Omega Credit Union Mt Lebanon PA | Affordable Auto Loans & Business Banking

Introduction

At Omega Credit Union, we pride ourselves on being more than just a financial institution. Located at 7 Horsman Dr, Mt Lebanon, PA 15228, our branch has been serving the community since 1940. With a strong commitment to our members, we currently boast over 15,618 loyal members and total assets reaching an impressive $169,113,730. Our dedicated team of 35 employees, led by CEO Troy Garvin and Board President Robert Valasek, is here to ensure that your banking experience is smooth and personal. Whether you need assistance with checking and savings accounts, auto loans, or mortgage refinancing, we're ready to support you every step of the way. While members can visit us at our Mt. Lebanon location, official correspondence should be sent to our mailing address at 10455 Perry Hwy, Wexford, PA 15090-9204. Feel free to reach out to us at 412-369-3800 during our lobby hours from Monday, Tuesday, Thursday, and Friday from 8 AM to 4 PM. We understand that financial decisions can be daunting. That's why we focus on fostering trust and reliability within our community. With total loans amounting to 6,907 and deposits totaling $15,040,561, we are committed to providing valuable resources for all your financial needs. Join us at Omega Credit Union today! Visit our website at https://omegafcu.com or give us a call to learn more about how we can help you achieve your financial goals. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

Beyond providing financial services, Omega Credit Union actively engages with the local community through partnerships and outreach programs. We understand that our success is intertwined with the well-being of those around us. Whether it's supporting local events or participating in charitable initiatives, we aim to make a positive impact on the lives of our members and neighbors. With total assets of $169 million and ongoing growth since our founding, we are proud of what we've accomplished together with you our valued members. Our dedicated team works tirelessly to ensure that your experience with us is always positive and supportive. We invite you to join Omega Credit Union today! Experience the difference that comes from being part of a member-focused credit union where your financial well-being is our top priority. Reach out to us at 412-369-3800 or visit our website to learn more about how we can help you succeed financially!

Our Mission

At Omega Credit Union, our mission is clear: we strive to provide exceptional financial services while fostering a sense of community and support among our members. We believe that everyone deserves access to quality financial products and services that can help them thrive. This belief drives us to offer a range of offerings, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. As part of our commitment to excellence, we embrace technological advancements that make banking easier for you. Our online and mobile banking options allow members to manage their finances anytime and anywhere. We also prioritize accessibility by ensuring ADA compliance at our facilities.

Branch Location & Accessibility

Accessibility Features

At Omega, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can easily reach us. Plus, there's ample parking available so you can park with ease during your visit.

Get in Touch!

Have questions? Feel free to give us a call at 412-369-3800! We invite you to come by and see how Omega can support your financial journey. Join us today and experience a credit union that truly cares about its members!

Operating Hours & Services

We're here to serve you from Monday through Friday, opening our doors at 8 AM and closing at 4 PM on lobby days. If you're looking for a wide range of financial services from checking and savings accounts to auto loans and mortgages our team is ready to assist you every step of the way. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always available to help with any transactions you need inside the branch.

Member Eligibility

At Omega, we believe that everyone deserves to be part of a caring and supportive community. If you're looking to join us at our location on 7 Horsman Dr Mt Lebanon Pa 15228, becoming a member is simple and welcoming! To qualify, you need to meet a few friendly eligibility criteria. Generally, if you live, work, worship, or attend school in our service area, you're likely eligible to join our family. We also welcome immediate family members of existing members. Our goal is to make banking accessible and beneficial for you, so you can enjoy perks like lower fees, better interest rates, and personalized services tailored just for you. Ready to take the next step? Opening an account with us is easy! You can find all the details about eligibility and how to get started by visiting https://omegafcu.com/who-can-join/ . If you have any questions or need assistance, don't hesitate to reach out at (412) 369-3800. We're excited to help you become a valued member of Omega!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Imagine having a reliable partner who ensures your customers can pay easily and securely, whether they're shopping online or in-store. Our services help streamline transactions, allowing you to focus on what really matters growing your business. Visit us at 7 Horsman Dr Mt Lebanon Pa 15228 in Mt Lebanon, PA or call us at (412) 369-3800 to learn more about how our business banking and commercial services can support your entrepreneurial journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,967,005, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Omega offers robust Business Banking services. Our Merchant Services make it easy for you to accept payments from customers, while our Business Loans can provide the necessary funds to expand or improve your operations.

Digital Convenience

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why we've invested in top-notch digital banking features. With our Online & Mobile Banking, you can check balances, transfer funds, and pay bills right from your smartphone or computer. Additionally, our capabilities include mobile payments and person-to-person transactions for added convenience.

Easy Access and Support

While we may not have ATMs or drive-thru services at this location, our friendly staff is always available during lobby hours to assist you with any questions or concerns at (412) 369-3800. We encourage you to visit us during our operating hours: Monday, Tuesday, Thursday, and Friday from 8 AM to 4 PM. At Omega, we strive to make banking simple and beneficial for all our members. We invite you to explore all the services we offer and see how we can support your financial journey. For more information or to open an account today, please visit us online at Mt. Lebanon. Your future starts here!

Personal Banking Solutions

We understand that managing personal finances can be a challenge, which is why our Personal Banking options are designed with you in mind. From Checking & Savings Accounts that offer competitive interest rates to help you grow your savings, to Auto Loans & Vehicle Financing that can get you behind the wheel of your dream car, we're here to assist. Need a home? Our Mortgage Loans & Refinancing services can guide you through the process of buying or refinancing your home effortlessly. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options provide flexible solutions to help ease financial burdens. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards and cash back!

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform, available at https://omegafcu.com/ , you can check balances, transfer funds, and pay bills anytime, day or night. You can enjoy the freedom of 24/7 online banking services, ensuring that you have control over your finances when it suits you best.

Go Mobile

Stay connected with our mobile application, which offers a user-friendly interface for all your banking needs. With features like mobile payments and person-to-person transfers, sending money to friends or family is quick and straightforward. Simply use your smartphone to make transactions whenever and wherever you need.

Manage Your Money Effortlessly

Managing your accounts in real-time has never been easier. Our digital services empower you with the tools necessary to stay on top of your financial goals. From viewing transaction history to setting up notifications for account activity, you'll always be informed about what's happening with your money. At Omega, we are committed to providing our members with accessible and innovative banking solutions that enhance their financial experience. Explore all these features today by visiting us online!

Secure Transactions

Security is a top priority for us. Our electronic signature authorization feature allows you to complete transactions safely and efficiently without needing to visit a branch. Plus, with e-statements available, you can receive your account statements electronically, reducing paper clutter while keeping your information secure.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 30,282, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $367,442. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omega is your trusted partner. Visit us at 7 Horsman Dr Mt Lebanon Pa 15228 or call (412) 369-3800 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $12,521,521 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,158 in used auto loans and $124,929,961 in total loans and leases.

Operational Efficiency

Our $1,065,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $23,366,593 in share certificates and $21,646,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $18,197,390, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,398,859 in used vehicle loans and $5,879,847 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit your budget perfectly.

Business Loans

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $11,967,005 are designed to provide the capital necessary for expansion and investment in your business. At Omega, we take pride in delivering tailored loan solutions that cater to your specific needs. For more information about our loan products or to check your eligibility for financing options, feel free to contact us at 412-369-3800 or visit our website at www.omegafcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to supporting our members as they navigate their financial journeys with confidence!

Credit Lines

For those who need additional financial flexibility, we provide credit lines totaling $10,000,000. This option allows you to have funds available when you need them without the hassle of applying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,151,699, make buying or refinancing simple. Our knowledgeable staff can guide you through the process and help determine your eligibility for refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,905,350 in loans helping members manage their finances effectively. These cards come with various rewards and benefits that can enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

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OMEGA FEDERAL CREDIT UNION - Mt Lebanon, PA