Old West Credit Union La Grande OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Old West, your trusted financial partner located at 3 Depot St, La Grande, OR 97850. Since our establishment in 1957, we have proudly served the community with a commitment to helping our members achieve their financial goals. With over 15,264 members and a total asset base of $284,013,650, we are dedicated to providing personal and business banking solutions tailored to your needs. At Old West, we understand that each member's financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards all designed to support you every step of the way. Our total deposits stand at $37,484,115, reflecting our members' trust in us. In addition, our net worth of $36,207,491 showcases our solid financial foundation and commitment to stability. Led by our experienced CEO Kenneth Olson and Board President Riccola Voigt, our team of 83 employees is here to assist you with any questions or concerns you may have. You can reach us at 541-575-0264 during our lobby hours from 10 AM to 5:30 PM on weekdays. While you're welcome to visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address. We invite you to explore how Old West can help you build a brighter financial future. Discover more about membership opportunities or open an account today by visiting us online at Old West Credit Union. Let's work together toward your financial success!

Branch History & Mission

Welcome to Old West, where community and financial support come together in La Grande, Oregon. Since opening our doors in 1957, we have grown from a small credit union into a trusted financial partner for over 15,000 members. Our journey has been marked by dedication to service and a commitment to the needs of our community. Located at 3 Depot St, La Grande, OR 97850, we are proud to be situated near local landmarks that reflect the heart of our town. For those looking to reach us through the mail, official correspondence can be sent to the same address. Over the years, our branch has not only expanded its services but also its impact on the lives of those around us. Our mission is simple yet powerful: to provide accessible financial services while fostering community growth and wellbeing. We offer a range of products including checking and savings accounts, auto loans, personal loans, business banking services, and more all designed with our members' needs in mind. With total assets reaching $284013650, we are well-equipped to serve you and help you achieve your financial goals. At Old West, we believe that true strength lies in supporting one another. That's why we actively engage in community outreach initiatives aimed at enhancing the quality of life for residents in La Grande and surrounding areas. We are committed to being more than just a financial institution; we aim to be a cornerstone of support for all our members. In today's fast-paced world, we've embraced technology to make banking easier for you. Our online and mobile banking options allow you to manage your finances anytime and anywhere. Whether it's making deposits via ATM or using our drive-thru service for quick transactions, we're here for you. We invite you to become part of the Old West family. Experience personalized service tailored to your unique needs and join a community that truly cares about your financial success. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach out at 541-575-0264 during our lobby hours from 10 AM to 5:30 PM (M-F). We look forward to welcoming you!

Branch Location & Accessibility

Welcome to the Old West branch, conveniently located at 3 Depot St in La Grande, Oregon. Our branch is nestled right in the heart of Union County, making it easy for you to access all your banking needs. Whether you're a long-time member or considering joining us, you'll find our location is just a stone's throw away from popular spots like the historic downtown area and local parks. At Old West, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking spaces to ensure everyone can visit us comfortably. Plus, with ample parking available, you won't have to worry about finding a spot when you come by. Our lobby hours are welcoming and designed to fit your schedule open from 10 AM to 5:30 PM Monday through Friday, we're here when you need us. And if you prefer drive-thru service, we offer that too! You can quickly complete deposits, withdrawals, and simple transactions without ever leaving your car. For added convenience, we also provide ATM access on-site so you can manage your cash whenever you need it. While members can visit us at 3 Depot St, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to reach out at 541-575-0264. We look forward to serving you at Old West! Come visit us soon and experience banking made easy!

Member Eligibility

At Old West, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community where your financial well-being is our priority. If you're interested in becoming part of our family, the good news is that eligibility is simple! Residents of certain areas, employees of partner organizations, and their families can join us. We encourage you to check out the detailed eligibility criteria on our website at https://www.oldwestfcu.org/about-us/become-a-member.html to see how easily you can qualify. Joining Old West not only gives you access to a range of personalized financial services but also opens doors to exclusive member benefits designed to support your goals. Opening an account with us is straightforward just visit us at our branch located at 3 Depot St La Grande Or 97850 or give us a call at (541) 575-0264 for assistance. We're here to help you every step of the way on your journey toward better financial health!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine a busy Saturday where your customers can quickly pay with their cards or mobile wallets. Our efficient solutions ensure that you can focus on serving your customers while we handle the transactions seamlessly. Visit us at 3 Depot St La Grande Or 97850 in La Grande, OR, or give us a call at (541) 575-0264 to learn how we can support your business needs today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $131,553,747, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those times when you prefer face-to-face service or need cash quickly, we provide ATM access for withdrawals and balance checks as well as basic drive-thru banking for deposits and simple transactions. We're here to make sure accessing your money is as easy as possible.

Business Banking

For our entrepreneurial members, our business banking services include everything from merchant services to business loans. We're committed to supporting local businesses in La Grande by providing tailored financial solutions that promote growth and success.

Credit Cards with Rewards

We also know how important it is to get rewarded for your spending. That's why we offer credit cards with rewards, allowing you to earn points or cash back on everyday purchases. It's a simple way to get more out of what you already buy.

Get in Touch

Whether you're visiting us at our branch located at 3 Depot St, La Grande, OR 97850, or reaching out via phone at 541-575-0264, we're excited to assist you with all your financial needs. At Old West, we strive not just to be your credit union but a partner in achieving your financial dreams. Explore all that we offer today by visiting our website at oldwestfcu.org or stop by our branch during lobby hours from 10 AM to 5:30 PM, Monday through Friday. Let us help you navigate your financial journey!

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms let you manage your accounts anytime, anywhere. Need to check your balance? Transfer funds? Pay bills? You can do it all with just a few taps on your phone or clicks on your computer.

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing options that make getting on the road easier than ever, we have you covered. Imagine driving off in a reliable car without the stress of complicated financing our competitive rates make it possible! If homeownership is on your mind, consider our mortgage loans and refinancing services. We offer various mortgage products designed to fit different budgets and goals. Additionally, our personal loans and debt consolidation options can provide the financial flexibility you need, whether you're planning a big purchase or looking to simplify your payments.

Digital & Online Banking

Key Features

We provide e-statements for those who prefer going paperless. This not only helps the environment but also allows you to access your statements easily whenever you need them. Plus, with our mobile application, staying on top of your finances has never been easier. You can even enjoy mobile payments right from your phone no more fumbling for cash or cards! Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. Just enter their information, and you're set. Although we currently do not offer electronic signature authorization for certain transactions, our user-friendly interface ensures that managing your accounts remains straightforward.

Security You Can Trust

Your security is our priority. We have implemented robust measures to protect your personal information while ensuring ease of use. From secure logins to real-time notifications about account activity, you can bank with confidence knowing that we take every precaution to keep your data safe. In summary, Old West is committed to providing exceptional digital banking services that cater to your lifestyle. Explore more about what we offer at our website and take control of your finances today!

Financial Strength

At Old West, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, highlighting the robust foundation that allows us to serve your needs reliably. With a net worth of $36,207,491, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,271 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,244,359 in share certificates and $24,322,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is also evident with $26,413,536 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options to serve our members better. With $916 in used auto loans and $192,205,650 in total loans and leases, our lending capacity supports your financial goals across various sectors. While our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members, we also take pride in having 82 full-time employees and 1 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Old West is your trusted partner. Visit us at 3 Depot St La Grande Or 97850 or call (541) 575-0264 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,327,233 in used vehicle loans and $2,450,617 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals so you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $131,553,747 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we have tailored solutions just for you. We also encourage our members to explore refinancing options available for various loan products. If you're interested in finding out more about eligibility or how refinancing can benefit you, feel free to visit our website at https://www.oldwestfcu.org/ or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Old West, we're dedicated to providing reliable financial solutions that meet your unique needs. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,569,908, make buying or refinancing simple. We offer competitive rates and terms that fit your budget, helping you invest in your future.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $1,300,654 in loans, we provide flexible terms that allow members to manage their finances effectively. Enjoy the benefits of having access to funds when you need them most without the worry of collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loans.

Old West