Oklahoma’s Credit Union Tulsa OK | Affordable Vehicle Loans & Business Banking

Introduction

At Oklahoma's, we believe in building strong relationships with our community and providing the financial support that members truly deserve. Located at 201 W 5Th St Ste 320, Tulsa, OK 74103, our branch has been serving the local area since 1954. With a dedicated team of 145 employees, we proudly support over 53,867 members with a wide range of banking services tailored to meet their needs. While members can visit us at our branch for personalized service, any official correspondence should be sent to our mailing address: 201 W. 5th Street, Tulsa, OK 74103. With total assets reaching an impressive $820,981,594 and total deposits amounting to $43,975,036, Oklahoma's is not only a reliable financial partner but also a cornerstone of the community. Our commitment to serving you is reflected in our diverse offerings, including auto loans, mortgage refinancing, and personal loans all designed with your financial well-being in mind. Under the leadership of our CEO, Luann Schmiedel, and Board President, Justin Jones, we strive to create a welcoming environment where members feel valued and empowered. We invite you to explore how our services can help you achieve your financial goals. Whether you're looking to open a new account or need assistance with loans, we're here for you. Feel free to reach out at 918-582-0851 or visit us online at okcu.org for more information. Come see how Oklahoma's is dedicated to making your financial journey a successful one!

Branch History & Mission

Welcome to Oklahoma's, a vibrant part of the Tulsa community since 1954. Located at 201 W 5th St Ste 320, Tulsa, OK 74103, our branch has been dedicated to serving members with excellence and integrity for nearly seven decades. With a strong legacy rooted in member-focused banking, we are proud to support over 53,000 members and manage total assets exceeding $820 million. Oklahoma's was established with a mission to provide accessible financial services while fostering a sense of community. Over the years, we have grown alongside our members, adapting to their needs and embracing advancements in technology. Our commitment to customer service remains unwavering as we offer a wide range of personal banking solutions, including checking and savings accounts, auto loans, mortgages, and business banking services. Our mission is simple yet powerful: We strive to empower our members by offering financial products that help them achieve their goals. At Oklahoma's, we believe that everyone deserves access to reliable banking services that enhance their financial well-being. This commitment extends beyond transactions; we actively participate in community outreach programs that promote financial literacy and support local initiatives. While you can visit us at our branch location in the heart of Tulsa, official correspondence should be sent to our mailing address at 201 W. 5th Street, Tulsa, OK 74103. We pride ourselves on being more than just a financial institution; we're your neighbors who genuinely care about your success. As part of our modern approach to banking, we offer various digital services such as online banking and mobile payments for added convenience. Our ATM availability ensures you can access your funds anytime you need them. Additionally, we maintain ADA compliance so that all members can utilize our services comfortably. At Oklahoma's, we are not just about numbers; we're about people. Our partnerships with local organizations reflect our dedication to uplifting the community we serve. From sponsorships to volunteer work, we are constantly looking for ways to give back and make a positive impact. We invite you to join us on this journey towards financial empowerment and community support. Experience firsthand the benefits of being a member of Oklahoma's today! For more information or assistance, feel free to call us at 918-582-0851 during our lobby hours from 8:30 AM to 4:45 PM on weekdays. Together, let's build a brighter future!

Branch Location & Accessibility

A Welcoming Space

While our main address is where you can find us, if you need to send any official correspondence, please use our mailing address at 201 W. 5th Street, Tulsa, OK 74103. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking options nearby. We strive to ensure that every member feels welcome and comfortable visiting us.

Convenient Hours & Services

Our doors are open Monday through Friday from 8:30 AM to 4:45 PM, providing plenty of time for you to stop in during your day. Whether you're looking to open an account, apply for a loan, or just ask questions about your finances, our friendly team is here to assist you. In addition to personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also offer business banking options. Need quick cash? Our ATM is available for your convenience too! Although we do not have drive-thru services at this location, we ensure fast and efficient service inside the branch.

Shared Services

We are proud to be part of a network that allows members to perform basic shared transactions such as deposits and withdrawals at partner credit unions. This means even more flexibility when managing your finances! If you have any questions or want to learn more about what we offer, don't hesitate to reach out at 918-582-0851. We invite you to come visit us soon; let us help you achieve your financial goals with ease!

Member Eligibility

At Oklahoma's, we believe that everyone deserves a supportive financial community, and becoming a member is just the beginning of your journey with us. If you're looking to join our family, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in the Tulsa area. We also welcome family members of existing members, making it easy for you to share the benefits of being part of our credit union. Joining means not only gaining access to a range of financial services tailored to your needs but also enjoying competitive rates and personalized support that big banks simply can't offer. Getting started is simple! You can find all the details about eligibility and the steps to open an account. If you have any questions or need assistance, don't hesitate to reach out at (918) 582-0851. We're here to help you every step of the way!

Business Banking & Commercial Services

At Oklahoma's, we understand that every business has unique needs and challenges. That's why we are dedicated to providing tailored financial solutions that help you grow. Whether you're a startup seeking initial funding or an established company looking to expand, our commercial loan options can support your journey. Imagine having the capital to invest in new equipment, hire additional staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $77,657,651, we continue to drive economic growth by financing new and expanding businesses. But we don't stop at loans. Our merchant services offer practical tools to enhance your operations. From payment processing solutions that keep your cash flow steady to online banking features that allow you to manage finances on the go, we equip you with everything you need to thrive. Located at 201 W 5Th St Ste 320 Tulsa Ok 74103 in Tulsa, OK, we're here to partner with you every step of the way. Contact us today at (918) 582-0851 and let's talk about how we can help your business succeed!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions that ensure your enterprise runs smoothly. Our Business Banking services, including Merchant Services & Business Loans, empower local businesses to thrive by providing necessary funding and efficient payment processing tools.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we prioritize digital banking features at Tulsa. With our Online & Mobile Banking, you can check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Our mobile application makes it easy to manage your accounts right from your smartphone. For those times when you need cash quickly, our ATM & Cash Withdrawal Services are available for convenient access.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming, which is why we offer comprehensive personal banking options. From Checking & Savings Accounts that help you manage your day-to-day expenses to Auto Loans & Vehicle Financing designed for those looking to purchase a new or used vehicle, we've got you covered. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide the support you need to make informed decisions. Our Personal Loans & Debt Consolidation options give members the flexibility to handle unexpected expenses or consolidate debt into manageable payments. Additionally, our Credit Cards with Rewards allow you to earn points on purchases, making your everyday spending work for you.

Shared Branching and Additional Services

If you're traveling or simply away from home, don't worry! We participate in shared branching which allows members of partner credit unions to perform basic transactions such as deposits and withdrawals at various locations. This means that even if you're not near Oklahoma's, you still have access to essential banking services.

Your Local Credit Union

Located at 201 W 5Th St Ste 320 Tulsa Ok 74103, we invite you to visit us or reach out at (918) 582-0851 during our lobby hours from 8:30 am to 4:45 pm, Monday through Friday. Whether you're looking for advice on opening an account or need assistance with any financial service, our friendly team is here to help. Join us at Oklahoma's and experience personalized service that puts your needs first! To explore more about what we offer and how we can assist you further, please visit us online at https://www.okcu.org/ or start your journey by opening an account here. We look forward to serving you!

Digital & Online Banking

Key Services Available

With our online banking platform at https://www.okcu.org/, you can easily check your balances, pay bills, and transfer money between accounts. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments available, you can shop with just a tap of your smartphone. Our mobile application takes banking on the go to the next level. Whether you want to deposit checks, view e-statements, or manage transactions securely using electronic signature authorization, everything is just a click away. This means no more waiting for paper statements in the mail; you have all your important financial information at your fingertips.

Security and Ease of Use

We prioritize your security with robust measures in place to protect your personal information while providing a user-friendly experience. Our digital services are designed for everyone whether you're tech-savvy or just getting started with online banking. Managing your accounts has never been easier or more accessible. With our tools and features available at Oklahoma's, you can take control of your finances confidently and conveniently. Experience the future of banking today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 83,788, showing a strong and growing member base that trusts us with their finances. This growing community enables us to strengthen our offerings while maintaining personalized service tailored to individual needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma's is your trusted partner. Visit us at 201 W 5Th St Ste 320 Tulsa Ok 74103 or call (918) 582-0851 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $105,566,895 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $12,999 in used auto loans and $585,459,423 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $261,499,756 in share certificates and $44,334,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,975,246, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,711,588 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 130 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $107,483,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $233,985,025 in used vehicle loans and $80,639,635 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $77,657,651 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are here to support you with tailored financing solutions.

Credit Lines and Personal Loans

For those looking for flexibility, our total credit lines amount to $338,214,735. These lines of credit give you the ability to access funds when you need them most. Additionally, we provide unsecured credit card loans with a total of $18,611,766, making it easier for members to manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,266,154, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to support your journey toward owning a home.

Refinancing Options

If you're considering refinancing any of your current loans, we encourage you to reach out for more information about eligibility options that may be available to you. Our team is dedicated to finding solutions that work best for your situation. At Oklahoma's, we're here to help you navigate your financial journey. For more information on our loan products or to discuss which option might be right for you, please contact us at (918) 582-0851 or visit us at 201 W 5Th St Ste 320 Tulsa Ok 74103, Tulsa, OK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how our loan offerings can empower you today!

Loan Aggregator

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OKLAHOMA'S FEDERAL CREDIT UNION - Tulsa, OK

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