Oklahoma’s Credit Union Oklahoma City OK | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Oklahoma's at 530 Sw 119Th St, Oklahoma City, OK 73170! Established in 1954, our credit union has been a trusted financial partner for over six decades, proudly serving a community of 53,867 members. With total assets reaching an impressive $820,981,594, we are committed to providing our members with tailored financial solutions and exceptional service. At Oklahoma's, we understand that every member's journey is unique. Whether you're looking to finance a new vehicle, save for your future, or manage your day-to-day banking needs, we offer a wide range of services including personal banking accounts, auto loans, mortgages, and business banking options. Our dedicated team of 145 employees is here to assist you with all your financial needs. As a member-focused institution, we take pride in maintaining a strong financial foundation. Our total deposits amount to $43,975,036, while our net worth stands at $107,483,333. This reflects our commitment to stability and growth for our members. Additionally, we currently hold a total loan portfolio of 36,571, ensuring that we can support your borrowing needs when they arise. While members can visit us at our branch location for personal service or use our online banking features for convenience, official correspondence should be sent to 530 SW 119th St, Oklahoma City, OK 73170-6034. Under the leadership of CEO Luann Schmiedel and Board President Justin Jones, Oklahoma's continues to prioritize community engagement and financial wellness. We invite you to call us at 405-606-6328 or visit our website at www.okcu.org to learn more about how we can help you achieve your financial goals. Your future starts here!

Branch History & Mission

Welcome to Oklahoma's, where our rich legacy and commitment to the community have been at the heart of our operations since we opened our doors in 1954. Nestled in the vibrant city of Oklahoma City, OK, at 530 SW 119th St, we have grown into a trusted financial partner for over 53,000 members. Our journey began with a simple mission: to provide affordable financial services that empower individuals and families in our community. Over the years, Oklahoma's has seen significant growth and evolution. With total assets reaching an impressive $820,981,594, we are proud to offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our member-focused approach ensures that everyone receives personalized service tailored to their unique financial needs. At Oklahoma's, our mission extends beyond banking; it's about building relationships and supporting local initiatives. We believe in making a positive impact within our community through partnerships and outreach programs that foster growth and development. Whether it's providing financial literacy workshops or sponsoring local events, we strive to be more than just a credit union we aim to be a cornerstone of support for our members. Our branch operates with convenience in mind. While you can visit us at our physical location on SW 119th St, official correspondence should be directed to our mailing address at 530 SW 119th St, Oklahoma City, OK 73170-6034. For your convenience, we offer ATM availability and drive-thru banking services during our operating hours: Lobby hours are from 9:00 AM to 5:00 PM on weekdays. As technology evolves, so do we. At Oklahoma's, we embrace digital advancements that enhance your banking experience. Our online banking platform allows you to manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transactions available at your fingertips, we ensure your banking is as accessible as possible. We invite you to join us on this journey of growth and community support. Experience the benefits of being part of Oklahoma's where your financial well-being is our priority. For more information or to become a member today, give us a call at 405-606-6328 or visit us online at www.okcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Easy Access and Amenities

Parking is plentiful and available right outside our doors, so you won't have to worry about finding a spot when you come by. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. For those who prefer quick transactions, we offer drive-thru banking services that make it easy to deposit checks or withdraw cash without ever leaving your vehicle. Plus, our ATM is available on-site for added convenience, allowing you to manage your finances anytime you need.

Get in Touch

If you have questions or want more information about our services, don't hesitate to reach out! Call us at 405-606-6328 or stop by the branch today. We're excited to welcome you and help you achieve your financial goals!

Operating Hours and Services

Our friendly team is here to assist you during lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. If you need more flexibility, our drive-thru service extends until 6:00 PM on weekdays. Whether you're looking to open a new account, apply for an auto loan, or explore our range of personal banking options including credit cards with rewards we're ready to help. While members can visit us at 530 SW 119th St, official correspondence should be sent to the same address as well. We also proudly offer shared services for partner credit union members, making it easier than ever to access banking services throughout the community.

Member Eligibility

Becoming a member of Oklahoma's is like stepping into a warm, welcoming community where your financial needs are prioritized. If you live, work, or attend school in the local area, you're likely eligible to join us! We believe everyone deserves access to personalized financial services, and our membership criteria reflect that commitment. You can find detailed eligibility requirements by visiting this link. Joining is simple and straightforward just reach out to us at (405) 606-6328, or check out the account opening process available here. We can't wait for you to experience the benefits of being part of Oklahoma's, located at 530 Sw 119Th St Oklahoma City Ok 73170. Welcome aboard!

Business Banking & Commercial Services

Lending Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $77,657,651, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced environment, efficient transactions can make all the difference. Our merchant services provide your business with the tools it needs to accept payments seamlessly, whether in-store or online. Imagine being able to process payments quickly while keeping your customers happy it's essential for sustaining growth and enhancing customer loyalty. Whether you're located at 530 Sw 119Th St Oklahoma City Ok 73170 in Oklahoma City, OK, or anywhere else, let us be your trusted partner in navigating the financial landscape. Contact us today at (405) 606-6328 to explore how our tailored solutions can empower your business!

Comprehensive List Of Services

Business Banking Solutions

For business owners, Oklahoma's offers robust business banking solutions including merchant services and business loans. We aim to support local entrepreneurs by providing the necessary resources for growth and success. Whether you're starting a new venture or expanding an existing one, we're here to help.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we have invested in online and mobile banking services that let you manage your accounts from anywhere at any time. You can easily transfer funds, pay bills, or check balances right from your smartphone or computer. With our ATM services available 24/7, accessing your money is hassle-free whether it's day or night. Plus, our drive-thru service allows for quick transactions without leaving your car ideal for busy days when every minute counts.

Join Us Today!

At Oklahoma's, we strive to create lasting relationships with our members through trust and transparency. With shared branch transactions available for partner credit union members, accessing your funds just got even more convenient! If you're ready to explore what we can do for you, give us a call at (405) 606-6328 or visit us at 530 Sw 119Th St Oklahoma City Ok 73170 in Oklahoma City, OK. We can't wait to welcome you into the South Okc family!

Personal Banking Made Easy

Starting with personal banking, we offer checking and savings accounts designed to help you save for the future while keeping your money accessible. Whether you're planning a vacation or saving for a new home, our accounts come with features that cater to your lifestyle. For those on the road, our auto loans and vehicle financing options make purchasing a new car simple and straightforward. Imagine driving off in your dream vehicle with a loan that fits your budget perfectly. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms to suit your financial situation.

Support for Your Financial Journey

We understand that life can throw unexpected expenses your way. That's why our personal loans and debt consolidation services are designed to help you manage those challenges effectively. Need some extra cash for an emergency? Our quick application process can get you the funds you need without unnecessary delays. Don't forget about our credit cards with rewards! They not only help you make purchases but also earn points for every dollar spent, allowing you to enjoy perks like travel discounts or cashback on everyday expenses.

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. Our platform is user-friendly, ensuring you can navigate with ease whether you're on a computer or using our mobile application. Speaking of mobile, our app allows you to manage your accounts right from your smartphone, making it easier than ever to stay on top of your finances.

Enhanced Features for Your Security and Ease

We take security seriously at Oklahoma's. Our electronic signature authorization feature ensures that your transactions are safe and streamlined. Plus, if you prefer paperless options, e-statements are available to help you keep track of your finances without the clutter. You can easily access your statements whenever needed. Additionally, our mobile payments feature enables quick and secure transactions directly from your phone. Whether you're splitting a bill with friends or making everyday purchases, you can use person-to-person transfers with just a few taps.

Stay in Control

Managing your money shouldn't feel like a chore. With the tools available at Oklahoma's, you have everything you need for real-time account management right at your fingertips. From checking balances to making transfers anytime, we're here to make banking convenient so you can focus on what really matters in life. Explore our digital banking features today at https://www.okcu.org/ and discover how easy managing your finances can be!

Financial Strength

At Oklahoma's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with the utmost reliability. With a net worth of $107,483,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $261,499,756 in share certificates and $44,334,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,975,246, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $105,566,895 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $12,999 in used auto loans and $585,459,423 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $1,711,588 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 130 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 83,788, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma's is your trusted partner. Visit us at 530 Sw 119Th St Oklahoma City Ok 73170 or call (405) 606-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $233,985,025 in used vehicle loans and $80,639,635 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we provide flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $77,657,651 provide the capital needed to grow and expand your business. We know that every dollar counts when it comes to investments, and our team is ready to assist you with tailored solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,266,154, make buying or refinancing simple. We are here to guide you through the process and provide competitive rates that can help make your dream home a reality.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, our team is here to help. We will work closely with you to understand your needs and guide you through potential options that may save you money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals, feel free to contact us at (405) 606-6328 or visit us at 530 Sw 119Th St Oklahoma City Ok 73170 in Oklahoma City, OK. We're here to help you navigate your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $18,611,766 in loans helping members manage their finances effectively, our credit cards come with features designed for convenience and ease.

Loan Aggregator

Benefits of Using LendMesh

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OKLAHOMA'S FEDERAL CREDIT UNION - Oklahoma City, OK

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