Oklahoma Credit Union Oklahoma City OK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Oklahoma's branch at 7230 Nw Expressway, Oklahoma City, OK 73132, where we prioritize your financial well-being. Established in 1954, our credit union has grown alongside the community, now proudly serving over 53,867 members with a strong commitment to providing personalized financial solutions. At Oklahoma's, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you whether you're looking for personal banking options, auto loans, or business financing. With total assets exceeding $820 million and deposits amounting to $43,975,036, we are equipped to support your financial goals with confidence. Our dedicated team of 145 employees, led by CEO Luann Schmiedel and Board President Justin Jones, works tirelessly to foster a supportive environment for our members. We also maintain an impressive net worth of $107,483,333 and ensure you have easy access to your funds with available cash in hand totaling $2,334,225. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 7230 NW Expressway, Oklahoma City, OK 73132-1543. If you have any questions or need assistance, don't hesitate to reach out to us at (405) 606-6328. Join us today and experience the difference at Oklahoma's. Visit our website at okcu.org or stop by our branch during lobby hours from 9:00 AM to 5:00 PM. Together, let's build a brighter financial future!

Branch History & Mission

Looking Ahead

As we continue our journey, we invite you to join us at Oklahoma's. Whether you're seeking a new checking account or looking for advice on your first mortgage, we are here to help you achieve your financial goals. To learn more about how we can serve you or to become a member, please visit us at [okcu.org](https://www.okcu.org) or call us at 405-606-6328. Together, let's build a brighter financial future!

Our Commitment to Community

Throughout the years, Oklahoma's has remained focused on community support and outreach. We have partnered with local organizations to provide financial education workshops and resources for families looking to improve their financial literacy. By investing in our community, we strive to create a positive impact that goes beyond banking. In addition to traditional banking services, we offer innovative solutions such as online and mobile banking, making it easier for members to manage their finances on-the-go. Our commitment to accessibility includes ADA compliance initiatives and features like ATM availability and drive-thru banking for convenience.

Branch Location & Accessibility

Accessibility Features

At Oklahoma's, we prioritize your comfort and convenience. Our branch is designed to be accessible for everyone, with ADA-compliant features and ramps to ensure that all members can easily visit us. Plus, ample parking is available right outside, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We know that life can get busy, which is why our lobby is open from 9:00 am to 5:00 pm on weekdays. If you're looking for a quick transaction, our drive-thru service extends until 6:00 pm, giving you extra time to take care of your banking needs without any hassle.

Services Offered

At this branch, you'll find a wide range of services tailored just for you. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to help. We also offer online and mobile banking for those who prefer managing their finances on-the-go. Additionally, we provide ATM access for easy cash withdrawals and basic transactions. While members can visit us at 7230 Nw Expressway for their banking needs, official correspondence should be sent to the same address as our mailing address: 7230 NW Expressway, Oklahoma City, OK 73132-1543. If you have any questions or would like more information about our services, feel free to give us a call at 405-606-6328. We look forward to welcoming you soon!

Member Eligibility

Welcome to the community at Oklahoma's! Becoming a member is more than just opening an account; it's about joining a supportive network where your financial needs are prioritized. To qualify for membership, you simply need to meet specific eligibility criteria that include being a resident of Oklahoma or having a connection to our credit union through employment or family ties. This makes it easy for many individuals in our area to become part of our family. You can find more detailed information on the eligibility requirements by visiting this link. Once you're ready to join us, opening an account is straightforward! We're here to help guide you through the process, ensuring you feel confident every step of the way. If you have any questions, don't hesitate to reach out to us at (405) 606-6328. We're excited to welcome you to Oklahoma's, located at 7230 Nw Expressway Oklahoma City Ok 73132, where we focus on providing personal service and valuable financial solutions tailored just for you.

Business Banking & Commercial Services

Lending Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $77,657,651, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Managing payments shouldn't be a hassle. Our merchant services streamline transactions for your business, allowing you to focus on what matters most serving your customers. Imagine processing payments effortlessly, whether online or in-person, while keeping your cash flow steady and secure. Come visit us at 7230 Nw Expressway Oklahoma City Ok 73132 in Oklahoma City, OK, or give us a call at (405) 606-6328. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking Solutions

We understand that small businesses are the backbone of our community. That's why we offer tailored business banking services, including merchant services and business loans. We're dedicated to helping local entrepreneurs thrive by providing the necessary financial tools and resources.

Convenient Access

To ensure ease of access, we provide various ways for you to manage your finances. Our branch includes ATM services for quick cash withdrawals or balance checks. Need assistance but can't make it into the branch? Our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, if you're a member of another credit union, you can take advantage of basic shared branch transactions right here at Oklahoma's, making it easy to deposit or withdraw funds even when you're on the go.

Loans Tailored to You

When it comes to financing your dreams, we offer a variety of loan options. If you're in the market for a new vehicle, our auto loans and vehicle financing can help get you behind the wheel without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing options are designed with you in mind. Do you have other personal finance goals? Our personal loans can assist with debt consolidation or any unexpected expenses that may arise. Plus, with our credit cards featuring rewards, you can earn while you spend making every dollar work for you.

Personal Banking Options

For those managing day-to-day finances, our personal banking services are designed to make your life easier. You can open checking and savings accounts that fit your needs perfectly. Imagine being able to access your funds anytime through our online and mobile banking platforms. With features like mobile payments and person-to-person transfers, handling your finances has never been more convenient.

Reach Out Anytime

Whether you're interested in opening an account or exploring loan options, we're here to help! Feel free to call us at 405-606-6328 during lobby hours from 9:00 AM to 5:00 PM on weekdays. Our friendly team is ready to answer any questions you may have about our comprehensive range of services. Join us at Oklahoma's today and discover how we can assist you in achieving your financial goals! Visit us online at okcu.org for more information or start your journey by opening an account.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is equipped with user-friendly tools that empower you to take control of your finances. You can easily set up electronic statements, which means no more waiting for paper statements in the mail everything you need is just a click away. Plus, with our electronic signature authorization feature, signing documents online is quick and hassle-free. For those on the go, our mobile application makes it even easier to stay connected with your accounts. Whether you're making person-to-person transfers or using mobile payments to handle transactions securely, managing your money has never been simpler or safer.

Security You Can Trust

At Oklahoma's, security is our top priority. Our systems are designed with advanced security features to protect your personal information while providing you with real-time account management. You can rest easy knowing that your financial data is safe with us. With all these digital banking options available, we strive to ensure that every member enjoys an accessible and straightforward banking experience. Embrace the convenience of modern banking today!

Financial Strength

A Solid Foundation

With a net worth of $107,483,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $105,566,895 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,999 in used auto loans and $585,459,423 in total loans and leases.

Member Trust

With a total of 83,788 share accounts, it's clear that many members trust us with their finances. Our net shares available for lending stand at $0, further showcasing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma's is your trusted partner. Visit us at 7230 Nw Expressway Oklahoma City Ok 73132 or call (405) 606-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is evident as reflected by our $1,711,588. This enables us to continue offering competitive loan rates and solid financial products tailored for you. We are also proud of our dedicated team comprising 130 full-time employees and 15 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable staff.

Secure Savings Opportunities

Your savings are safe with us. We manage $261,499,756 in share certificates and $44,334,707 in money market shares, which provide stable and rewarding growth opportunities for your funds. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,975,246, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $233,985,025 in used vehicle loans and $80,639,635 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms make financing straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $77,657,651 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchases, operating expenses, or other investments, we are here to support your entrepreneurial journey.

Financial Insights

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. This ensures that you receive reliable information when considering your lending options at Oklahoma's. Our team is dedicated to providing personalized service and support throughout your loan application process. If you're interested in learning more about any of our loan offerings or would like assistance with eligibility criteria or refinancing options, feel free to reach out! You can contact us at (405) 606-6328 or visit us at our location: 7230 Nw Expressway Oklahoma City Ok 73132 in Oklahoma City, OK.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,266,154, make buying or refinancing simple. We provide competitive rates and terms designed to fit your budget, along with refinancing options for those looking to lower their monthly payments or access equity from their homes.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $18,611,766 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending easily.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to regulatory standards ensures that users receive fair and transparent offers. Every loan comparison reflects accurate, current rates from legitimate lenders.

OKLAHOMA'S FEDERAL CREDIT UNION - Oklahoma City, OK

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