Omni Community Credit Union Battle Creek MI | Best Auto Loans & Personal Banking

Introduction

Welcome to Omni Community, your trusted financial partner located at 3141 Capital Ave Sw, Battle Creek, MI 49015. Established in 1952, our credit union has proudly served a growing community of over 45,826 members. With total assets reaching an impressive $576,920,297, we are committed to providing you with personalized banking solutions that meet your unique needs. Under the leadership of our CEO, Mark Cramer, and Board President, Robert Lambert, Omni Community is not just a financial institution; we are a cornerstone of support for our members and local businesses. We understand the importance of trust in managing your finances, which is why we offer services like auto loans, mortgages, and personal banking tailored to help you achieve your goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1537, Battle Creek, MI 49016. At Omni Community, we also take pride in our substantial contributions to the local economy. With total loans amounting to 29,066 and total deposits of $21,435,619, we are dedicated to ensuring that your money works for you while supporting our community's growth. Our team of 147 employees is here to assist you with any questions or concerns. Whether you're looking for advice on saving for a home or need assistance with business loans totaling over $17 million, we're ready to help. We invite you to explore how Omni Community can enhance your financial journey. Visit us today or call us at (269) 441-1400 to discover how we can help you thrive!

Branch History & Mission

At Omni Community, we take pride in our rich history and strong commitment to serving the community in Battle Creek, MI. Established in 1952, we have grown from a small credit union to a trusted financial partner for over 45,000 members. With total assets reaching an impressive $576,920,297, our mission has always been clear: to empower our members through accessible financial services while fostering community development. Our branch is located at 3141 Capital Ave SW, Battle Creek, MI 49015. This central location makes it easy for members to visit us and access essential banking services. If you need to send official correspondence, please note that our mailing address is PO Box 1537, Battle Creek, MI 49016. From the beginning, Omni Community has focused on building lasting relationships with our members. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to customer service is evident in our operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to noon making it convenient for everyone to get the help they need. Over the years, we've embraced technology to enhance member experiences. Our online banking platform allows members to manage their accounts anytime and anywhere. We also offer mobile payments and e-statements for added convenience. Our mission extends beyond providing financial products; we are dedicated to supporting our local community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in the lives of those we serve. With an ATM available and drive-thru banking services for quick transactions, we're here to meet your needs efficiently. At Omni Community, we believe that every member deserves personalized attention and support on their financial journey. Join us today at Omni Community! Experience firsthand how we can help you achieve your financial goals while making a difference in our community. For more information or questions about membership, feel free to call us at 269-441-1400 or visit our website at omnicommunitycu.org. We look forward to welcoming you into our family!

Branch Location & Accessibility

Convenient Access and Amenities

At our Capital branch, we prioritize accessibility for all members. The facility is ADA compliant, featuring ramps and spacious pathways to ensure everyone can access our services comfortably. Plus, there's ample parking available right outside the entrance, so you won't have to worry about finding a spot when you visit. Our friendly team is here to assist you during our welcoming operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping in for a quick transaction or need more extensive assistance, we're ready to help.

Get in Touch

Have questions or want more information? Feel free to give us a call at 269-441-1400. Our team looks forward to welcoming you into our community. Visit us today and discover how we can support your financial journey!

Services Tailored for You

At Omni Community, we offer a range of services designed to meet your financial needs from personal checking and savings accounts to auto loans, mortgage options, and credit cards with rewards. We also provide convenient ATM access and drive-thru banking for those busy days when you need to manage your finances quickly. For any official correspondence, please note that while members can visit us at our Capital branch address, official mail should be sent to PO Box 1537, Battle Creek, MI 49016.

Member Eligibility

At Omni Community, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us as a member is simple and welcoming! If you're a resident of Michigan or work for one of our partner organizations, you're likely eligible to become part of our family. We strive to create an inclusive environment where your financial goals can thrive, whether you're looking for personal banking options, auto loans, or business services. To learn more about specific eligibility requirements, feel free to check out this resource: Membership Eligibility. Once you confirm your eligibility, opening an account with us is a breeze! You can start the process online at Account Opening or give us a call at (269) 441-1400 if you have any questions. Our branch is located at 3141 Capital Ave Sw Battle Creek Mi 49015, and we're here to help you every step of the way. We can't wait to welcome you into the Omni Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to day-to-day operations, our merchant services make transactions easier for you and your customers. Imagine a busy Saturday at your shop having a reliable payment processing system means you can focus on serving your customers instead of worrying about payments. With our services, you can accept various payment methods seamlessly, making shopping a breeze for everyone involved. Visit us at 3141 Capital Ave Sw, Battle Creek, MI 49015 or give us a call at 269-441-1400 to discover how we can support your business journey today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our branch also features an ATM where you can easily access cash or check balances anytime. If you prefer face-to-face transactions for deposits and withdrawals, our drive-thru service is available for quick and simple banking without leaving your vehicle. At Omni Community, we're committed to making banking accessible and convenient for everyone in Battle Creek and beyond. To learn more about how we can assist with your financial journey or if you have any questions about our services, feel free to call us at 269-441-1400 or visit our website at omnicommunitycu.org. Your financial future starts here! Join us today at Omni Community and take advantage of all the services we offer!

Business Banking Solutions

For our business members, we provide comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools to help your business thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Omni Community offers robust online and mobile banking services. With just a few clicks on your smartphone or computer, you can manage your accounts, pay bills, transfer funds, and even send money to friends through person-to-person services.

Credit Cards and Rewards

With our credit cards featuring rewards programs, you can earn points on everyday purchases. This means that while you're shopping for groceries or fueling up your car, you're also earning rewards that can be redeemed for cash back or travel experiences.

Home Financing

When it comes to homeownership, we understand the importance of finding the right mortgage loan or refinancing option. Our dedicated team will guide you through the process, ensuring you get competitive rates and terms that fit your budget.

Personal Banking

Our personal banking services are designed with you in mind. Open a checking or savings account that suits your lifestyle and helps you reach your financial goals. If you're considering purchasing a car, our auto loans and vehicle financing options make it easy and affordable to get behind the wheel. We also offer personal loans for various needs, including debt consolidation, helping you simplify your finances.

Digital & Online Banking

Easy Payments Anytime

Don't forget about our mobile payments feature! Pay for purchases directly from your phone with ease. It's perfect for those spontaneous coffee runs or shopping trips when carrying cash isn't an option. With Omni Community's digital and online banking services, you have everything you need for real-time account management right at your fingertips. Join us today and experience banking that's built around you!

Go Green with E-Statements

In addition to convenience, our e-statements provide an eco-friendly way to stay organized. You'll receive your monthly statements electronically, allowing you to review transactions and track your finances without the clutter of paper.

Security You Can Trust

Your security is a top priority for us. We use advanced encryption technology to keep your data safe while using our online services. Plus, with electronic signature authorization available, signing documents securely online is a breeze no need for paper or in-person visits.

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our impressive $93,700,412 in undivided earnings. We reinvest these earnings into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,962 in used auto loans and $333,127,366 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is showcased by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 118 full-time employees and 29 part-time employees who are dedicated to providing exceptional service at all times.

Solid Foundation

With a net worth of $96,137,793, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,659 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Trustworthy Partnership

Our total share accounts stand at 104,565, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) total $467,710, further strengthening our ability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 3141 Capital Ave Sw Battle Creek Mi 49015 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering refinancing or want to learn about eligibility options for any of our loan products, don't hesitate to reach out! Our team is ready to help you explore your options and find the right solution for your unique situation. At Omni Community, we prioritize transparency and service excellence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or need assistance, please contact us at (269) 441-1400 during our operating hours: Mon - Thur 9 AM - 5 PM, Fri 9 AM - 5:30 PM, and Sat 9 AM - 12 PM. Join us today and see how we can help you take control of your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,380,441 in used vehicle loans and $12,681,837 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates that can fit into any budget.

Business Financing

For business owners, our outstanding commercial loans totaling $16,823,881 provide the capital needed to grow and expand your business. We understand how important it is to have access to funds when opportunities arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851, make buying or refinancing simple. We aim to streamline the process so you can focus on making your house feel like a home.

Unsecured Credit Card Loans

Managing daily expenses is easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $30,964,589 helping members manage their finances effectively. Our credit cards come with rewards that make spending more rewarding!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for users seeking loans.

Omni Community