Old Hickory Credit Union Hendersonville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Old Hickory, your trusted credit union located at 543 E Main St, Hendersonville, TN 37075. Since our establishment in 1934, we have been dedicated to serving our community with a wide range of financial solutions tailored for every member's needs. With a strong foundation built on trust and reliability, Old Hickory has grown to serve 21,727 members, boasting total assets of $327,033,185 and total deposits reaching $17,376,089. At Old Hickory, we understand the importance of financial health in your life. Our friendly team is committed to providing personal banking services including checking and savings accounts, auto loans, mortgages, and business banking options. We pride ourselves on our supportive environment where members can feel confident and secure in their financial choices. Led by our experienced CEO, Bonnette Dawson, and Board President William Jennings Jr., we strive to foster meaningful relationships with each of our members. Our knowledgeable staff is here to help you navigate your financial journey whether it's securing a new vehicle or planning for the future. While members can visit us at our branch location, official correspondence should be sent to the same address: 543 E Main St, Hendersonville, TN 37075. With over 80 employees ready to assist you during our operating hours Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 6:00 PM you'll find the support you need right when you need it. We invite you to explore more about what Old Hickory has to offer by visiting our website at ohcu.org. For any inquiries or assistance, please don't hesitate to give us a call at 615-847-4043. Join us in making your financial dreams a reality!

Branch History & Mission

At Old Hickory, we take pride in our rich legacy and commitment to serving the Hendersonville community since 1934. Located at 543 E Main St, Hendersonville, TN 37075, our branch has been a pillar of support for local residents for nearly nine decades. Over the years, we have grown significantly, now boasting a total membership of 21,727 and total assets amounting to $327,033,185. Our journey began with a simple mission: to provide reliable financial services that empower our members to achieve their goals. As we evolved, we embraced new technologies while remaining dedicated to personalized service. Today, members can enjoy modern conveniences like online banking and mobile payments alongside traditional banking services. Our mission extends beyond just financial transactions; we aim to foster a sense of community among our members. Whether it's through partnerships with local organizations or outreach programs that benefit those in need, we believe in giving back to the community that has supported us throughout the years. While members can visit us at our physical location on E Main St., official correspondence should be sent to the same address as our mailing address is identical. Our branch operates Monday through Thursday from 8:00 AM to 4:00 PM and extends hours on Fridays until 6:00 PM. Additionally, we offer ATM availability and drive-thru banking for added convenience. Old Hickory is not just about banking; it's about building relationships and trust within our community. We invite you to join us on this journey. Experience firsthand how we can help you manage your finances while being part of something bigger a supportive community bank where your needs truly matter. Visit us today or call us at 615-847-4043 to learn more about becoming a member!

Branch Location & Accessibility

Welcome to Old Hickory, your friendly neighborhood credit union located at 543 E Main St in beautiful Hendersonville, TN! Our branch is conveniently situated near local landmarks, making it easy for you to stop by. Whether you're headed to the nearby shopping areas or enjoying a day out in town, we are here to assist you with all your banking needs. At Old Hickory, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring that everyone can visit us comfortably. Plus, we offer drive-thru banking for quick transactions without leaving your vehicle. If you're in need of cash, our ATM is available on-site for easy access. We're open Monday through Thursday from 8 AM to 4 PM and extend our hours until 6 PM on Fridays, providing plenty of opportunities for you to come in and chat with our friendly staff. You can reach us at 615-847-4043 for any inquiries or assistance. While members can visit us at 543 E Main St, official correspondence should be sent to the same address. We also offer shared services for partner credit union members, allowing you to conduct basic transactions such as deposits and withdrawals right here! Come visit Old Hickory today; we can't wait to welcome you into our community!

Member Eligibility

At Old Hickory, we believe that everyone deserves a chance to be part of a supportive community where your financial well-being is the priority. Becoming a member is easy and welcoming! If you live, work, or worship in the Hendersonville area, you may already qualify for membership. We're dedicated to serving our local community and are excited to offer our services to those who share this connection with us. For more details on eligibility criteria, feel free to check out our membership page. Once you're ready to join, opening an account at Old Hickory is just a few simple steps away. You can start the process online by visiting our account opening page, or if you have questions, don't hesitate to give us a call at (615) 847-4043. Our friendly team is here to help you every step of the way as you embark on your journey with us!

Business Banking & Commercial Services

Business Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $73 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,711, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine a busy weekend at your café or retail store. With our merchant services, you can accept payments quickly and securely, ensuring a smooth experience for your customers. Whether it's credit card transactions or mobile payments, we offer the tools you need to keep your business running efficiently. Visit us at 543 E Main St Hendersonville Tn 37075 in Hendersonville, TN, or call us at (615) 847-4043 to learn more about how our business banking services can help you achieve your goals. Together, let's pave the way for your success!

Comprehensive List Of Services

Convenient Access

At Old Hickory, we strive to ensure that banking is easy and accessible for everyone. Our branch features basic Drive-Thru Banking for quick deposits and withdrawals ideal for those busy days when time is short. Additionally, if you're a member of a partner credit union, you can take advantage of basic shared transactions at our location. Need cash on the go? Our convenient ATM & Cash Withdrawal Services allow you to access funds whenever needed, including simple balance checks.

Getting Started

To experience all these services and more at our branch located at 543 E Main St Hendersonville Tn 37075, Hendersonville, TN 37075, call us at (615) 847-4043 or visit our website at https://www.ohcu.org/. Whether you're opening an account or applying for a loan, we're here to guide you every step of the way. Join us today at Old Hickory your trusted partner in achieving financial success!

Loans for Every Need

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions tailored to help you manage those costs effectively. Want to enjoy rewards on your spending? Check out our Credit Cards with Rewards, designed to give back as you shop. For entrepreneurs and small business owners, our Business Banking services include Merchant Services & Business Loans, making it easier than ever to grow your venture. We understand that every dollar counts when running a business, so we're here to help with flexible financing options.

Personal Banking Solutions

When it comes to personal banking, we offer tailored options like Checking and Savings Accounts that fit various lifestyles. Imagine easily managing your finances from your phone or computer through our Online & Mobile Banking services. This convenience allows you to check balances, make transfers, and pay bills without ever stepping foot in the branch. If you're thinking about purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing can help you drive away in your dream vehicle. For those looking to buy a home, we provide competitive Mortgage Loans & Refinancing options that can ease the stress of home buying.

Digital & Online Banking

Key Services

Explore our online banking services by visiting https://www.ohcu.org/. Here, you'll find everything you need to handle your financial transactions seamlessly. You can check balances, transfer funds, and pay bills without the hassle of visiting a branch. Plus, our mobile application allows you to manage your accounts right from your smartphone perfect for those on the go!

More Features

With our mobile payments feature, making purchases is quick and easy just tap and go! Additionally, our person-to-person transfers let you send money to friends or family effortlessly. And if you ever need assistance or want to check on something late at night or early in the morning, our 24/7 online banking services have you covered. In summary, Old Hickory is committed to providing accessible and secure digital banking options that fit into your lifestyle. Experience the ease of managing your finances with us today!

Security and Accessibility

We prioritize your security with advanced features to protect your information. While we do not offer electronic signature authorization at this time, rest assured that all transactions through our platform are secure. Our members can also enjoy e-statements, allowing you to keep track of your account activity while reducing paper clutter.

Financial Strength

At Old Hickory, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial strength, ensuring you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $32,236,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $47,892,284 in share certificates and $21,205,399 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,480,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,739 in used auto loans and $241,601,870 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 44,308, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Old Hickory is your trusted partner. Visit us at 543 E Main St Hendersonville Tn 37075 or call (615) 847-4043 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,029,323 in used vehicle loans and $41,068,014 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to fit your budget, making it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $32,711 provide the capital needed to grow and expand. We're committed to supporting local businesses and understanding their unique challenges.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,373,339, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,365,433 in loans helping members manage their finances effectively. This option is great for those who need access to funds without putting up collateral.

Your Path Forward

If you're interested in any of these loan products or want to learn more about eligibility options, don't hesitate to reach out. You can contact us at (615) 847-4043, visit us at 543 E Main St Hendersonville Tn 37075, or explore our website at https://www.ohcu.org/. Let us help you find the right financing solution that fits your lifestyle. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Old Hickory