Olympia Credit Union Lacey WA | Best Auto Loans & Business Banking

Introduction

Welcome to Olympia, your trusted partner in financial success! Located at 720 Sleater Kinney Rd SE, Lacey, WA 98503, we have been serving our community since 1965. With a strong membership base of over 3,800 members and total assets reaching an impressive $52,077,903, we are dedicated to helping you achieve your financial goals. At Olympia, we understand the importance of personal connections and quality service. Our leadership team, led by CEO Tammy Doles-Roberts and Board President Larry Lufkin, is committed to providing exceptional support tailored to your needs. We offer a range of services from personal banking and auto loans to business banking solutions, ensuring that we cater to every aspect of your financial life. We pride ourselves on our solid financial standing with total deposits of $3,323,128 and a net worth of $4,408,134. Additionally, our loans and leases portfolio stands at 5,573, reflecting our commitment to supporting our members' aspirations whether it's purchasing a new vehicle or securing a mortgage for that dream home. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: Market Square Center Suite Z, Lacey, WA 98503. Every member counts here at Olympia. We believe in making a positive impact within our community and strive to provide resources that help you thrive financially. Ready to take the next step? Whether you're looking for advice on loans or need assistance with online banking services, we're here for you! Call us today at 360-456-7037 or explore more about what we offer at olycu.org. Together, let's build a brighter financial future!

Branch History & Mission

A Legacy of Service

Located at 720 Sleater Kinney Rd SE, Lacey, WA 98503, our branch is more than just a place to manage your finances; it's a hub for support and growth. As we evolved, we embraced advancements in technology while ensuring that our services remained accessible to all. While members can visit us at this address for all their banking needs, official correspondence should be sent to Market Square Center Suite Z, Lacey, WA 98503. Our mission is simple yet powerful: to provide our members with exceptional financial services that foster economic well-being and promote community enrichment. We strive to offer personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards each designed with our members' unique needs in mind.

Community Commitment

Olympia Credit Union is dedicated not only to our members but also to the broader Lacey community. We actively engage in outreach programs and partnerships that support local initiatives. By investing in community development and providing educational resources about financial literacy, we empower our members to make informed decisions about their finances. In addition to traditional banking services, we've made significant strides towards digital accessibility. With online banking, mobile payments, and e-statements available, managing finances has never been easier or more convenient. Our facilities are ADA compliant because we believe everyone deserves access to quality financial services.

Join Us Today!

As we continue on this path of growth and service since 1965, we invite you to become part of the Olympia Credit Union family. Experience firsthand how we prioritize your financial needs while making a positive impact in our community. Visit us during our operating hours from 9:00 AM - 5:30 PM Monday through Friday or give us a call at 360-456-7037. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At our Olympia branch, we prioritize accessibility for all members. Our location is fully compliant with ADA standards, ensuring that everyone can enjoy our services comfortably. There are ample parking spaces available right outside the entrance, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, allowing you to come in during hours that fit your schedule. Whether you need help with personal banking, auto loans, or credit card services, our friendly staff is here to assist you.

Services Offered

At Olympia, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we strive to provide solutions that work for you. While we do not have an ATM or drive-thru service at this location, our dedicated team is always ready to help with online and mobile banking options. While members can visit us at 720 Sleater Kinney Rd SE, official correspondence should be sent to our mailing address at Market Square Center Suite Z, Lacey, WA 98503. Feel free to reach out by phone at 360-456-7037 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

At Olympia, we believe that everyone deserves a place in our supportive community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the area around 720 Sleater Kinney Rd Se Lacey Wa 98503, you're already on your way to enjoying all the benefits we offer. Our membership is open to individuals and their families, which means you can share the advantages with those closest to you. With access to personalized banking services and competitive rates on loans and savings, you'll find that being part of our family makes financial life smoother and more rewarding. Ready to join us? You can check out the detailed eligibility criteria at https://olycu.org/membership/ . If you have any questions or need assistance, don't hesitate to call us at (360) 456-7037. We're here to help you take that next step toward membership!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, how you accept payments can make a big difference. Our merchant services simplify transactions for your customers while boosting your sales potential. Imagine processing payments seamlessly from anywhere whether at a storefront or online. This convenience not only enhances customer satisfaction but also drives repeat business. Located at 720 Sleater Kinney Rd Se Lacey Wa 98503, Lacey, WA 98503, we invite you to explore how our tailored solutions can elevate your business. Contact us at (360) 456-7037 to learn more about how we can partner in your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you considering buying a new car? Our auto loans come with competitive rates and flexible terms. We understand that purchasing a vehicle is a significant investment, so we work hard to make the financing process straightforward and stress-free. You can apply online or visit us at the branch for assistance.

Business Banking

We haven't forgotten about local businesses! Our business banking services include merchant services and business loans tailored to help small businesses thrive. We understand that every business has unique needs; that's why we're here to support your entrepreneurial journey.

Credit Cards with Rewards

For those looking for a little extra perk in their spending, our credit cards come equipped with rewards programs. You can earn points on every purchase, which can be redeemed for travel, gift cards, or cash back making every dollar you spend work harder for you.

Mortgage Loans & Refinancing

If homeownership is on your radar, our mortgage loans can help make it happen. We offer various mortgage options tailored to fit your needs, whether you're buying your first home or refinancing an existing loan. Our experienced team will guide you through the entire process, ensuring you feel confident every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, accessing your account is just a click away. Check balances, transfer funds, pay bills, and even deposit checks all from the comfort of your home or on-the-go. If you have any questions about our services or want to get started today, don't hesitate to reach out! Call us at (360) 456-7037 or stop by our branch in Lacey. At Olympia, we're excited to help you take charge of your financial future!

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit different lifestyles. Whether you're saving for a vacation or managing day-to-day expenses, our accounts provide the flexibility and convenience you need. Plus, with online and mobile banking options, keeping track of your finances has never been easier.

Personal Loans & Debt Consolidation

Need a little extra cash? Our personal loans can be used for anything from unexpected expenses to debt consolidation. Combining multiple debts into one easy payment can simplify your finances and potentially lower your interest rates.

Digital & Online Banking

Key Features

Our online banking includes electronic signature authorization, allowing you to sign documents securely without the hassle of printing or scanning. Plus, with e-statements available, you can easily keep track of your transactions while helping the environment by going paperless. If you're on the go, our mobile application makes banking even simpler. You can make mobile payments directly from your smartphone, ensuring that paying bills or sending money to friends through person-to-person transfers is quick and easy. Need to transfer money to someone? No problem! Our person-to-person feature lets you send money in seconds. Security is a top priority for us. We use advanced technology to protect your information and ensure that every transaction is safe. Rest assured that whether you're using our mobile app or online banking services, your data is secure. In summary, Olympia offers an accessible and user-friendly approach to digital banking. With real-time account management and a variety of tools designed for convenience, managing your finances has never been easier. Join us today and discover how simple banking can be!

Financial Strength

Building Trust Together

With total share accounts numbering 8,384, it's clear that more members are placing their trust in us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Olympia is your trusted partner. Visit us at 720 Sleater Kinney Rd Se Lacey Wa 98503 or call (360) 456-7037 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Focused on Growth

Our commitment to growth is reflected in our $4,376,121 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,775 in used auto loans and $41,080,812 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings Options

Your savings are important to us. Members' savings are secured through $7,288,372 in share certificates and $3,649,866 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $4,408,134, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $846 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,402,951 in used vehicle loans and $10,658,218 in new vehicle loans already helping members get on the road. We believe in making your vehicle purchase easier with flexible terms that fit your budget.

Credit Lines

If you're looking for more flexibility, consider our credit lines totaling $3,000,000. These lines of credit provide a safety net for unexpected expenses or opportunities when they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,189,796, make buying or refinancing simple. With competitive rates and straightforward eligibility criteria, you can count on us to guide you through the process.

Refinancing Options

Additionally, if you're considering refinancing your current loans for better terms or lower rates, we can assist with that too. Our team is here to discuss your options and find the best solution based on your unique situation. For more information about our loan offerings or to discuss eligibility requirements, please don't hesitate to reach out to us at (360) 456-7037. We're located at 720 Sleater Kinney Rd Se Lacey Wa 98503, ready to assist you during our operating hours from 9:00 AM to 5:30 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Olympia, we strive to empower our members financially by providing reliable services and support every step of the way. Let's work together towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $883,760 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending while providing you with the purchasing power you need.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing means users can trust that the loan options displayed are legitimate and reflect current market conditions.

OLYMPIA CREDIT UNION