Oklahoma Educators CU Oklahoma City OK

Introduction

Welcome to Oklahoma's, a credit union dedicated to serving our community with trust and reliability since 1954. Located at 3001 N Lincoln Blvd, Oklahoma City, OK 73105, we pride ourselves on being more than just a financial institution we are your partners in achieving financial well-being. With a robust membership of over 53,867 individuals and total assets of $820,981,594, we have the experience and resources to help you reach your goals. At Oklahoma's, we understand the importance of financial support tailored to your needs. Our offerings include a wide range of loans, totaling 36,571, and deposits amounting to $43,975,036. We also maintain a strong net worth of $107,483,333, ensuring that we can provide you with the services you need while keeping your interests at heart. Our leadership team is committed to fostering a supportive environment for our members. Led by CEO Luann Schmiedel and Board President Justin Jones, our dedicated staff of 145 employees is here to assist you every step of the way. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 24027, Oklahoma City, OK 73124. If you have any questions or need assistance, feel free to call us at 405-606-6328 during our lobby hours from 8:00 AM to 5:00 PM. Join us at Oklahoma's and experience a financial partnership built on community values and member support. Visit our website at okcu.org today to learn more about how we can assist you in your financial journey!

Branch History & Mission

At Oklahoma's, we pride ourselves on a rich legacy of service and community support that began in 1954. Our branch, located at 3001 N Lincoln Blvd, Oklahoma City, OK 73105, has grown alongside our members, evolving into a trusted financial partner for over 53,000 individuals. As we reflect on our journey, it's clear that our commitment to our community is as strong as ever. Oklahoma's was founded with a mission to provide accessible financial services tailored to the needs of our members. Over the years, we have achieved significant milestones, including amassing total assets of $820,981,594 and fostering a welcoming environment where everyone can thrive financially. Our headquarters is just a short distance from our branch here in Oklahoma City, allowing us to maintain close ties with the community we serve. Our mission is not just about banking; it's about making a positive impact on the lives of those around us. We aim to empower our members by providing reliable financial products and services while ensuring that we give back through various community outreach initiatives. Whether it's supporting local events or partnering with organizations dedicated to improving lives in our area, Oklahoma's is committed to being more than just a credit union we strive to be a cornerstone of support for all. While members can visit us at our branch address for their banking needs during our operating hours from 8:00 AM to 5:00 PM Monday through Friday, official correspondence should be sent to PO Box 24027, Oklahoma City, OK 73124. Unfortunately, we currently do not offer ATM services or drive-thru banking; however, we are dedicated to providing excellent customer service within our lobby. As technology evolves, so do we. Our digital offerings include online banking and mobile payments designed with user-friendliness in mind. We ensure that all members can access their accounts easily and securely. Join us at Oklahoma's and experience firsthand the benefits of becoming part of a community-focused credit union. We invite you to learn more about how we can help you achieve your financial goals because at Oklahoma's, you're not just a member; you're family. For inquiries or assistance, feel free to reach out at (405) 606-6328.

Branch Location & Accessibility

Easy Access and Parking

At Oklahoma's, we believe that banking should be straightforward. Parking is available right outside our doors, ensuring you can hop in and out without any hassle. We also prioritize accessibility, featuring ADA-compliant ramps and entrances, so everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

Our friendly team is here to serve you Monday through Friday from 8:00 AM to 5:00 PM. We understand that life gets busy, so we're committed to being available when you need us most. If you have questions or need assistance, don't hesitate to reach out at (405) 606-6328.

Services Tailored for You

While we currently offer ATM services only, our staff is dedicated to providing personalized support for your financial needs. From opening a new account to discussing loan options, we're here every step of the way.

Visit Us Today!

While members can visit us at 3001 N Lincoln Blvd Oklahoma City Ok 73105, official correspondence should be sent to our mailing address at PO Box 24027, Oklahoma City, OK 73124 if different. We invite you to stop by and experience the community-focused service that sets us apart. We look forward to welcoming you at Oklahoma's!

Member Eligibility

At Oklahoma's, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, worship, or attend school in the Oklahoma City area. If you meet these criteria, you're already on your way to enjoying the many benefits of membership, including competitive rates on loans and savings, personalized service, and access to our range of financial products designed just for you. To find out more about eligibility details or any updates, feel free to check out our resource. Opening an account is just as easy! You can start the process online by visiting https://forms.fivision.com/okcu/oa/, or if you prefer a personal touch, don't hesitate to give us a call at (405) 606-6328. Our friendly team is here to help you every step of the way. Join us at 3001 N Lincoln Blvd Oklahoma City Ok 73105 and discover how being part of Oklahoma's can make a positive difference in your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments quickly and securely, whether in-store or online. Our merchant solutions are crafted to meet your needs, allowing you to focus on what matters most growing your business. Located at 3001 N Lincoln Blvd Oklahoma City Ok 73105 in Oklahoma City, OK, we're here to partner with you on your journey toward success. Reach out today at (405) 606-6328 to learn more about how we can support your business ambitions!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $77,657,651, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services Tailored for You

Understanding that every member has unique needs, we offer essential services designed to simplify your financial management. For instance, if you're looking for quick access to cash or making transactions on the go, our ATM services are available for you. Although we currently focus on this service, we are committed to expanding our offerings in the future to enhance your banking experience further.

Embracing Digital Convenience

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why Oklahoma's prioritizes digital banking features. Our online banking platform allows you to manage your accounts with ease check balances, transfer funds, and pay bills all from the comfort of your home. Plus, our mobile app brings banking right to your fingertips, so you can handle transactions while on the move or during a busy day.

Join Us Today

At Oklahoma's, we believe in building strong relationships with our members. We invite you to visit us at 3001 N Lincoln Blvd Oklahoma City Ok 73105 and explore how our services can support your financial journey. If you're ready to take the next step or have any inquiries, don't hesitate to reach out via phone at (405) 606-6328. Together, let's work towards securing a bright financial future! For more information about what we offer and how you can get involved, check out our website at https://www.okcu.org/.

Member-Focused Support

We understand that navigating financial services can sometimes feel overwhelming. That's why our friendly staff is always ready to assist you over the phone at (405) 606-6328 or in person during our operating hours from 8:00 AM to 5:00 PM. Whether you have questions about using our ATM services or need guidance on managing your finances better, we're here for you.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that banking should be straightforward. Our user-friendly interface means you don't have to be tech-savvy to navigate our online services. Everything is designed with you in mind so that managing your accounts feels effortless. With features like mobile payments, you can make purchases right from your phone perfect for busy lifestyles. No need to carry cash or cards; just tap and go! In summary, at Oklahoma's, we're committed to providing secure and convenient banking solutions tailored for your needs. Explore all the possibilities today through our online banking services!

Key Features

Our online banking platform, accessible at https://www.okcu.org/, allows you to check your account balances, pay bills, and transfer money 24/7. You can stay in control of your finances anytime, anywhere. For those who prefer using their smartphones, our mobile application offers all the features you need right at your fingertips, making it simple to bank on the go. Security is our top priority. With electronic signature authorization available, signing documents digitally is both safe and efficient no more waiting for paperwork! Plus, enjoy the convenience of e-statements to keep track of your transactions without the clutter of paper statements. If you need to send money to friends or family, our person-to-person transfer feature makes it easy. Whether you're sharing expenses or paying back a friend, this service allows for quick transactions without hassle.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 83,788, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reinforcing our dedication to helping you reach your financial dreams. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma's is your trusted partner. Visit us at 3001 N Lincoln Blvd Oklahoma City Ok 73105 or call (405) 606-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Resources

Members' savings are secured through $261,499,756 in share certificates and $44,334,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,975,246, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is showcased by our $1,711,588, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 130 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $105,566,895 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity, which supports your financial goals across various sectors with $12,999 in used auto loans and $585,459,423 in total loans and leases.

Strong Financial Health

With a net worth of $107,483,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $233,985,025 in used vehicle loans and $80,639,635 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our competitive rates can make your purchase more affordable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $77,657,651 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or expand your operations, our lending team is here to support your goals.

Credit Lines

In addition to these offerings, we have an extensive array of credit lines available for those who prefer flexibility. With $338,214,735 dedicated to this option, you can access funds as needed without having to apply for multiple loans. At Oklahoma's, we're dedicated to making financial solutions accessible and straightforward for all our members. If you have questions about refinancing options or eligibility for any of our loan products, don't hesitate to reach out! You can contact us at (405) 606-6328 or visit us at 3001 N Lincoln Blvd Oklahoma City Ok 73105 in Oklahoma City, OK. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,266,154, make buying or refinancing simple. We offer flexible terms and competitive interest rates to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,611,766 in loans helping members manage their finances effectively. These cards provide you with the purchasing power you need while allowing you to maintain control over your budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to integrity means users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is Verified Data. All loan offers come from legitimate financial institutions, which enhances transparency and trust. Additionally, there are No Sponsored Listings on the platform; lenders are not prioritized based on paid promotions. This commitment ensures that users see unbiased results, allowing them to make informed decisions without any hidden agendas. Moreover, LendMesh provides Real-Time Rate Comparisons. Users can view up-to-date loan rates from various institutions all in one place. This capability helps individuals quickly identify the most suitable options for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

OKLAHOMA'S FEDERAL CREDIT UNION - Oklahoma City, OK

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