about any of our loan offerings or want to discuss how we can assist you further, don't hesitate to reach out at 269-565-1563. We're located at 1 Denso Rd Battle Creek Mi 49037, ready to help you every step of the way!

Credit Lines and Personal Loans

For those looking for flexibility in managing expenses, our total credit lines amount to $126,264,891, providing ample opportunities for personal financing. Additionally, we also offer unsecured credit card loans with a total of $30,964,589 available to help members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851, make buying or refinancing simple. We provide various mortgage products that cater to different financial situations and goals. If you're considering refinancing your existing mortgage, we can guide you through eligibility options that may lower your monthly payments or overall interest costs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to reliable data means users can trust that the information they receive is both accurate and up-to-date.

Omni Community