OkUnity Credit Union Stillwater OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Okunity, your trusted partner in financial well-being, located at 311 E McElroy Rd, Stillwater, OK 74075. Since our establishment in 1968, we have dedicated ourselves to serving our community with a range of personal and business banking solutions. With over 13,000 members, we take pride in being more than just a credit union; we are a cornerstone of support for families and businesses alike. At Okunity, we're committed to your financial success. Our total assets stand strong at $211,751,886, enabling us to offer competitive rates on loans and deposits. Currently, we have provided a total of 5,571 loans to our members, ensuring that you can achieve your dreams whether that's buying a home, securing an auto loan, or starting a business. Our team is led by CEO Daniel Thrasher and Board President Lyle Eastman, both of whom share a passion for community service and member satisfaction. Together with our dedicated staff of 42 employees, we're here to provide personalized service that meets your unique needs. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 311 E McElroy Rd, Stillwater, OK 74075. Explore the various services we offer through our website at Okunity. Whether you're interested in checking accounts, vehicle financing, or business loans, we are here to help you navigate your financial journey. We invite you to reach out to us at (405) 743-3328 or visit us during our lobby hours from Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. Let's work together towards achieving your financial goals!

Branch History & Mission

At Okunity, we take pride in our rich legacy and commitment to serving the community of Stillwater, OK. Founded in 1968, we have grown alongside our members, evolving from a small credit union into a trusted financial partner with over 13,000 members today. Our branch is located at 311 E McElroy Rd, Stillwater, OK 74075, conveniently situated near local landmarks that make us easily accessible for all your banking needs. Since our inception, Okunity has focused on providing exceptional financial services while fostering a strong sense of community. We understand that financial stability plays a crucial role in enhancing the quality of life for our members. Our mission is simple yet impactful: to empower individuals and families by offering personalized banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Over the years, we've achieved significant milestones. With total assets reaching an impressive $211,751,886, we've continuously invested in the latest technology to enhance member experiences. Our digital advancements include online and mobile banking options that allow members to manage their finances conveniently from anywhere. We're also proud to provide ADA-compliant facilities to ensure everyone can access our services without barriers. Our commitment to the community goes beyond just banking. At Okunity, we actively engage in outreach programs and partnerships that uplift local organizations and promote financial literacy. We believe that when our community thrives, so do we. Through these initiatives, we strive to create lasting relationships built on trust and support. While members can visit us at 311 E McElroy Rd, official correspondence should be sent to 311 E McElroy, Stillwater, OK 74075 if needed. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. For added convenience, we offer drive-thru services on weekdays until 6:00 PM and ATM availability for quick cash withdrawals. At Okunity, we're more than just a credit union; we're a part of your journey towards financial success. Join us today and experience how we can help you achieve your goals while supporting the vibrant community of Stillwater. Together, let's build a brighter future!

Branch Location & Accessibility

Comprehensive Banking Services

When you visit us at Okunity, you'll find a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to meet all your financial needs under one roof. Plus, with ATM availability and shared services for partner credit union members, accessing your funds has never been easier.

Convenient Operating Hours

At Okunity, we want to ensure that you can bank on your own time. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, giving you plenty of time during the week to handle your financial needs. For those busy weekends, our drive-thru is open Saturday from 9:00 AM to 1:00 PM and weekdays until 6:00 PM. Whether you prefer coming inside or using our drive-thru service for quick transactions, we've got you covered!

Easy Access and Nearby Landmarks

Whether you're stopping by after picking up groceries or on your way to enjoy the nearby parks, you'll find us conveniently situated near popular spots in Stillwater. The area is well-connected, making it simple to fit banking into your busy schedule. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can visit us comfortably.

Get in Touch!

Have questions? Feel free to give us a call at 405-743-3328 or stop by during our operating hours. We're excited to welcome new members and help existing ones with all their banking needs. Come see us at Okunity your community credit union!

Member Eligibility

Becoming a member of Okunity is like joining a family where your financial well-being is the top priority. Located at 311 E Mcelroy Rd Stillwater Ok 74075, we welcome anyone who shares our community values. If you live, work, or worship in the area, or if you are related to someone who does, you're likely eligible to join us! We believe in making banking accessible and friendly, so don't hesitate to reach out for more information about our membership criteria by visiting this link. Joining Okunity comes with numerous advantages, including personalized service and a variety of financial products tailored just for you. Opening an account is a breeze just visit our website at this link or give us a call at (405) 743-3328. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments easily from your customers while keeping track of sales effortlessly. Our merchant services provide just that simplifying transactions so you can focus on what you do best: running your business. From credit card processing to online payment solutions, we're here to help streamline your operations. Located at 311 E Mcelroy Rd Stillwater Ok 74075 in Stillwater, OK, our dedicated team is eager to partner with you on your path to success. Call us at (405) 743-3328 or visit us online at Main to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,318,243, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you own a business, we have specialized offerings just for you! Our business banking services, including merchant services and business loans, are designed to support your venture's growth. We know that running a business comes with its own set of challenges, and we're here to help lighten that load.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. You can easily make deposits, check balances, or even transfer money using our user-friendly mobile app. With features like ATM access for withdrawals and cash management, staying on top of your finances has never been easier.

Personal Banking Solutions

We understand that personal banking is about more than just transactions; it's about building a secure financial future. That's why we offer checking and savings accounts designed to fit your lifestyle. Need a reliable way to finance your next car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. If you're looking to buy a home, consider our mortgage loans and refinancing solutions that can guide you through every step of the home-buying process. For those unexpected expenses, our personal loans and debt consolidation services provide flexible options to help you regain control over your finances. And don't forget about our credit cards with rewards a great way to earn while you spend!

Transaction Services

Our branch also provides essential transaction services such as basic drive-thru banking for quick deposits and withdrawals, along with basic shared branch transactions that let partner credit union members conduct simple banking tasks seamlessly. Whether you're stopping by for a quick deposit or exploring ways to enhance your financial well-being, our dedicated team at Okunity is ready to assist you. We invite you to visit us or call us at (405) 743-3328 for any questions or assistance regarding our services. Discover how we can help you achieve your financial goals today!

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, allowing you to view your account balances, transfer funds, and pay bills whenever it suits you. You can start exploring these features today by visiting us at https://www.okcommunitycu.com/. Whether you're on your laptop or using our mobile application, managing your money has never been simpler. We also prioritize your security. Our electronic signature authorization feature means you can sign documents digitally, making transactions quicker while keeping your information safe. Plus, with e-statements available, you can say goodbye to paper clutter and easily keep track of your finances.

Mobile Banking Made Easy

If you're always on the go, you'll love our mobile payments feature that allows you to make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer service makes it hassle-free. Just a few taps on your smartphone, and you're done! With our user-friendly mobile application, everything you need is right at your fingertips. From checking balances to making payments, all features are designed for ease of use and real-time account management. At Okunity, we're committed to providing you with accessible banking options that fit into your lifestyle while ensuring that your financial information remains secure. Join us in embracing the future of banking today!

Financial Strength

At Okunity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health, which reflects our commitment to serving you effectively. With a net worth of $23,842,820, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $52,315,978 in share certificates and $9,316,395 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,299,759, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $23,811,813 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $2,420 in used auto loans and $156,239,133 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $300,474, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 23,672, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Okunity is your trusted partner. Visit us at 311 E Mcelroy Rd Stillwater Ok 74075 or call (405) 743-3328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $5,318,243 provide the capital needed to grow and expand. If you're considering refinancing any existing loans, we have options available that could save you money on interest and improve your monthly payments. To learn more about eligibility requirements or how to apply, feel free to reach out at (405) 743-3328, or visit us at our branch located at 311 E Mcelroy Rd Stillwater Ok 74075 in Stillwater, OK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Okunity, we're here to support you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,056,487 in used vehicle loans and $44,818,192 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,144,289, make buying or refinancing simple. We provide guidance through every step of the process to help you secure your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with features that make it easy for you to handle your spending while providing peace of mind.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make well-informed choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. The platform prioritizes accuracy by collecting and updating loan information frequently, allowing users to access current rates that reflect market conditions.

OKUNITY FEDERAL CREDIT UNION - Stillwater, OK

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