Oklahoma’s Credit Union Oklahoma City OK | Best Auto Loans & Business Banking

Introduction

At Oklahoma's, we understand that banking is not just about numbers it's about building lasting relationships within our community. Located at 3001 N Lincoln Blvd, Oklahoma City, OK 73105, our branch has proudly served members since 1954. With a commitment to providing excellent financial services, we now boast a total membership of 53,867 and total assets amounting to an impressive $820,981,594. Whether you're looking for personal banking options such as checking and savings accounts or considering a new auto loan from our portfolio of over 36,571 loans, we've got you covered. Our dedicated team of 145 employees, led by CEO Luann Schmiedel and Board President Justin Jones, is here to assist you with all your financial needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 24027, Oklahoma City, OK 73124. We're proud of the services we offer, including online and mobile banking for your convenience, as well as ATM access and drive-thru services to make your banking experience easier. With total deposits reaching $43,975,036 and a net worth of $107,483,333, we are well-equipped to support our members financially. Our commitment goes beyond traditional banking; we're invested in the growth and success of our community. Ready to take the next step? We invite you to visit us or give us a call at 405-606-6328. Experience firsthand how Oklahoma's Credit Union can help you achieve your financial goals today!

Branch History & Mission

At Oklahoma's, we take pride in our rich history and unwavering mission to serve our community. Established in 1954, our branch has grown from humble beginnings into a trusted financial partner for thousands of members in Oklahoma City, OK. Today, we proudly serve over 53,000 members and manage assets totaling more than $820 million. Located at 3001 N Lincoln Blvd, Oklahoma City, OK 73105, our branch is conveniently situated near the bustling heart of the city. Whether you're visiting us for personal banking needs or exploring business services, you'll find a welcoming atmosphere and friendly staff ready to assist you. For any official correspondence, please send it to our mailing address: PO Box 24027, Oklahoma City, OK 73124. Our mission is simple yet profound: to empower our members with financial tools that foster growth and stability while actively supporting the local community. We believe that everyone deserves access to quality financial services and education. As part of this commitment, we offer a range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Over the years, we have embraced digital advancements to enhance our services while ensuring ADA compliance for all members. With online banking capabilities, mobile payments, and easy ATM access available at our branch, managing your finances has never been easier. We also value community partnerships and regularly engage in outreach efforts that strengthen local ties. Our shared service center allows us to extend our reach even further by providing essential banking services for partner credit union members. As we look towards the future, we invite you to join the Oklahoma's family. Experience firsthand how we can support your financial journey while making a positive impact in the community around us. Visit us during lobby hours from 8:30 AM to 4:30 PM on weekdays or call us at 405-606-6328 for any inquiries. Join us at Oklahoma's today together we can build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch complies with ADA standards, offering features like ramps and spacious parking options to accommodate all members. Plus, we have a drive-thru service available for those who prefer a quick banking experience without leaving their vehicles.

Operating Hours

Our friendly team is here to assist you during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. We aim to make your visits as pleasant as possible, whether you're stopping in for personal banking services or exploring loan options.

Services Offered

At Oklahoma's Capitol branch, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our dedicated staff is ready to help you navigate your financial journey. We also offer shared services with partner credit unions for added convenience and ATM access for easy cash withdrawals. Feel free to give us a call at 405-606-6328 if you have any questions or need assistance before visiting. We're looking forward to serving you at Oklahoma's Capitol branch!

Member Eligibility

At Oklahoma's, we believe that becoming a member is like joining a close-knit family, where everyone supports each other on their financial journeys. If you live, work, or worship in our community, you are likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for you to become part of our vibrant community. For specific eligibility criteria and to ensure you're ready to take the next step, feel free to check out the details at . Getting started with us is a breeze! Simply visit our account opening page at https://forms.fivision.com/okcu/oa/ and follow the easy instructions to set up your membership. Should you have any questions or need assistance along the way, don't hesitate to reach out at (405) 606-6328. We're here for you every step of the way as you embark on this exciting new chapter with Oklahoma's, located conveniently at 3001 N Lincoln Blvd Oklahoma City Ok 73105. Join us today and experience the benefits of being part of our caring community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $77,657,651, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments quickly while focusing on what you do best running your business. Our merchant services make it easy for you to accept payments from customers, whether in-store or online. With reliable transaction processing at your fingertips, you can enhance customer satisfaction and streamline your operations. Visit us at 3001 N Lincoln Blvd Oklahoma City Ok 73105, Oklahoma City, OK, or call us at (405) 606-6328 to explore how our business banking solutions can empower your success!

Comprehensive List Of Services

Accessibility and Support

We know that sometimes banking needs are immediate. That's why we provide ATM access for quick withdrawals and balance checks, along with basic drive-thru banking for simple transactions like deposits and withdrawals. For members of partner credit unions, we even facilitate shared branch transactions, ensuring that everyone has access to essential banking services. At Oklahoma's, we're committed not only to meeting your financial needs but also exceeding your expectations with friendly service and helpful advice. Our knowledgeable staff is always ready to assist you in navigating through our diverse offerings. Ready to take the next step? Visit us today at 3001 N Lincoln Blvd Oklahoma City Ok 73105 or check out our website at Capitol for more information on how we can help you achieve your financial goals!

Business Services

For entrepreneurs and business owners, we offer essential services like Business Banking, which includes Merchant Services & Business Loans. Whether you're just starting out or looking to expand, we can support your ambitions with tailored financial solutions.

Digital Banking Convenience

In today's world, convenience is key. That's why at Oklahoma's, we prioritize technology in our offerings. With Online & Mobile Banking, you can manage your accounts anytime, anywhere. Features like mobile payments and person-to-person transfers make it easy to send money or pay bills on the go. Our digital tools are designed to keep you connected and informed about your finances.

Loans and Financing

If you're considering purchasing a vehicle or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing are here to help you secure the best rates available. We understand that life comes with unexpected expenses; that's why we also provide Personal Loans & Debt Consolidation options, allowing you to take control of your finances without stress. Plus, our rewarding Credit Cards give you the chance to earn while spending.

Personal Banking

For those looking to manage day-to-day expenses, our Personal Banking options are comprehensive. We offer Checking & Savings Accounts tailored to fit different lifestyles, whether you're saving for a special occasion or managing monthly bills. Imagine having the flexibility to withdraw cash easily at an ATM or making simple transactions through our drive-thru service. Our commitment is to ensure that banking is convenient and straightforward.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This allows you to sign documents quickly and securely without the need for printing or faxing. Plus, if you prefer going paperless, you can sign up for e-statements keeping your account information organized and accessible anytime. For those who love using their smartphones, our mobile application offers all the functionalities of online banking right in your pocket. You can also enjoy mobile payments, making transactions as simple as a tap on your screen. Want to send money to a friend? Our person-to-person transfer feature makes it effortless!

Security You Can Trust

Security is always a priority at Oklahoma's. We employ robust measures to protect your information and transactions, so you can bank with peace of mind. With features like multi-factor authentication and secure encryption protocols, your data stays safe. In summary, our digital and online banking services at Oklahoma's provide the accessibility and ease-of-use you need to manage your finances effectively. Join us today and experience the future of banking!

Financial Strength

At Oklahoma's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans. With a net worth of $107,483,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,309 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $261,499,756 in share certificates and $44,334,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,975,246, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $105,566,895 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $12,999 in used auto loans and $585,459,423 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 130 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 83,788, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma's is your trusted partner. Visit us at 3001 N Lincoln Blvd Oklahoma City Ok 73105 or call (405) 606-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $233,985,025 in used vehicle loans and $80,639,635 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates designed to fit your budget, making it easier for you to drive away in the vehicle of your choice.

Business Loans

For business owners, our outstanding commercial loans totaling $77,657,651 provide the capital needed to grow and expand. We understand the challenges small businesses face, and we are committed to offering tailored solutions that can help you succeed. If you're considering refinancing or want to explore eligibility options for any of our loan products, feel free to reach out. We're here to answer your questions and ensure you have all the information you need to make informed decisions. For more details about our loan offerings or to get started on your application today, give us a call at (405) 606-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,266,154, make buying or refinancing simple. Our knowledgeable staff can guide you through the application process and help you find a mortgage that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,611,766 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and low-interest rates, giving you more value for your everyday purchases.

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