Old Hickory Credit Union Goodlettsville TN | Best Auto Loans & Business Banking

Introduction

Welcome to Old Hickory, a trusted community partner dedicated to supporting your financial journey. Located at 770 Conference Dr, Goodlettsville, TN 37072, our credit union has been serving members since 1934. With over 21,727 members and $327,033,185 in total assets, we pride ourselves on being a solid financial institution that understands the needs of our community. At Old Hickory, we offer a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we're here to help you reach your financial goals. Our commitment to transparency is evident in our strong financial standing boasting $17,376,089 in deposits and a net worth of $32,236,939. Additionally, we have facilitated over 11,613 loans to help our members thrive. While members can visit us at our branch location, official correspondence should be sent to 410 Donelson Pike, Nashville, TN 37214. We are proud of our leadership team led by CEO Bonnette Dawson and Board President William Jennings Jr, who work tirelessly to ensure that Old Hickory remains a reliable source of support for all its members. Feel free to reach out to us at 615-847-4043 or explore our website at www.ohcu.org for more information about our services. Whether you need assistance with loans or want guidance on saving for the future, we invite you to experience the Old Hickory difference today!

Branch History & Mission

Welcome to Old Hickory, a proud branch of our community-focused credit union located at 770 Conference Dr, Goodlettsville, TN 37072. Since opening our doors in 1934, we have been dedicated to serving our members and fostering financial growth within our community. With a strong legacy built on trust and support, we are thrilled to have grown to a membership of over 21,727 individuals who share our commitment to achieving financial stability and success. Our mission at Old Hickory is simple yet powerful: we aim to provide exceptional financial services while uplifting the communities we serve. We believe that banking should be accessible and beneficial for everyone. Our diverse range of offerings includes personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions tailored for local entrepreneurs. We strive to create an inclusive environment where every member feels valued and empowered. In addition to our traditional banking services, we embrace modern advancements to enhance your experience. Our digital platform allows you to manage your finances conveniently through online banking and mobile applications. Whether you need to make a quick deposit or transfer funds on the go, we've got you covered with user-friendly tools that fit your busy lifestyle. Old Hickory is not just about numbers; it's about people. We actively engage with our community through partnerships and outreach programs aimed at supporting local initiatives. By collaborating with local organizations, we work to address the unique needs of our members and their families, ensuring everyone has access to the resources they require. While members can visit us at our Goodlettsville location, official correspondence should be sent to 410 Donelson Pike, Nashville, TN 37214. We're here for you not just during business hours our ATM availability and drive-thru banking options mean you can access your funds when you need them most. As we look forward to the future, we invite you to join us on this journey. Experience the difference that a member-focused credit union can make in your life. Together, let's build a brighter financial future! For more information or to become a member today, please give us a call at 615-847-4043 or visit our website at www.ohcu.org.

Branch Location & Accessibility

A Community Hub

While members can visit us at this address for all their banking needs, if you need to send official correspondence, please use our mailing address at 410 Donelson Pike, Nashville, TN 37214. This ensures that all communications reach us promptly. Whether you're using our ATM services or participating in shared branch transactions with partner credit unions, we're dedicated to making your banking experience as smooth as possible.

Convenient Access

At Old Hickory, we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need extra assistance. Parking is plentiful and conveniently located right outside our doors, making it easy for you to visit us without any hassle.

Get in Touch!

Ready to see how Old Hickory can help you? Feel free to give us a call at 615-847-4043 or stop by during our operating hours. We look forward to welcoming you into our branch!

Operating Hours & Services

We understand that your time is valuable, which is why we offer flexible operating hours. Our lobby is open from 8 AM to 4 PM Monday through Thursday, and until 6 PM on Friday, allowing you to stop by at a time that works best for you. Whether you need to open an account, apply for a loan, or simply ask questions about your finances, our friendly team is here to assist you. In addition to traditional banking services like checking and savings accounts, we also offer auto loans, mortgage options, credit cards with rewards, and business banking solutions. Plus, for those quick transactions, take advantage of our drive-thru service for deposits and withdrawals without leaving your vehicle.

Member Eligibility

Becoming a member of Old Hickory means joining a friendly community that's dedicated to your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Davidson County area, as well as family members of existing members. This inclusive approach allows us to support each other and grow together. At Old Hickory, you'll enjoy personalized service, competitive rates, and a range of financial products designed just for you. Ready to get started? The process is simple! You can find more detailed eligibility information by visiting our website at http://www.ohcu.org/about-us/about-ohcu/membership . If you're interested in opening an account, head over to https://go.ohcu.org/enroll . For any questions or assistance, feel free to call us at (615) 847-4043. We're excited to welcome you into our family at Old Hickory, located at 770 Conference Dr Goodlettsville Tn 37072!

Business Banking & Commercial Services

Loan Options That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $73 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,711, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

Imagine a busy café where customers are lined up for their morning coffee. With our merchant services, accepting payments becomes effortless. From card readers to online payment solutions, we provide the tools necessary for smooth transactions, allowing you to focus on what you do best serving your customers. Located at 770 Conference Dr Goodlettsville Tn 37072, Goodlettsville, TN, our team is ready to assist you in exploring all the ways we can help your business grow. Call us today at (615) 847-4043 to learn more about how Old Hickory can be your partner in success!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans that can help streamline operations and fuel growth.

Contact Us Today!

We invite you to experience all that Old Hickory has to offer. Whether you're looking for personal banking solutions or business support, we're here to help! Feel free to give us a call at 615-847-4043 or visit us online at www.ohcu.org for more information on how we can assist you with your financial journey. Your financial well-being is our priority!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Old Hickory provides robust online and mobile banking options. You can check balances, transfer funds, pay bills, and even use person-to-person payment features all from the comfort of your home or on the go. Our ATM services also ensure that cash is always within reach whenever you need it.

Credit Options

Managing debt can be challenging, but with our personal loans and debt consolidation services, we can help lighten the load. For those looking to earn rewards on their spending, consider our credit cards that offer great benefits tailored for everyday purchases.

Drive-Thru & Shared Branch Services

Sometimes you just want to get in and out quickly. That's where our drive-thru banking comes in handy for simple transactions like deposits and withdrawals. Plus, if you're a member of another participating credit union, our shared branch transactions allow you to access your funds seamlessly.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking services are designed to support you every step of the way. We offer checking and savings accounts that make it easy to access your funds while earning interest. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options will help you get behind the wheel without breaking the bank. Additionally, our mortgage loans and refinancing solutions can assist you in purchasing your dream home or lowering your monthly payments.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is designed with you in mind. You can access all your accounts anytime through our website at https://www.ohcu.org/ . With 24/7 online banking services, you have the power to check balances, transfer money, and pay bills whenever it suits you. Plus, our mobile application gives you even greater flexibility to manage your finances right from your smartphone. One standout feature is the ability to send money quickly with person-to-person transfers. It's perfect for splitting bills or sending a gift to a friend without any hassle. And if you prefer paperless options, e-statements are available for easy access to your account statements, helping you stay organized while reducing clutter.

Security and Convenience

Your security is a top priority for us. While we currently do not offer electronic signature authorization, we ensure that all online transactions are protected with advanced security measures to keep your information safe. Our user-friendly interface allows you to navigate through various features smoothly, so you can focus on what truly matters your financial well-being. Additionally, if you're interested in making payments using your mobile device, our mobile payments feature lets you pay securely with just a tap. With these tools at your fingertips, real-time account management has never been easier! With Old Hickory, enjoy the peace of mind that comes with knowing that your banking needs are taken care of anytime and anywhere. Start exploring our digital banking options today!

Financial Strength

A Strong Foundation

With a net worth of $32,236,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Workforce

We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you with any questions or concerns you may have about your finances.

Member Trust

Total Share and Deposit Accounts stand at 44,308, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $925,224, we are well-prepared to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Old Hickory is your trusted partner. Visit us at 770 Conference Dr Goodlettsville Tn 37072 or call (615) 847-4043 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $47,892,284 in share certificates and $21,205,399 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $31,480,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to expand our offerings while maintaining a safe environment for your finances.

Supporting Your Financial Goals

With $4,739 in used auto loans and $241,601,870 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,029,323 in used vehicle loans and $41,068,014 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find the loan that fits your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $32,711 provide essential capital for expansion. We understand the unique challenges faced by businesses today and are ready to support your ventures with tailored solutions. Our team at Old Hickory is dedicated to helping you navigate your financial decisions. If you're interested in any of our loan products or want to learn about eligibility options, feel free to reach out at 615-847-4043 or visit us at 770 Conference Dr Goodlettsville TN 37072. You can also explore more about our offerings online at Old Hickory Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,373,339, make buying or refinancing simple. We strive to make the process as straightforward as possible so you can focus on making your new house a home.

Unsecured Credit Card Loans

Managing finances can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $3,365,433 in loans assisting members in effectively managing their cash flow. This option allows for convenience and peace of mind when unexpected expenses arise.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing genuine offers without any hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This impartial approach allows users to compare loans based solely on their merits. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. With constantly updated data, consumers can act quickly when they find a favorable offer. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive experiences many have had while using the platform. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By partnering with reputable lenders, LendMesh guarantees that the information provided is accurate and reliable.

OLD HICKORY CREDIT UNION