OkUnity Credit Union Stillwater OK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Okunity, your trusted community partner in financial well-being. Located at 1811 S Sangre Rd, Stillwater, OK 74074, our branch has been serving members since 1968. With a commitment to fostering strong relationships and supporting our community, we proudly serve over 13,010 members, providing tailored financial solutions that meet your unique needs. At Okunity, we understand that personal finance can be overwhelming. That's why our dedicated team of 42 employees, led by CEO Daniel Thrasher and Board President Lyle Eastman, is here to guide you every step of the way. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total assets amount to an impressive $211,751,886, ensuring that we have the resources to support your financial journey. While members can visit us at our branch location for face-to-face service, official correspondence should be sent to our mailing address: 311 E McElroy Rd, Stillwater, OK 74075-3815. We take pride in maintaining a strong financial foundation with total deposits reaching $20,246,719 and net worth standing at $23,842,820. Additionally, with cash in hand totaling $4,412,995, we are well-positioned to provide prompt assistance when you need it most. Explore the benefits of membership today! Whether you're looking for a new loan or just want advice on managing your finances better, we invite you to reach out to us at 405-743-3328 or visit our website at www.okcommunitycu.com for more information. Your path to a brighter financial future starts here!

Branch History & Mission

Join Us!

With operating hours designed to fit your schedule Monday through Friday from 9:00 AM to 5:00 PM (and Saturdays from 9:00 AM to Noon) we're here when you need us most. Whether you prefer visiting us in person or utilizing our ATM and drive-thru services for convenience, Okunity is committed to serving you with integrity and respect. We invite you to become part of the Okunity family! Experience firsthand how we can help you achieve your financial goals while being an active participant in building a stronger community together. For more information or to start your membership journey today, call us at 405-743-3328 or visit us online at Okunity.

Our Evolution

Over the decades, Okunity has made significant strides in providing accessible and affordable financial services. We have witnessed the transformation of banking from traditional methods to embracing modern digital solutions. Our total assets now stand at an impressive $211,751,886, reflecting our commitment to sound financial management and growth for our members. As we expanded our offerings, we introduced innovative services such as online banking, mobile payments, and electronic signatures to make banking easier for you. We've also prioritized accessibility with ADA compliance and drive-thru services for those who need quick access without leaving their vehicles.

Our Mission

At Okunity, our mission is simple yet powerful: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial products be it personal checking accounts, auto loans, or business financing options. Our team is dedicated to guiding you through every step of your financial journey. We also take pride in our outreach initiatives that support local organizations and events. By partnering with community groups and schools, we strive to create a positive impact beyond banking. Your success is our priority; when you thrive, so does our community. While members can visit us at 1811 S Sangre Rd, official correspondence should be sent to 311 E McElroy Rd, Stillwater, OK 74075-3815.

Branch Location & Accessibility

Get in Touch!

We invite you to visit us at Okunity soon! If you have questions or would like more information about our services, feel free to call us at (405) 743-3328. Your financial journey is important to us, and we look forward to being part of it!

Operating Hours

We strive to accommodate your busy schedule with convenient operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to Noon. If you're looking for drive-thru banking, we're here for you even earlier! Drive-thru hours are Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM.

Parking & Accessibility

At Okunity, we understand the importance of accessibility. Our parking lot is spacious and offers plenty of spots right outside the entrance, ensuring that you won't have to walk far. We are also proud to be ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Services Offered

At Okunity, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgages, and personal loans, our dedicated staff is ready to help you navigate your options. We also provide ATM access and drive-thru banking for quick transactions, as well as shared services for members of partner credit unions.

Member Eligibility

At Okunity, we believe in building a warm and welcoming community where everyone can thrive. Joining us as a member is easy and rewarding! If you live, work, or worship in the area around 1811 S Sangre Rd Stillwater Ok 74074, you're likely already eligible to become part of our family. We also welcome members from specific organizations and groups associated with our credit union. For the most up-to-date details on eligibility, feel free to visit our website at http://www.okcommunitycu.com/account-application/ . Becoming a member opens the door to a range of benefits designed just for you, from personalized financial advice to competitive loan rates and savings options. The process to open an account is simple; just head over to https://www.okcommunitycu.com/apply/ or give us a call at (405) 743-3328 if you have any questions. We can't wait to welcome you into our community at Okunity!

Business Banking & Commercial Services

Essential Merchant Services

In addition to loans, we offer merchant services that simplify payment processing and enhance cash flow. Picture this: A local shop uses our services to accept payments seamlessly, improving customer satisfaction and increasing sales. From credit card processing to online payment solutions, we equip businesses with the tools they need to succeed in today's competitive market. With an outstanding commercial loan portfolio of $5,318,243, we continue to drive economic growth by financing new and expanding businesses right here in Stillwater, OK. Let us partner with you on your journey toward success!

Tailored Loan Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. This means more than just numbers; it's about empowering local entrepreneurs to achieve their dreams. Imagine a small café using our funds to open a second location, or a tech startup investing in crucial equipment to enhance productivity. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that allow any qualifying business to thrive.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer tailored business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand your operations, our team is here to support you every step of the way.

Connect with Us

We're here for you! If you have any questions about our services or need assistance navigating your financial journey, don't hesitate to reach out at (405) 743-3328. We invite you to visit us at 1811 S Sangre Rd Stillwater Ok 74074 in Stillwater, OK during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to Noon. Explore all that Okunity has to offer today! Your financial success starts here.

Credit and Debt Solutions

Managing debt can be overwhelming, which is why our personal loans and debt consolidation services are designed with you in mind. Picture simplifying your monthly payments by consolidating multiple debts into one manageable loan this could be just what you need for peace of mind. Our credit cards with rewards also provide an excellent way to earn benefits on everyday purchases. From cash back to travel rewards, using our credit card can turn routine spending into exciting opportunities.

Digital Convenience

In today's fast-paced world, digital banking features are crucial. At Okunity, we prioritize convenience with our online and mobile banking platforms. You can easily check balances, transfer funds, or pay bills from anywhere at any time perfect for busy lifestyles. Our ATM and cash withdrawal services ensure that accessing your money is always hassle-free. We also provide basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Plus, if you're a member of partner credit unions, enjoy simple transactions through shared branch services.

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. With options like checking and savings accounts, we help you manage your day-to-day finances effortlessly. Imagine being able to set up automatic transfers into your savings account every payday, making it easier to reach your savings goals without lifting a finger. For those looking for financing options, our auto loans and vehicle financing make purchasing a new car more accessible than ever. Whether you're eyeing a reliable used car or a brand-new model, we offer competitive rates tailored to fit your budget. If homeownership is on your horizon, explore our mortgage loans and refinancing options. We guide you through the process with clear steps, ensuring you understand every part of securing a loan for your dream home or refinancing an existing mortgage to take advantage of lower rates.

Digital & Online Banking

Key Features

Our online banking experience includes electronic signature authorization, so you can sign documents with confidence and ease. Say goodbye to paperwork and hello to convenience! We also provide e-statements, which allow you to access your account statements digitally, reducing clutter while keeping your financial information at your fingertips. If you're always on the go, our mobile application is perfect for you. It allows for mobile payments, so you can make purchases directly from your phone without any hassle. Plus, with person-to-person transfers, sending money to friends or family has never been easier just a few taps on your screen will do the trick!

Security and Accessibility

Your security is our priority. Our digital banking platform employs advanced security measures to keep your personal information safe while providing an intuitive interface that's easy to navigate. You can manage your accounts in real time, ensuring that you're always aware of your balance and transactions. Whether you're checking balances, transferring funds, or accessing customer support, everything is just a click away. With Okunity, you get not only accessibility but also peace of mind knowing that you're banking securely. Explore all these features and more by visiting us at https://www.okcommunitycu.com/ today!

Financial Strength

Growing Member Base

We have established a strong foundation with total share accounts reaching 23,672, showing a growing member base that trusts us with their finances. This trust allows us to maintain the resources necessary for lending while also focusing on your needs as a valued member of Okunity. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Okunity is your trusted partner. Visit us at 1811 S Sangre Rd Stillwater Ok 74074 or call (405) 743-3328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $52,315,978 in share certificates and $9,316,395 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,299,759, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $23,811,813 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident in our lending capacity; with $2,420 in used auto loans and $156,239,133 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $23,842,820, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,126 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,056,487 in used vehicle loans and $44,818,192 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,144,289, make buying or refinancing simple. We provide various mortgage products to suit different needs, ensuring that you can find the right path to owning your dream home.

Other Loan Options

Additionally, our services extend to personal loans and business financing solutions that cater to both individuals and entrepreneurs. If you're considering expanding your business or consolidating debts, we're here to discuss how our offerings can meet those needs. If you're interested in any of these loan products or want to explore refinancing options available for current members, don't hesitate to reach out. You can contact us at (405) 743-3328 or visit us at 1811 S Sangre Rd Stillwater Ok 74074 in Stillwater, OK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority, and we look forward to assisting you on your journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to support you in making purchases more manageable while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. By relying on verified data, users can trust they are receiving accurate information tailored to their needs.

OKUNITY FEDERAL CREDIT UNION