Old Hickory Credit Union Nashville TN | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Old Hickory, where our commitment to serving you and the Nashville community has been strong since 1934. Located at 410 Donelson Pike, Nashville, TN 37214, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. With over 21,727 members benefiting from our services, we strive to create a welcoming environment where your needs come first. At Old Hickory, our total assets amount to an impressive $327,033,185, reflecting our stability and ability to support our members effectively. Whether you're looking for personal banking solutions like checking and savings accounts or seeking loans our total loans stand at 11,613 we have options tailored just for you. Our members enjoy the security of knowing their deposits, totaling $17,376,089, are backed by a solid net worth of $32,236,939. Our dedicated team, led by CEO Bonnette Dawson and Board President William Jennings Jr., is here to guide you through your financial decisions. With 80 employees ready to assist you, we ensure that personalized service is always at the forefront of what we do. While members can visit us at our branch for all your banking needs including ATM access and drive-thru services official correspondence should be sent to our mailing address: PO Box 140478, Nashville, TN 37214. As part of our mission to give back to the community, we are proud to offer various programs and initiatives that make a positive impact on the lives of those we serve. We invite you to explore how Old Hickory can help you achieve your financial goals. Ready to take the next step? Call us today at 615-847-4043, or visit us online at Old Hickory Credit Union to learn more about how we can help you thrive!

Branch History & Mission

Accessibility & Modern Banking

We recognize the importance of convenience in today's world. That's why our branch features both ATM availability and drive-thru banking services for quick transactions. Additionally, our online and mobile banking platforms ensure that you can manage your finances anytime and anywhere. We prioritize ADA compliance to ensure that all members have access to our facilities and services. While members can visit us at 410 Donelson Pike for all their banking needs, official correspondence should be sent to PO Box 140478, Nashville, TN 37214 if different from our physical location.

Community Commitment

Our commitment extends beyond just financial services. Old Hickory actively participates in various community outreach efforts aimed at enhancing the quality of life in Nashville and surrounding areas. From sponsoring local events to partnering with organizations that support education and wellness initiatives, we believe in giving back and supporting our neighbors.

Join Us

As we continue to grow and adapt to the needs of our members, we invite you to become part of the Old Hickory family. Experience firsthand the benefits of joining a credit union that truly cares about its members' well-being. With operating hours from Monday to Thursday 8:00 am - 4:00 pm and Friday until 5:00 pm, we're ready to assist you when it matters most. For more information or to open an account today, please call us at (615) 847-4043 or visit our website. Join us at Old Hickory Credit Union where your financial journey matters!

Our Mission

At Old Hickory, our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We believe in empowering individuals and families through accessible banking options, including checking and savings accounts, auto loans, mortgage solutions, and credit cards with rewards. We understand that financial stability is crucial for everyone, and we strive to offer products that meet diverse needs. We are not just about transactions; we aim to build lasting connections. Our team is dedicated to understanding each member's unique situation so we can help them achieve their financial goals. Whether you're looking for guidance on saving for your first home or need assistance with business banking services, we are here for you.

Branch Location & Accessibility

Connect with Us

While members can visit us at 410 Donelson Pike, official correspondence should be sent to PO Box 140478, Nashville, TN 37214. If you have any questions or need assistance, feel free to give us a call at 615-847-4043. We invite you to stop by Old Hickory today! Our friendly staff is excited to help you with all your banking needs. Your financial journey starts here!

Operating Hours

Visit us during our operating hours: Monday through Thursday from 8:00 AM to 4:00 PM, and Friday from 8:00 AM to 5:00 PM. Whether you need help with personal banking, auto loans, or just want to chat about your financial goals, our team is ready to assist you.

Parking and Accessibility

We prioritize your convenience and accessibility. There's ample parking available right outside our branch, and we have features in place to ensure everyone can access our services easily. Our building is ADA compliant, complete with ramps for those who need them.

Services Offered

At Old Hickory, we offer a wide range of services designed to meet your needs. Enjoy personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For business members, we provide merchant services and business loans. Plus, with our online and mobile banking options, managing your finances has never been easier! If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. We also have an ATM on-site for your convenience.

Member Eligibility

Becoming a member of Old Hickory is like joining a caring community where your financial well-being is our priority. We welcome individuals who live, work, worship, or go to school in the Davidson County area and their family members. So whether you're just starting out on your financial journey or looking for better services, you'll find a supportive partner here at Old Hickory. With us, you can enjoy great rates on loans and savings accounts, as well as personalized service tailored to your needs. If you're ready to take the next step towards membership, opening an account is a breeze! Just visit us at 410 Donelson Pike Nashville Tn 37214, or give us a call at (615) 847-4043 for any questions. You can also check out our detailed eligibility criteria at http://www.ohcu.org/about-us/about-ohcu/membership and start your application online through this link: https://go.ohcu.org/enroll. Join us today and discover how we can help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer a variety of merchant services designed to streamline your operations. Imagine having a payment processing solution that is both reliable and easy to use. Our services allow you to accept payments quickly, manage transactions efficiently, and focus on what matters most growing your business. Visit us at 410 Donelson Pike Nashville Tn 37214, Nashville, TN, or give us a call at (615) 847-4043 to learn more about how our business banking solutions can help you thrive!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $73 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,711, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing services are designed to help you get behind the wheel without breaking the bank. We understand that buying a vehicle is a significant investment, which is why we offer competitive rates and flexible terms to fit your budget. Picture driving off in your dream car, knowing you secured an affordable loan from us.

Business Banking

Running a business? We haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored to help entrepreneurs thrive. Whether you're starting up or expanding, we provide the financial tools necessary for success.

Convenient Access

We also prioritize convenience with features like ATM & Cash Withdrawal Services available at numerous locations, along with Basic Drive-Thru Banking for quick deposits and withdrawals without leaving your car. Plus, if you're a member of one of our partner credit unions, enjoy Basic Shared Branch Transactions for added flexibility. With all these services available at Old Hickory, accessing your finances has never been easier. Our friendly staff is here to assist you at every turn feel free to give us a call at (615) 847-4043 if you have questions or need more information about how we can serve you better. Ready to take control of your financial journey? Visit us today at 410 Donelson Pike Nashville Tn 37214, explore our offerings on our website here, or start by opening an account here. We look forward to welcoming you!

Credit Cards with Rewards

For those who love to shop or travel, our Credit Cards with Rewards can add value to your everyday purchases. Earn points on what you spend and redeem them for exciting rewards like travel discounts or cashback offers. It's a smart way to make the most out of your spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized assistance every step of the way. This service can help lower your monthly payments or access cash for home improvements. Let us guide you through this important financial decision.

Personal Banking

For those looking to save for the future or manage daily expenses, we offer Personal Banking options such as checking and savings accounts. Imagine having a reliable account where you can deposit your paycheck and watch your savings grow over time. Our accounts come with user-friendly online and mobile banking features, allowing you to check your balance or transfer funds from anywhere at any time.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation services come into play. If you find yourself juggling multiple debts, consider consolidating them into one manageable payment with us. Our straightforward application process makes it easy to apply and receive the support you need.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.ohcu.org/, you can check balances, pay bills, and transfer money anytime you need. No more rushing to the bank before it closes everything you need is just a few clicks away.

Mobile Features for Your Lifestyle

Our mobile application makes banking even simpler. Need to make a quick payment? You can use our mobile payments feature to send money instantly. Plus, with person-to-person transfers, sharing expenses with friends or family has never been easier!

Secure and User-Friendly Experience

We prioritize your security. Even though we don't currently offer electronic signature authorization, our systems are designed to keep your information safe while providing an easy-to-navigate interface. Also, opting for e-statements not only helps reduce paper clutter but also keeps your financial documents accessible at all times.

Stay in Control

Managing your accounts has never been easier. With real-time access to your finances through both online banking and our mobile app, you can monitor transactions and manage your budget effectively. Enjoy the freedom of banking on your terms with Old Hickory! Experience the convenience of modern banking today by visiting us online at https://www.ohcu.org/!

Financial Strength

Growing Member Base

We're grateful for the trust placed in us by our community, as shown by our 44,308 total share accounts. This growing member base reflects the confidence many have chosen to place in Old Hickory for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Old Hickory is your trusted partner. Visit us at 410 Donelson Pike Nashville Tn 37214 or call (615) 847-4043 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing Back into You

We believe in reinvesting in our community and members. With $31,480,000 in undivided earnings, we enhance our services by providing innovative banking tools, stronger lending options, and improved security measures. Our lending capacity is substantial: with $4,739 in used auto loans and $241,601,870 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us! We hold $47,892,284 in share certificates and $21,205,399 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $655,554, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $32,236,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,029,323 in used vehicle loans and $41,068,014 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and used vehicles, making it easier than ever to drive away with your desired automobile.

Business Loans

For business owners, our outstanding commercial loans totaling $32,711 provide the capital needed to grow and expand. We're here to support local businesses in their endeavors by providing accessible funding solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,373,339, make buying or refinancing simple. We aim to guide you through the process with flexible terms and competitive rates that can help bring your dream home within reach.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We can help identify opportunities that may benefit your financial situation. At Old Hickory located at 410 Donelson Pike, Nashville TN 37214, we are committed to supporting our members' financial journeys. For inquiries or assistance with any of our loan offerings, please feel free to contact us at 615-847-4043 during our business hours: Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or just have questions about your options, Old Hickory is here for you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $3,365,433 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the loan options presented are reliable and reflect current market conditions.

OLD HICKORY CREDIT UNION - Nashville, TN

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