Old Hickory Credit Union Lebanon TN | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Old Hickory, your trusted partner in financial well-being, located conveniently at 1401 W Main St, Lebanon, TN 37087. Since our establishment in 1934, we have dedicated ourselves to serving our members and the community with integrity and commitment. With a robust membership of over 21,727 individuals, we strive to create meaningful relationships that help you achieve your financial goals. At Old Hickory, we take pride in our impressive total assets of $327,033,185 and total deposits amounting to $17,376,089. Our focus is on providing exceptional services tailored to your needs, whether you're looking for personal banking solutions like checking accounts or auto loans or business banking options such as merchant services and business loans. We are here for you every step of the way. Our dedicated team of 80 employees, led by CEO Bonnette Dawson and Board President William Jennings Jr., works diligently to ensure that each member receives personalized attention and support. We're not just a credit union; we're a community hub where financial education meets responsible lending. While members can visit us at our branch location, official correspondence should be sent to the same address: 1401 W Main St, Lebanon, TN 37087. If you have any questions or need assistance, don't hesitate to reach out at 615-847-4043. Join us today and experience the difference that comes from being part of a community-focused credit union. Visit our website at www.ohcu.org for more information on how we can help you thrive financially!

Branch History & Mission

Old Hickory Credit Union has been a cornerstone of the Lebanon community since it first opened its doors in 1934. With a rich history spanning nearly nine decades, this credit union has grown alongside its members, fostering financial stability and support for families and businesses alike. Located at 1401 W Main St, Lebanon, TN 37087, Old Hickory is conveniently situated near local landmarks that make it easily accessible to everyone in the area. From its humble beginnings, Old Hickory has evolved into a thriving financial institution with a total membership of 21,727 and assets totaling an impressive $327,033,185. Over the years, it has adapted to meet the changing needs of its members while maintaining a strong commitment to community service. The credit union's mission is straightforward yet profound: to provide exceptional financial services while uplifting the communities it serves. This dual focus on individual financial health and community well-being sets Old Hickory apart as a true partner in progress. At Old Hickory, we understand that banking goes beyond transactions; it's about building relationships. Our operating hours are designed to accommodate busy schedules open from 8:00 AM to 4:00 PM Monday through Thursday and until 6:00 PM on Fridays. We are proud to offer drive-thru banking and ATM services, ensuring our members have convenient access to their finances whenever they need it. The credit union also embraces modern technology with online and mobile banking options that allow members to manage their accounts effortlessly from anywhere. Whether you're looking for personal loans, mortgage refinancing, or business banking services, Old Hickory is dedicated to providing tailored solutions that fit your unique needs. In addition to our focus on financial services, Old Hickory actively engages in community outreach initiatives. We believe that supporting local causes strengthens our bonds with our members and enhances the quality of life in Lebanon. Through partnerships with various organizations, we strive to make a positive impact in our neighborhoods. While members can visit us at 1401 W Main St, official correspondence should be sent to the same address for consistency and ease of communication. For any inquiries or assistance, feel free to reach out at 615-847-4043. We invite you to join Old Hickory Credit Union today and experience firsthand the benefits of being part of a community-focused financial institution. Together, we can build a brighter future for you and your family! Visit us online at ohcu.org for more information about membership and services.

Branch Location & Accessibility

Come Visit Us!

We invite you to come by the Old Hickory branch in Lebanon today! Whether you're looking to open a new account or simply need assistance with an existing one, our friendly team is here to help. Don't hesitate to give us a call or stop in we look forward to serving you!

Convenient Access

The Old Hickory branch is designed with convenience in mind. We offer ample parking right outside our doors, making it easy for you to stop by. Our location is also ADA compliant, ensuring that all members of our community can access our services comfortably. For those who prefer to use drive-thru banking, we have a drive-thru option available for quick and simple transactions. While you can visit us at 1401 W Main St, please note that any official correspondence should be sent to the same address since it's also our mailing address.

Operating Hours

We understand that life can get busy, which is why our operating hours are designed to fit your schedule. Our lobby is open Monday through Thursday from 8:00 AM to 4:00 PM and on Fridays from 8:00 AM to 6:00 PM. If you need assistance outside these hours, feel free to reach out by phone at 615-847-4043.

Services Offered

At Old Hickory, we provide a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM services are available for quick cash withdrawals and balance checks whenever you need them. We also offer basic shared branch transactions for partner credit union members.

Member Eligibility

At Old Hickory, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to join us at our Lebanon branch located at 1401 W Main St Lebanon Tn 37087, you'll find that eligibility is designed to be welcoming and straightforward. Generally, individuals who live, work, worship, or attend school in Wilson County can become members. It's all about fostering a community where everyone can thrive together. To make things even easier, you can explore the detailed eligibility criteria on our website at http://www.ohcu.org/about-us/about-ohcu/membership. If you're ready to take the next step and open an account, just visit our simple online process at https://go.ohcu.org/enroll or give us a call at (615) 847-4043 for any questions you might have. Joining Old Hickory means gaining access to personalized service and a range of products tailored just for you. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers, whether they're using credit cards or mobile wallets. Our merchant solutions ensure you can focus on what you do best running your business. Visit us at 1401 W Main St Lebanon Tn 37087 in Lebanon, TN or call us at (615) 847-4043 to explore how our business banking solutions can benefit you today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $73 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,711, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, take advantage of our ATM & Cash Withdrawal Services or visit us at our drive-thru for basic banking tasks such as deposits and withdrawals. We also participate in shared branching networks, allowing members from partner credit unions access to their accounts here at Lebanon.

Business Banking

If you own a business or are looking to start one, check out our Business Banking services. We offer Merchant Services that simplify payment processing, along with various Business Loans designed to help you achieve your goals.

Conclusion

At Old Hickory, we're committed to meeting all your financial needs under one roof. If you're ready to explore how we can support your journey whether it's personal banking, business growth, or simply enhancing your financial literacy give us a call at (615) 847-4043 or visit us today! Together, let's build a brighter financial future.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only offer convenience but also give you the chance to earn rewards on your everyday purchases. Imagine earning points every time you shop for groceries or fuel it's an effortless way to save!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. With options like mobile payments and person-to-person transfers, banking on the go has never been easier.

Personal Banking

When it comes to personal banking, we offer various options designed to fit your lifestyle. Start with our Checking & Savings Accounts, which come with features that help you manage your money effectively. Need funds for a new car? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms, making it simple for you to get behind the wheel without breaking the bank. For those considering homeownership, our Mortgage Loans & Refinancing options are crafted to assist you in purchasing or refinancing your home. And if you're facing unexpected expenses or want to consolidate debts, our Personal Loans & Debt Consolidation solutions can help ease your financial burden.

Digital & Online Banking

Convenient Online Access

Our online banking services, available at https://www.ohcu.org/, empower you to handle your banking needs right from the comfort of your home or on-the-go. Whether you're checking balances, transferring funds, or paying bills, our 24/7 online banking ensures you have access whenever you need it. Plus, with our mobile application, managing your accounts is as simple as tapping a button.

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected by robust security measures. Feel confident knowing that your personal information is safe with us. In summary, Old Hickory offers a comprehensive suite of digital and online banking options tailored to fit your lifestyle. Explore these features today and see how easy managing your finances can be!

Smart Features for Your Lifestyle

We know that life can get busy, so we've included features like person-to-person transfers, allowing you to send money to friends and family quickly and easily. You can also take advantage of our mobile payments feature for secure transactions right from your smartphone. No more fumbling for cash or cards just a quick tap to make payments hassle-free!

Stay Organized with E-Statements

Keeping track of your finances has never been easier. With e-statements available at Yes, you'll receive electronic copies of your bank statements directly in your inbox. This not only helps you stay organized but also reduces paper clutter an easy step towards going green!

Financial Strength

Commitment to Growth

With $31,480,000 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This commitment allows us to enhance security measures and serve our members better. Additionally, our lending capacity is supported by $4,739 in used auto loans and $241,601,870 in total loans and leases, helping our members meet their financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to offer competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Old Hickory is your trusted partner. Visit us at 1401 W Main St Lebanon Tn 37087 or call (615) 847-4043 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We pride ourselves on having 78 full-time employees and 2 part-time employees who are always ready to serve you with knowledge and commitment. Whether you have questions or need assistance, our team is here to help. With net shares amounting to $925,224, funds are readily available for lending and investments, further ensuring that we can meet your needs promptly. Our strong member base is evident with a total of 44,308 share accounts, reflecting the trust placed in us by our community.

Member-Centric Savings

Members' savings are secured through $47,892,284 in share certificates and $21,205,399 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' needs. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $32,236,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is critical for ensuring that we can continue supporting our members effectively. Our net worth ratio of $983 demonstrates a robust capital base, assuring you that we can provide loans and competitive savings rates even during uncertain economic times. This level of stability is essential for your peace of mind.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,029,323 in used vehicle loans and $41,068,014 in new vehicle loans already helping members get on the road. We believe that financing your next vehicle should be straightforward and hassle-free.

Business Loans

For business owners, our outstanding commercial loans totaling $32,711 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that meet their specific needs. At Old Hickory, we're committed to helping our members succeed financially. If you're considering refinancing or want to know more about eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at (615) 847-4043 or visit us at 1401 W Main St Lebanon Tn 37087 in Lebanon, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial aspirations today!

Credit Options

For those who need additional financial flexibility, we also provide unsecured credit card loans with a total of $3,365,433 available. These options are designed to help you manage your finances effectively without added stress. Additionally, our total credit lines amounting to $30,000,000 can give you the peace of mind you need when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,373,339, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you feel confident in your investment.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. This dedication to unbiased results helps users find the best loan options without hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from various institutions. This feature allows users to compare rates quickly and efficiently, aiding them in making informed choices tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the value and reliability users find in this tool. For those looking to secure favorable loan terms, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. By partnering with trusted financial institutions, LendMesh guarantees that users receive verified data, which means every loan offer is legitimate and reliable.

Old Hickory

Introduction

Branch History & Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking

Conclusion

Credit Cards and Rewards

Digital Banking Features

Personal Banking

Digital & Online Banking

Convenient Online Access

Security You Can Trust

Smart Features for Your Lifestyle

Stay Organized with E-Statements

Financial Strength

Commitment to Growth

Conclusion

Dedicated Team

Member-Centric Savings

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Options

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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