Oklahoma Credit Union Oklahoma City OK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Oklahoma's Credit Union, a trusted financial partner in the heart of Oklahoma City. Located at 200 Ne 21St St, Oklahoma City, OK 73105, we have been serving our community since 1954. Our mission is simple: to provide our members with exceptional financial services while fostering a sense of community and trust. With a proud membership base of 53,867 individuals, we are dedicated to helping you achieve your financial goals. We manage total assets of $820,981,594, ensuring that your deposits are safe and secure. Speaking of which, our total deposits currently stand at $43,975,036, reflecting the confidence our members have in us. At Oklahoma's Credit Union, we understand the importance of accessible lending options. That's why we've approved 36,571 loans and leases to support your dreams whether it's buying a new car or refinancing your home. Our commitment to responsible lending is evident in our net worth of $107,483,333, which highlights our stability and reliability. Under the leadership of our CEO, Luann Schmiedel, and Board President, Justin Jones, our dedicated team of 145 employees is here to assist you with personalized service tailored to your needs. We pride ourselves on being more than just a financial institution; we are part of your journey toward financial wellness. If you need assistance or want to learn more about our services including personal banking, auto loans, mortgages, and business banking please don't hesitate to reach out! You can give us a call at 405-606-6328 or visit our website at okcu.org. We look forward to welcoming you into the Oklahoma's Credit Union family!

Branch History & Mission

Oklahoma's Credit Union has been a cornerstone of the community since it first opened its doors in 1954. Nestled at 200 Ne 21St St in Oklahoma City, OK, this branch has evolved through the years while remaining committed to serving its members and fostering financial well-being. With a proud history and a strong focus on community support, Oklahoma's continues to grow alongside its members. Over the decades, we have seen our membership flourish to an impressive total of 53,867. This growth is a testament to our dedication and the trust that members place in us for their financial needs. Today, with total assets reaching $820,981,594, we stand ready to offer a variety of services designed to meet the diverse needs of our community from personal banking to business loans. At the heart of Oklahoma's mission is the commitment to provide not just financial services but also support and resources that empower our members. Our goal is to help individuals and families achieve their dreams through accessible banking solutions. Whether it's auto loans, mortgage refinancing, or credit cards with rewards, we are here to guide our members every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 24027, Oklahoma City, OK 73124. We invite you to explore our operating hours from 8:30 AM to 4:30 PM on weekdays. Although we currently do not have ATM or drive-thru services available at this branch, we offer comprehensive online and mobile banking options for your convenience. Our commitment extends beyond financial transactions; we actively engage with our community through partnerships and outreach initiatives aimed at improving lives. We believe that when our community thrives, so do we. Join us at Oklahoma's Credit Union and become part of a legacy built on trust, service, and community spirit. Experience firsthand how we can assist you in achieving your financial goals today! For more information or assistance, don't hesitate to reach out at 405-606-6328 or visit our website at okcu.org.

Branch Location & Accessibility

Banking Services

At Oklahoma's branch, we offer a range of services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing, we've got what you need. Plus, enjoy the convenience of online and mobile banking options that allow you to manage your finances from anywhere. We invite you to come by and experience our welcoming atmosphere firsthand. Whether you're a long-time member or new to our credit union family, we look forward to assisting you with all your banking needs!

Convenient Access and Features

We understand that accessibility is key for our members. Our branch is designed with features that accommodate everyone, including ADA-compliant ramps for easy entry. Parking is available nearby, making your visit stress-free.

Operating Hours

We're open Monday through Friday from 8:30 AM to 4:30 PM, allowing you plenty of time during the week to handle your banking needs. If you have any questions or need assistance, don't hesitate to give us a call at 405-606-6328. Our friendly staff is always ready to assist!

Member Eligibility

At Oklahoma's, we believe that becoming a member means joining a caring community that supports your financial journey. If you're looking to take part in all the benefits we offer, you'll be glad to know that membership is open to anyone who lives, works, or worships in the area around our branch at 200 Ne 21St St Oklahoma City Ok 73105. This means more than just access to great financial products; it's about being part of something bigger. You can check out the full details on our eligibility criteria for the latest information. Joining us is simple and welcoming! To open an account and become a member, just visit our easy online application found at https://forms.fivision.com/okcu/oa/. If you have any questions or need assistance during the process, don't hesitate to give us a call at (405) 606-6328. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services tailored for your needs. Imagine easily accepting payments from customers whether they pay by card or mobile wallet. Our solutions streamline transactions and help you manage cash flow effectively. This means you can focus on what matters most growing your business. Visit us at 200 Ne 21St St Oklahoma City Ok 73105 in Oklahoma City, OK, or call us at (405) 606-6328 to learn more about how we can support your business ambitions today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $77,657,651, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we don't have ATMs at this branch location, rest assured that cash withdrawal services are available through various networks throughout Oklahoma City and beyond. At Oklahoma's, we're more than just a credit union; we're a community partner invested in your financial well-being. If you have any questions about our services or need assistance choosing the right products for your needs, don't hesitate to give us a call at (405) 606-6328. We look forward to serving you! For more information about all we offer, visit us online at Odot.

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options are tailored to fit different budgets. With competitive rates and flexible terms, we make it easier for you to drive away in the car of your dreams without breaking the bank.

Business Banking

We also cater to local businesses with our Business Banking services which include merchant services and business loans designed to support growth and success. Whether you're starting a new venture or expanding an existing one, our team is ready to help navigate financing options.

Credit Cards with Rewards

For members who enjoy earning benefits while spending, our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for travel, merchandise, and more. Picture yourself enjoying a vacation funded by rewards from everyday purchases!

Mortgage Loans & Refinancing

If homeownership is on your horizon, our Mortgage Loans & Refinancing services provide an array of options to suit various needs. Whether you're buying your first home or refinancing an existing mortgage for better rates, we guide you through every step of the process. Imagine unlocking the door to your new home with a loan that fits comfortably within your budget.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features allowing you to manage your accounts anytime, anywhere. With secure access to view balances, transfer funds, and pay bills directly from your smartphone or computer, banking has never been easier.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts designed for easy access and growth. Imagine having a checking account that offers no monthly fees and a savings account that helps you reach your financial goals faster.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation solutions can help ease financial burdens. Whether you need funds for a large purchase or want to consolidate multiple debts into one manageable payment, we're here to assist you.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds without any hassle. Plus, our mobile application makes banking even easier. Need to make a quick payment? Our mobile payments feature allows you to complete transactions with just a few taps on your smartphone. Want to send money to friends or family? Enjoy the convenience of person-to-person transfers, making it simple to share expenses or send gifts directly from your account. Additionally, if you prefer to go paperless, we offer e-statements for easy access to your financial records while helping the environment.

Security and Accessibility

Security is always a top priority at Oklahoma's. Our services include electronic signature authorization, ensuring that your transactions are safe and secure. You can feel confident that your personal information is protected while enjoying the freedom of managing your finances online. Our digital banking solutions are designed with accessibility in mind. No matter where life takes you, whether it's a coffee shop or a park bench, our tools allow for real-time account management right at your fingertips. In summary, with features like online banking, mobile applications, e-statements, and more, Oklahoma's is committed to providing an easy and secure banking experience tailored just for you. Join us today and take advantage of everything we have to offer!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 83,788, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma's is your trusted partner. Visit us at 200 Ne 21St St Oklahoma City Ok 73105 or call (405) 606-6328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations reflect efficiency with a net income of $1,711,588, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 130 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $105,566,895 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,999 in used auto loans and $585,459,423 in total loans and leases.

Secure Savings Options

Members' savings are secured through $261,499,756 in share certificates and $44,334,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,975,246, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $107,483,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $233,985,025 in used vehicle loans and $80,639,635 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive away in your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $77,657,651 provide the capital needed to grow and expand. We understand the importance of having access to funding when opportunities arise for your business. At Oklahoma's, we're here to help with refinancing options if you're looking to lower your monthly payments or tap into equity from existing loans. Our eligibility criteria are straightforward and designed to assist as many members as possible. Explore our range of loan products today and discover how we can help you achieve your financial aspirations. For more details about our offerings or assistance with applications, feel free to reach out at (405) 606-6328 or visit us at 200 Ne 21St St Oklahoma City Ok 73105 in Oklahoma City. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take this journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,266,154, make buying or refinancing simple. We know how important it is to find the right home for you and your family, so we're here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $18,611,766 in loans helping members manage their finances effectively, our credit card options come with rewards and benefits that can suit any lifestyle.

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OKLAHOMA'S FEDERAL CREDIT UNION - Oklahoma City, OK

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