Old Hickory Credit Union Portland TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Old Hickory, your trusted financial partner located at 103 Kirby Dr, Portland, TN 37148. Established in 1934, our credit union has proudly served the community for nearly nine decades, fostering a spirit of collaboration and support among our 21,727 members. With total assets exceeding $327 million, we are committed to providing competitive rates and personalized services tailored to meet your financial needs. At Old Hickory, we believe that banking should be about people, not just numbers. Our dedicated team of 80 employees, led by CEO Bonnette Dawson and Board President William Jennings Jr, works tirelessly to create a welcoming environment where you can feel confident in your financial decisions. Whether you're interested in personal loans, auto financing, or business banking solutions, we have you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 103 Kirby Dr, Portland, TN 37148-2072. If you have any questions or need assistance, don't hesitate to reach out via phone at 615-847-4043 or explore our services online at www.ohcu.org. Join us today and experience the difference of member-focused banking!

Branch History & Mission

At Old Hickory, we believe in the power of community and the importance of providing accessible financial services to our members. Established in 1934, our branch in Portland, TN, has grown alongside the community it serves. From humble beginnings, we have evolved into a trusted financial partner for over 21,000 members. Located at 103 Kirby Dr, our branch is easily accessible and close to local landmarks that reflect the heart of Portland. Our mission is simple yet profound: to empower our members with financial knowledge and services that foster growth and stability. We strive to create a welcoming environment where everyone feels valued and supported. Since opening our doors, Old Hickory has focused on building strong relationships within the community. With total assets of $327,033,185, we are committed to offering a range of services including personal banking, auto loans, mortgage financing, and more. Our dedicated team works tirelessly to ensure that each member's needs are met with care and expertise. While members can visit us at 103 Kirby Dr, official correspondence should be sent to 103 Kirby Dr, Portland, TN 37148-2072 if different from our physical address. Our operating hours are designed for your convenience: Monday through Thursday from 8:00 AM to 4:00 PM and Friday until 6:00 PM. We understand that modern banking requires adaptability. That's why we offer digital solutions such as online banking and mobile payments while maintaining traditional services like drive-thru banking and ATM access. We also provide shared service center options for those who need additional assistance. Our commitment extends beyond just financial transactions; we actively participate in community outreach programs aimed at improving lives. Whether it's partnering with local organizations or sponsoring events that bring people together, Old Hickory is dedicated to making a positive impact. Join us at Old Hickory where your financial journey matters! Experience firsthand how we can help you achieve your goals with personalized support and innovative solutions tailored just for you. For more information or to become a member today, call us at 615-847-4043 or visit our website at www.ohcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Easy Access and Parking

At Old Hickory, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can visit us with ease. You'll find ample parking available right outside, making it simple to stop by for your banking needs. If you need assistance or have questions, our friendly staff is always ready to help.

Operating Hours That Fit Your Schedule

We understand that everyone has busy lives. That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Thursday from 8:00 AM to 4:00 PM and on Fridays until 6:00 PM. Whether you're stopping in before work or after school, we're here when you need us.

Services Tailored for You

Old Hickory offers a range of services designed with our members in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need quick cash? Our ATM services are available on-site, along with convenient drive-thru banking for simple transactions. If you're looking for shared services or basic ATM access for withdrawals and balance checks, we provide those options too! While members can visit us at 103 Kirby Dr, official correspondence should be sent to the same address if needed. Feel free to give us a call at 615-847-4043 if you have any questions or would like more information about becoming a member. We invite you to come by and see how Old Hickory can support your financial journey today!

Member Eligibility

Becoming a member of Old Hickory is like joining a friendly family that truly cares about your financial well-being. If you live, work, worship, or go to school in the Portland area or have a family member who is already part of our community, you're likely eligible to join us! We welcome individuals from all walks of life, and our goal is to provide personalized service and support for your financial journey. You can explore more about our membership criteria by visiting this link, where we break down everything you need to know. Once you're ready to take the next step towards membership at Old Hickory, opening an account is a breeze! Simply visit us in person at our convenient location at 103 Kirby Dr Portland Tn 37148 or check out the online application process at this link. If you have any questions or need assistance, don't hesitate to reach out to us at (615) 847-4043. We're excited to welcome you into our community!

Business Banking & Commercial Services

Empowering Growth Through Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $73 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,711, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments quickly and securely, whether online or in-person. Our services help improve cash flow and enhance customer satisfaction, making transactions smooth for both you and your clients. Visit us at 103 Kirby Dr Portland Tn 37148, Portland, TN, or call us at (615) 847-4043 to learn more about how Old Hickory can be your partner in success!

Comprehensive List Of Services

Business Banking Solutions

Running a business comes with its own set of challenges. That's why we offer business banking services that include merchant services and business loans. We understand what it takes to support local businesses and are here to help you thrive.

Connect with Us Today!

Ready to take advantage of everything Old Hickory has to offer? Call us at 615-847-4043 or visit our website at www.ohcu.org for more information about our services or to start your membership journey today! Your financial goals are within reach, and we're excited to help you achieve them right here in Portland, TN!

Convenient Access Whenever You Need It

We know convenience is key when it comes to banking. That's why Old Hickory provides ATM and cash withdrawal services so you can access your funds easily whenever needed. Our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle, perfect for busy days. Additionally, through our shared service center availability, members from partner credit unions can conduct basic transactions such as deposits and withdrawals right here at our branch.

Financing Your Dreams

Are you considering buying a new car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel of your dream car. We offer competitive rates that can fit your budget. Additionally, if you're looking to purchase a home or refinance an existing mortgage, our mortgage loans provide flexible solutions tailored just for you.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having access to your funds anytime with our user-friendly online and mobile banking platforms. With features like e-statements and mobile payments, you can keep track of your finances on the go.

Simplifying Borrowing

For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the relief you need. Plus, our credit cards with rewards offer great perks while you spend. You can earn points for every dollar spent, making it easier to enjoy rewards that matter to you.

Digital & Online Banking

Key Services

Imagine checking your account balance, transferring funds, or paying bills from the comfort of your home or while on the go. Our online banking service allows you to do just that! Plus, if you ever need to send money to a friend or family member, our person-to-person transfer feature makes it simple and fast. For those who prefer mobile banking, our mobile application is user-friendly and packed with features. You can make mobile payments easily and access all your account information right at your fingertips. Whether you're paying for groceries or splitting a dinner bill, managing your finances has never been more convenient.

Security and Accessibility

Your security is our top priority. Although we do not currently support electronic signature authorization, our systems are designed with robust security measures to protect your personal information. And if you choose e-statements, you'll enjoy both convenience and peace of mind knowing that your statements are stored safely online instead of in your mailbox. With all these options available at Old Hickory, real-time account management is just a click away. We strive to provide a banking experience that is not only accessible but also tailored to meet the diverse needs of our members. Whether you're checking balances, making payments, or transferring funds, Old Hickory is committed to making your banking experience smooth and enjoyable. Join us today and discover how easy managing your finances can be!

Financial Strength

At Old Hickory, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your finances are in safe hands. With a net worth of $32,236,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $47,892,284 in share certificates and $21,205,399 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $31,480,000 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $4,739 in used auto loans and $241,601,870 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our current net income is $655,554, which reflects our operational efficiency, it enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support. As we look ahead, it's clear that the strength of Old Hickory lies not only in numbers but also in the trust we've built within our community. Our net shares amount to $925,224, demonstrating the funds available for lending and investments to help you achieve your dreams. With a robust membership base of 44,308, it's evident that more people are choosing Old Hickory as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Old Hickory is your trusted partner. Visit us at 103 Kirby Dr Portland Tn 37148 or call (615) 847-4043 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,029,323 in used vehicle loans and $41,068,014 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $32,711 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for ongoing operations, we're here to help your business thrive. At Old Hickory, we're dedicated to offering personalized service and ensuring our members make informed financial decisions. For more information about our loan offerings or to start your application process, give us a call at (615) 847-4043 or visit us at our branch located at 103 Kirby Dr Portland Tn 37148 in Portland, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,373,339, make buying or refinancing simple. We provide resources and support at every step so you can feel confident in your decision. If you're considering refinancing, ask about our eligibility options that could save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,365,433 in loans helping members manage their finances effectively. These cards are designed to provide ease of use for daily purchases while allowing you to build credit responsibly.

Loan Aggregator

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OLD HICKORY CREDIT UNION - Portland, TN

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