Omni Community Credit Union Battle Creek MI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Omni Community at 220 Roosevelt Ave E, Battle Creek, MI 49037! As a trusted financial partner since 1952, we take pride in serving our community with dedication and care. With over 45,000 members and total assets exceeding $576 million, we are here to support you in every step of your financial journey. At Omni Community, we understand the importance of reliable banking services tailored to meet your needs. Whether you're looking for a personal loan, mortgage financing, or business banking solutions, we've got you covered. Our commitment to our members is reflected in our impressive financial standing boasting $21.4 million in total deposits and a net worth of $96.1 million, we ensure that your savings are secure while providing competitive loan options. If you need assistance, our friendly team is available during regular hours: Monday through Thursday from 9 AM to 5 PM, and Friday until 5:30 PM. You can reach us at (269) 441-1400. We also offer convenient services such as online banking, mobile payments, and ATM access for your convenience. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 1537, Battle Creek, MI 49016. Led by CEO Mark Cramer and Board President Robert Lambert, our team is dedicated to making a positive impact in the lives of our members and the wider community. We invite you to explore how Omni Community can help you achieve your financial goals today! For more information or to become a member, please visit our website at www.omnicommunitycu.org.

Branch History & Mission

Commitment to Innovation

As technology advances, so do we! Omni Community is proud to offer modern conveniences such as online banking, mobile payments, and e-statements. These digital advancements ensure that you can manage your finances securely and efficiently anytime, anywhere. Additionally, we prioritize accessibility by being ADA compliant and offering services like drive-thru banking and ATM availability for your convenience.

Community Connections

Our partnerships with local organizations underscore our dedication to community welfare. By supporting various outreach programs and events throughout Battle Creek, we aim to make a positive impact on those around us. Together with our members, we work towards building a brighter future for everyone. We invite you to join the Omni Community family today! Experience firsthand how we can help you navigate your financial journey while being part of something greater a movement focused on community support and shared success. Visit us or explore more about membership options here. Let's grow together!

Our Mission

At Omni Community, our mission is simple yet powerful: to provide personalized financial services while enriching the lives of our members and the communities we serve. We focus on offering a wide range of products such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions all designed with you in mind. We understand that everyone's financial needs are unique. That's why we strive to create accessible and inclusive services for all our members. Our commitment goes beyond banking; it extends into community outreach initiatives aimed at fostering growth and providing support where it's needed most. While you can visit us at 220 Roosevelt Ave E, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016 if needed. We're available for your questions or concerns at (269) 441-1400, during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM.

Branch Location & Accessibility

Accessibility Features

At Omni Community, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Ample parking is available right outside the building, making it easy for you to stop in without hassle.

Banking Services

Our branch offers a variety of services tailored to meet your financial needs. Enjoy basic drive-thru banking for quick deposits and withdrawals or access our ATM for cash withdrawals and balance checks anytime. We also provide online and mobile banking options that allow you to manage your finances on the go.

Call to Action

Ready to experience personalized service with a community touch? We invite you to visit us at our Roosevelt branch or give us a call at 269-441-1400. Let Omni Community be your trusted partner in achieving your financial goals!

Operating Hours

We're open during convenient hours to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. Our dedicated team is here to assist you with everything from setting up checking and savings accounts to discussing auto loans or mortgage refinancing.

Member Eligibility

At Omni Community, we believe that everyone deserves a supportive financial partner, and becoming a member is the first step to joining our community! If you're looking to open an account with us, you'll find that eligibility is pretty straightforward. Generally, anyone who lives, works, worships, or attends school in Calhoun County can become a member. We also welcome family members of existing members. This inclusiveness means you can enjoy all the benefits we offer, from competitive loan rates to personalized banking services. Joining is easy! You can learn more about our eligibility criteria by visiting this page. Once you're ready to take the next step, simply head over to our account opening page at this link or give us a call at (269) 441-1400 for assistance. We're located at 220 Roosevelt Ave E Battle Creek Mi 49037, and our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services are designed to simplify your payment processes. Imagine being able to accept payments quickly and securely from your customers. This convenience not only enhances customer satisfaction but also helps improve cash flow, allowing you to focus more on what matters most growing your business. Visit us at 220 Roosevelt Ave E Battle Creek Mi 49037 or call us at 269-441-1400 to explore how our business banking services can support your vision and goals!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans. We know how crucial it is for businesses to have reliable financial support; that's why we work closely with our members to ensure they have access to necessary resources.

Convenient Access

Accessibility is important to us at Omni Community. We offer an ATM for quick cash withdrawals and balance checks without the hassle of visiting a branch. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our basic drive-thru banking service is here for you. With our commitment to convenience, you can count on Omni Community for all your banking needs. For any questions or assistance, feel free to reach out to us at 269-441-1400 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. Join us at Omni Community today! Explore how our services can make a positive impact on your financial journey by visiting our website at omnicommunitycu.org. We're excited to help you thrive financially!

Credit Options

Need some extra cash? Our personal loans and debt consolidation services can help simplify your finances. Whether it's a home renovation or unexpected expenses, we offer personalized solutions to help you manage them effectively. Plus, don't forget about our credit cards with rewards enjoy benefits while making everyday purchases!

Personal Banking

We understand that managing your money should be straightforward and accessible. That's why we offer various personal banking options, including checking and savings accounts designed to fit different lifestyles. Imagine having the convenience of online and mobile banking right at your fingertips no more waiting in line! You can easily check balances, transfer funds, and pay bills from anywhere. If you're considering a new vehicle, our auto loans and vehicle financing options can help get you on the road quickly. With competitive rates and flexible terms, financing your dream car has never been easier. We also provide mortgage loans and refinancing opportunities, making home ownership or upgrading your space more achievable.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience that lets you view balances, make transfers, and pay bills without the hassle of visiting a branch. You can also take advantage of electronic signatures for quick and easy document approvals no need to print or fax anything! Plus, e-statements are available to keep your records organized and reduce paper clutter. For those who prefer to handle their banking on-the-go, our mobile application offers all the essential functions right at your fingertips. You can enjoy mobile payments for quick transactions and person-to-person transfers to send money instantly to friends and family.

Security You Can Trust

Your security is our top priority. All of our digital services come equipped with robust security measures to protect your personal information. We ensure that every transaction is safe so you can focus on what really matters your financial goals. With the combination of accessibility and ease-of-use, Omni Community empowers you to manage your finances in real-time. Whether you're checking your balance during lunch or making a payment while commuting, we're here to support you every step of the way. Join us today and experience how simple banking can be!

Financial Strength

Efficient Operations

Our efficient operations are reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 29 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We proudly serve a growing community with 104,565 total share accounts. This reflects the trust our members place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 220 Roosevelt Ave E Battle Creek Mi 49037 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $93,700,412 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $5,962 in used auto loans and $333,127,366 in total loans and leases.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,659 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,380,441 in used vehicle loans and $12,681,837 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $16,823,881 provide the capital needed to expand operations or invest in new ventures. We understand the importance of supporting local businesses and are committed to helping them thrive. We also offer refinancing options for those who want to lower their monthly payments or consolidate debt. If you're interested in learning more about eligibility for any of our loan products or wish to apply today, visit us online at Omni Community or drop by our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Omni Community, we strive to make every step of your financial journey straightforward and transparent. Let us partner with you as you pursue your next big milestone!

Credit Lines and Unsecured Credit Card Loans

For those looking for flexibility in managing expenses, we offer total credit lines of $126,264,891. Additionally, our unsecured credit card loans amounting to $30,964,589 help members manage their finances effectively. With flexible terms and competitive rates, these options can provide peace of mind and ease during financially challenging times.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851, make buying or refinancing simple. We believe that everyone deserves a chance to own a home and are dedicated to providing you with clear information and assistance throughout the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By focusing on transparency and reliability, LendMesh helps users navigate their borrowing options with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its emphasis on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency at every step. Users can trust that they are seeing accurate information rather than inflated or misleading rates. Additionally, LendMesh does not feature sponsored listings. Unlike many other platforms, lenders are not prioritized based on paid promotions; instead, LendMesh's goal is to provide unbiased results that empower users to make informed decisions. Another advantage of LendMesh is its real-time rate comparisons. The platform continuously updates loan rates from multiple institutions, ensuring that users have access to the most current information available. This feature allows individuals to quickly identify the best options for their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the genuine impact LendMesh has had on borrowers seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Omni Community