Oklahoma Educators CU Oklahoma City OK | Quick Personal Loans & Top Checking

Introduction

Welcome to Oklahoma Federal Credit Union, your trusted financial partner located at 10401 W Reno Ave, Oklahoma City, OK 73127. Established in 1951, our commitment to serving our members and the community has only grown stronger over the years. With a membership base of over 10,558 individuals, we pride ourselves on being a reliable resource for all your banking needs. At Oklahoma Federal Credit Union, we understand that every member's financial journey is unique. That's why we offer a wide range of services designed with you in mind, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our total assets currently stand at an impressive $187,779,600, reflecting our stability and dedication to our members' financial well-being. Our team of 20 employees, led by CEO Tim DeLise and Board President Charlotte Walker, is here to provide personalized service and support. We also ensure that your money is safe with us; our net worth is approximately $34,527,174, giving you peace of mind when you bank with us. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to 517 NE 36th St, Oklahoma City, OK 73105. Feel free to reach out to us at 405-524-6467 or explore more about our offerings on our website at oklahomafederalcreditunion.org. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Commitment

We take pride in being more than just a credit union; we are an integral part of the Oklahoma City community. Through partnerships with local organizations and various outreach initiatives, we actively support programs that uplift our neighbors. Whether it's hosting financial literacy workshops or sponsoring local events, our commitment goes beyond banking it's about building a stronger community together. If you're looking for a supportive financial partner who prioritizes your needs and values community growth, look no further than Oklahoma. Join us today and experience the benefits of being part of a credit union that truly cares about its members! For inquiries or assistance, don't hesitate to reach out at (405) 524-6467 or visit our website at https://oklahomafederalcreditunion.org/ .

Our Evolution

Located at 10401 W Reno Ave Oklahoma City Ok 73127, just a stone's throw away from local landmarks, our branch has witnessed remarkable changes. From humble beginnings to becoming a trusted financial partner for many families and businesses, our journey reflects the strength of community spirit and resilience. We have embraced technological advancements while ensuring that every member receives the attention they deserve. Today, we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions all designed with our members' needs in mind. While members can visit us at 10401 W Reno Ave Oklahoma City Ok 73127, official correspondence should be sent to 517 NE 36th St, Oklahoma City, OK 73105. This flexibility helps ensure that communication remains efficient and effective.

Our Mission

At Oklahoma, our mission is clear: we strive to provide comprehensive financial services while making a positive impact on our community. We believe that everyone deserves access to quality financial products and education. Our dedicated team works tirelessly to foster relationships built on trust and transparency. We aim not only to enhance your financial well-being but also to contribute positively to the neighborhoods we serve. Our operating hours are from 7:45 AM to 4:30 PM daily, allowing us to be available when you need us most. Additionally, we offer ATM services for your convenience, ensuring easy access to your funds whenever necessary.

Branch Location & Accessibility

Branch Features

At our Oklahoma branch, we strive to make your visit as smooth as possible. With ample parking available right outside our doors, you won't have to worry about finding a spot. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and facilities to ensure everyone can bank comfortably.

Operating Hours

We're here for you during the week! Our lobby is open from 7:45 AM to 4:30 PM, Monday through Friday, making it easy to fit banking into your busy schedule. Need assistance? Feel free to give us a call at 405-524-6467 during these hours; our friendly team is ready to help!

Services Offered

Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered. We also offer credit cards with rewards, business banking services, and convenient online and mobile banking options. Plus, our ATM is available for basic cash withdrawal services and balance checks whenever you need it. While members can visit us at 10401 W Reno Ave for all their banking needs, official correspondence should be sent to our mailing address at 517 NE 36th St, Oklahoma City, OK 73105. We invite you to stop by or call us today! Your financial well-being is our priority, and we're excited to assist you on your journey.

Member Eligibility

Becoming a member of Oklahoma is more than just opening an account; it's about joining a welcoming community where you can thrive financially. If you're looking to join us at our Oklahoma branch located at 10401 W Reno Ave Oklahoma City Ok 73127, you'll find that eligibility is designed to be straightforward and inclusive. Generally, if you live, work, or worship in the area, you're likely eligible to join! We also welcome family members of current members, making it easy for your loved ones to benefit from our services too. For the most up-to-date and detailed eligibility requirements, feel free to check out our resource at . Joining Oklahoma opens up a world of financial possibilities for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Ready to take the next step? Opening an account is simple! You can find all the details on how to get started by visiting https://www.loanliner.com/loanrequest/clppresenter/loanlist.aspx?cuid=03501056&loanlistid=1583&channelid=0108374913240193539&locationid=9342945813240193708&isframed=f . If you have any questions or need assistance, don't hesitate to reach out to us at (405) 524-6467. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine being able to accept payments from customers seamlessly whether they prefer credit cards, mobile payments, or online transactions. Our services are crafted to meet the needs of today's businesses, ensuring you can focus on what matters most: growing your company. If you're ready to explore how our business banking solutions can benefit you, contact us at (405) 524-6467 or visit us today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash is simple with our ATM services available at various locations. You can easily withdraw cash or check your account balance whenever needed. At Oklahoma, our mission is to support you through every financial journey. With a variety of services aimed at enhancing your financial well-being, we're here to make banking easy and accessible for everyone in the community. We invite you to visit us at 10401 W Reno Ave Oklahoma City Ok 73127 in Oklahoma City, OK or give us a call at (405) 524-6467 if you have any questions about how we can assist you today! Your financial success is our priority!

Auto Loans & Vehicle Financing

If you're considering purchasing a new car, our auto loans and vehicle financing services can make that dream a reality. We offer competitive rates and flexible terms, making it easier for you to get behind the wheel of your desired vehicle without breaking the bank.

Business Banking

For local business owners, we provide essential services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team can help tailor solutions that fit your business goals.

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards that offer fantastic rewards programs. Earn points on what you spend and redeem them for travel, gifts, or cash back it's like getting paid for spending!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans come with favorable terms tailored to fit your budget. If you're already a homeowner, refinancing could be a smart way to lower your monthly payments or tap into your home's equity for other needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly mobile app.

Personal Banking

For those managing personal finances, we offer various options including checking and savings accounts. These accounts provide you with easy access to your money and help you save for the future. Imagine having a secure place for your funds while earning interest on your savings!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether you need funds for medical bills, home repairs, or debt consolidation, we're here to help you manage those costs effectively.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking platform available at https://oklahomafederalcreditunion.org/ , you can enjoy 24/7 access to your accounts. Whether you're checking your balance, making transfers, or reviewing transactions, everything is at your fingertips. Plus, with our electronic signature authorization feature, signing documents is quick and easy no need to visit the branch! E-statements are another great way to keep track of your finances without the clutter of paper. You'll receive your statements directly in your inbox, so you can easily stay organized and monitor your spending habits. Our mobile application adds another layer of accessibility, letting you bank on the go. Need to send money to a friend? Use our person-to-person transfer feature for fast and secure transactions right from your phone. And if you're someone who loves the convenience of mobile payments, we've got you covered there too!

Security and Support

Security is a top priority for us at Oklahoma. Our digital banking services use robust encryption methods to protect your personal information, ensuring that your financial data is safe while you enjoy these convenient features. If you ever have questions or need assistance, our friendly staff is just a phone call away at (405) 524-6467. We're here to help you make the most out of your banking experience. Embrace the future of banking with us today! Sign up for online services and explore all that Oklahoma has to offer for managing your finances securely and efficiently.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 16 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to assist you with any questions or concerns you may have about your finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma is your trusted partner. Visit us at 10401 W Reno Ave Oklahoma City Ok 73127 or call (405) 524-6467 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $34,087,718 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on improvement helps us adapt to changing market conditions while keeping your best interests at heart. With $3,138 in used auto loans and $120,312,489 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for an auto loan or a personal loan, we're here to help you achieve your dreams.

Secure Savings Opportunities

Members' savings are secured through $80,865,028 in share certificates and $7,032,259 in money market shares, offering stable and rewarding financial growth opportunities. This means your money is not only safe but also has the potential to grow over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $34,527,174, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our ability to provide you with various financial products tailored to meet your needs. Our net worth ratio of $1,839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,929,971 in used vehicle loans and $26,656,759 in new vehicle loans already helping members get on the road. We make it easy for you to secure financing for your next vehicle, whether it's new or used.

Credit Lines and Additional Options

For those looking for additional borrowing options, our total credit lines stand at $7,217,412. This gives our members the flexibility they need to cover unexpected expenses or fund special projects without stress. We invite you to visit us at 10401 W Reno Ave Oklahoma City Ok 73127, Oklahoma City, OK, or give us a call at (405) 524-6467. Our dedicated team is ready to assist you in finding the right loan product for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Oklahoma, we prioritize transparency and strive to provide our members with clear information so you can make informed decisions about your financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,305,732, make buying or refinancing simple. We believe in supporting our community by providing accessible financing solutions that help turn your housing dreams into reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,195,037 in loans helping members manage their finances effectively. Our credit cards are designed to fit seamlessly into your lifestyle while offering rewards and benefits that matter to you.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for our users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence guarantees that all offers are fair and transparent, allowing users to compare loans with confidence.

OKLAHOMA FEDERAL CREDIT UNION