Old West Credit Union Pendleton OR | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Old West, your trusted financial partner in Pendleton, Oregon! Located at 301 S Main St, our branch has been serving the community since 1957, providing a warm and welcoming environment for all your banking needs. With a total membership of 15,264 and assets exceeding $284 million, we are dedicated to helping our members achieve their financial goals. At Old West, we take pride in our commitment to the community. Our team of 83 employees, led by CEO Kenneth Olson and Board President Riccola Voigt, works tirelessly to ensure that every member receives personalized service tailored to their unique needs. Whether you're looking for auto loans, mortgages, or savings accounts, we're here to help you navigate your financial journey. While members can visit us at our physical location in Pendleton, official correspondence should be sent to 301 S Main Street, Pendleton, OR 97801-1934. With total deposits amounting to $37,484,115 and a robust net worth of $36,207,491, we offer a safe and secure place for your finances. Our dedication to excellence is reflected in our total loans outstanding of 4,090, making us an ideal choice for individuals and businesses alike. Plus, with cash readily available at $3,794,776, you can trust that we have the resources you need. We invite you to explore the services we offer at Old West. Call us today at 541-278-6800 or drop by during our lobby hours from 10 AM to 5:30 PM on weekdays. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Old West is more than just a credit union; we are deeply rooted in Pendleton's community fabric. Our outreach efforts reflect our commitment to serving those around us. From sponsoring local events to supporting charitable causes, we believe that together we can build a brighter future for all residents. For any official correspondence or inquiries beyond visiting us at 301 S Main St, please feel free to send mail to 301 S Main Street, Pendleton, OR 97801-1934. You can reach us by phone at 541-278-6800.

Join Us

We invite you to experience all the benefits Old West has to offer. If you're ready to take control of your financial future and be part of a community-focused credit union, consider becoming a member today! Visit us online at Old West FCU or check out how you can join here. Together, let's achieve great things!

Our Journey

Since opening our doors, Old West has continually evolved to meet the needs of our members. Our journey started with a vision to provide accessible financial services that empower individuals and families. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Today, our total assets stand at an impressive $284,013,650, reflecting our dedication to responsible growth and member service.

Our Mission

At Old West, our mission is clear: we strive to enhance the financial well-being of our members while fostering a strong sense of community. We believe in supporting not just individual financial goals but also local initiatives that improve the lives of those around us. Whether it's through educational programs or partnerships with local organizations, we are dedicated to making a positive impact. Our operating hours are convenient for busy schedules; we are open Monday through Friday from 10 AM to 5:30 PM. For those who prefer digital banking, we offer online banking and mobile payment options that allow you to manage your finances anytime and anywhere. Additionally, with an ATM on-site and drive-thru services available, accessing your funds is quick and easy.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We offer ADA-compliant features to ensure all members can navigate our space comfortably. Parking is available nearby, making it hassle-free for you to stop by whenever you need assistance.

Operating Hours

We understand that your time is valuable! That's why we are open Monday through Friday from 10 AM to 5:30 PM. These hours allow you to visit us during your lunch break or after work without any rush.

Services Offered

At Old West, we pride ourselves on providing a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, and our ATM is available for those who prefer self-service. Feel free to reach out at 541-278-6800 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Member Eligibility

At Old West, we believe that everyone deserves the opportunity to join a community focused on support and financial wellness. Becoming a member is easy! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We welcome individuals and families who share our values and want to take advantage of our range of services. The benefits of membership include competitive rates on loans, personalized banking solutions, and a dedicated team ready to help you achieve your financial goals. To find out all the details about eligibility criteria, please visit this page. If you're ready to start your journey with us, opening an account is straightforward just check out our account opening page here. For any questions or assistance, feel free to give us a call at (541) 278-6800. We're excited to welcome you into the Old West family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $131,553,747, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide reliable merchant services that simplify payment processing. Whether you're a retail store or a service provider, our solutions ensure you can accept payments easily, keeping your cash flow steady and your customers happy. Think of us as a partner in your day-to-day operations helping you focus on what really matters: growing your business. For more information about how Old West can support your business needs, visit us at 301 S Main St Pendleton Or 97801, Pendleton, OR or call us at (541) 278-6800. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Solutions

For our local business owners, Old West understands the unique needs of small businesses. Our business banking services, including merchant services and business loans, are designed to support your growth. Whether you're starting a new venture or expanding an existing one, we're here to guide you through the process.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features that simplify your financial management. With our online and mobile banking platforms, you can check balances, pay bills, transfer funds, and even send money to friends all from the comfort of your home or on-the-go. Need cash? Our ATM services are readily available for quick withdrawals or balance checks without hassle. Plus, if you're ever in need of assistance with simple transactions like deposits or withdrawals, our drive-thru service provides an additional layer of convenience.

Financial Support When You Need It

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation services. These options allow you to tackle financial hurdles head-on, making it easier to manage your overall debt. Additionally, our credit cards come with rewards that let you earn benefits as you spend, making every purchase count.

Personal Banking Made Easy

Managing your finances is essential, and at Old West, we offer various personal banking options tailored just for you. Our checking and savings accounts are designed to help you save while giving you easy access to your money. Imagine having the freedom to make everyday purchases while also setting aside funds for future goals. For those who are considering purchasing a new vehicle, our auto loans and vehicle financing options are competitive and straightforward. Picture yourself driving home in that car you've always wanted with manageable monthly payments. If homeownership is on your mind, we provide mortgage loans and refinancing solutions that can fit different budgets and situations.

Reach Out Today!

At Old West, we're more than just a credit union; we're your partners in financial success. With so many services available from personal banking to business solutions we're equipped to help you navigate every step of your financial journey. If you'd like to learn more about any of these services or have questions about how we can assist you further, don't hesitate to reach out at (541) 278-6800 or visit us in person at 301 S Main St Pendleton Or 97801. Your financial well-being is our priority!

Digital & Online Banking

Embracing Modern Banking

With mobile payments enabled, making purchases has never been easier. Just link your accounts and enjoy the convenience of paying directly from your smartphone. Whether you're out shopping or grabbing coffee with friends, you'll have quick access to your funds. At Old West, we're dedicated to providing accessible and effective banking solutions tailored to meet your needs. Explore the full range of our digital services today at https://www.oldwestfcu.org/ and see how easy banking can be!

Key Services for Your Convenience

Our online banking service is available 24/7, giving you access to your accounts whenever you need it. You can easily check balances, transfer funds, and pay bills without stepping foot in a branch. Plus, for those who prefer mobile banking, our dedicated mobile application makes it even easier to stay connected with your finances. One of the standout features is our person-to-person transfer option. Need to split a bill or send money to a friend? It's as simple as a few taps on your screen! And if you're environmentally conscious, you'll appreciate our e-statements feature, which lets you receive account statements electronically keeping everything organized and reducing paper waste.

Security You Can Trust

We prioritize your security with all our digital banking services. While we do not currently offer electronic signature authorization, rest assured that every transaction is protected with advanced security measures. Our commitment to keeping your information safe means you can bank worry-free.

Financial Strength

Community Trust

We have a strong member base with a total of 36,098 share accounts, showing that many trust us with their finances. This community trust underlines our commitment to providing excellent service while ensuring your funds remain secure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Old West is your trusted partner. Visit us at 301 S Main St Pendleton Or 97801 or call (541) 278-6800 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $21,244,359 in share certificates and $24,322,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 82 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $26,413,536 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $916 in used auto loans and $192,205,650 in total loans and leases, supporting your financial goals across various sectors.

Solid Foundation

With a net worth of $36,207,491, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,271 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,327,233 in used vehicle loans and $2,450,617 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with streamlined processes and personalized service.

Business Financing

For business owners, our outstanding commercial loans totaling $131,553,747 provide the capital needed to grow and expand. We understand that running a business requires support, and we're here to assist you every step of the way. At Old West, we want to ensure that you have access to the funds necessary for life's biggest moments. If you're interested in refinancing options or checking your eligibility for any of our loan products, feel free to reach out. You can call us at (541) 278-6800, visit us at our branch located at 301 S Main St Pendleton Or 97801, or explore our website at https://www.oldwestfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to transparency and helping you make informed decisions about your finances.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,300,654 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,569,908, make buying or refinancing simple. We provide guidance every step of the way, ensuring you understand your options and can choose what's best for you.

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Old West