Oklahoma Educators CU Oklahoma City OK | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Oklahoma Educators, your trusted partner in financial growth and community support. Located at 4001 Nw Expressway, Oklahoma City, OK 73116, our credit union has been serving members since 1960. With a strong commitment to empowering individuals and families, we proudly boast a total membership of 13,073 and manage assets totaling $217,418,637. At Oklahoma Educators, we understand the importance of reliable banking services. That's why we offer a variety of products tailored to meet your needs whether it's personal banking, auto loans, or business financing. Our dedicated team of 88 employees, led by CEO Cindy White and Board President Rick Dawkins, is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to 4001 NW EXPRESSWAY, OKLAHOMA CITY, OK 73116. Our facilities include an ATM and drive-thru service for your convenience. We also ensure easy access to online and mobile banking solutions so you can manage your finances anytime and anywhere. Our financial strength is highlighted by total loans amounting to 7,486, total deposits reaching $6,277,392, and a robust net worth of $30,743,777. Whether you're looking to save for the future or finance your next vehicle purchase with our auto loans or other lending options, we are here to help you succeed. Join us today at Oklahoma Educators where community matters! Feel free to call us at 405-722-2234 for any inquiries or visit our website at oecu.com for more information on how we can assist you in achieving your financial goals.

Branch History & Mission

The story of Oklahoma Educators in Oklahoma City, OK, began in 1960 when we opened our doors to serve the community. Since then, we have proudly grown into a trusted financial partner for over 13,000 members. With total assets amounting to an impressive $217,418,637, our commitment to fostering financial health and security for our members has remained unwavering. Located at 4001 NW Expressway, our branch is conveniently situated near local schools and parks, making it easily accessible for all who wish to walk through our doors. Whether you are coming in for personal banking services or seeking advice on vehicle financing, we are here to guide you every step of the way. For any official correspondence, please send your mail to 4001 NW EXPRESSWAY, OKLAHOMA CITY, OK 73116. At the heart of Oklahoma Educators' mission is a dedication to empowering our members with financial tools and resources that lead to a brighter future. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards all designed with your needs in mind. Our mission goes beyond just providing financial services; we are committed to supporting our community through various outreach efforts and partnerships that aim to uplift those around us. Over the years, we have made significant advancements in technology while ensuring ADA compliance so that everyone can access our services comfortably. We are proud to offer features like online banking, mobile payments, and electronic statements that make managing finances simple and efficient. In addition to these innovations, we provide customer-centric initiatives like drive-thru banking for quick transactions and shared service centers for added convenience. Our dedicated team is always ready to assist you during our operating hours of 8 AM - 5 PM from Monday to Friday. As we reflect on our journey since 1960, we invite you to join us at Oklahoma Educators. Experience firsthand how being part of a credit union can enhance your financial well-being while contributing positively to the community. Together, let's build a stronger future! For more information or inquiries, feel free to call us at 405-722-2234 or visit our website at Oklahoma Educators. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking options that ensure everyone can visit comfortably. If you're driving, you'll find ample parking available, making it easy to stop by for any banking services.

Contact Us

While members can visit us at our main branch location, official correspondence should be sent to the same address: 4001 NW Expressway, Oklahoma City, OK 73116. If you have any questions or need assistance, feel free to call us at 405-722-2234. We look forward to seeing you soon!

Operating Hours and Services

We're here for you during convenient hours from 8 AM to 5 PM, Monday through Friday. Our friendly team is ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals without leaving your car. For those needing additional services, we offer shared branching options, allowing members from partner credit unions to conduct basic transactions here as well. And don't forget our ATM availability for quick cash withdrawals or balance checks whenever you need them.

Member Eligibility

Becoming a member of Oklahoma Educators feels like joining a family where your financial well-being is our top priority. If you live, work, or attend school in Oklahoma County, you're already on the right path to membership! Plus, if you have family members who are current members, they can help you join as well. This means that whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage solutions, you'll find a supportive community ready to assist you every step of the way. For more detailed information on eligibility requirements, feel free to check out our resource at https://oecu.com/membership/. Joining is easy! Simply reach out to us at (405) 722-2234, and we'll guide you through the account opening process. Our friendly staff is here to answer any questions and help make your experience smooth and welcoming. At Oklahoma Educators, we're excited to have you as part of our community!

Business Banking & Commercial Services

Lending Solutions That Fuel Growth

Imagine securing the funding you need to expand your operations or invest in innovative technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Alongside our loan options, we offer merchant services tailored to meet your unique needs. Picture this: streamlining your payment process while enhancing customer satisfaction. From easy credit card processing to mobile payment solutions, we provide tools that make transactions simple and efficient. With us, managing payments becomes less of a hassle and more of a breeze. Located at 4001 Nw Expressway Oklahoma City Ok 73116, Oklahoma City, OK 73116, we're here to partner with you on your journey toward success. Visit us or call (405) 722-2234 to learn more about how we can help your business grow!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need to refinance an existing auto loan, our Auto Loans & Vehicle Financing solutions make it easy. With competitive rates and flexible terms, you can drive off with the vehicle of your dreams without breaking the bank.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking services including merchant services and business loans. We know how vital it is for businesses to have access to reliable financing options.

Convenient Access

At Oklahoma Educators, convenience is key. Our ATM & Cash Withdrawal Services ensure that you can access your funds whenever needed. Plus, with our basic drive-thru banking and shared branch transactions available for partner credit union members, managing your finances becomes even easier. We pride ourselves on offering robust online and mobile banking capabilities so you can handle your financial needs efficiently. Whether it's making deposits via mobile app or using person-to-person payment features, we prioritize making banking easy and accessible for everyone. Feel free to reach out at (405) 722-2234 or visit us at 4001 Nw Expressway Oklahoma City Ok 73116 in Oklahoma City, OK. Join us at Nw Branch today and experience how we can support your financial journey!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing options provide personalized plans that fit your budget. Our knowledgeable team is here to guide you through the process, ensuring that securing your dream home is as smooth as possible.

Personal Banking

Our Personal Banking options include checking and savings accounts that cater to your daily financial activities. With features like online and mobile banking, you can easily manage your accounts from anywhere. Imagine being able to check your balance, transfer money, or pay bills right from your smartphone! We also offer credit cards with rewards, which allow you to earn points on purchases perfect for those who love to shop or travel.

Personal Loans & Debt Consolidation

For those unexpected expenses or when life throws you a curveball, our Personal Loans & Debt Consolidation services are here to help. We understand that sometimes you need a little extra support. Whether it's a medical bill or consolidating debt into one manageable payment, we're ready to assist.

Digital & Online Banking

Key Features

Our online banking services provide you with real-time account management. You can check your balance, review transactions, and transfer funds all from the comfort of your own device. With electronic signature authorization available, signing important documents is now quicker and hassle-free. Plus, if you prefer to go paperless, our e-statements feature allows you to view your monthly statements online, making it easier to track your spending. For those who are always on the move, our mobile application puts banking right at your fingertips. You can make person-to-person transfers with just a few taps, making it easy to send money to friends or family without needing cash. And with our mobile payments feature, you can pay for purchases directly from your phone no need to carry physical cards anymore!

Security and Accessibility

Security is a top priority at Oklahoma Educators. Our online banking services are equipped with advanced security features to protect your personal information while ensuring that your transactions are safe and secure. You can feel confident that your data is in good hands. In addition to being secure, our digital banking options are designed for everyone. Whether you're tech-savvy or not, you'll find navigating our services simple and intuitive. With features like 24/7 online banking access and mobile capabilities, managing your finances has never been easier. At Oklahoma Educators, we're committed to providing you with the tools you need for effective financial management anytime and anywhere. Experience the convenience of modern banking today!

Financial Strength

Growing Membership Trust

We are thrilled to have a growing member base with 21,978 total share accounts. This trust underscores our commitment to providing reliable services that meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Educators is your trusted partner. Visit us at 4001 Nw Expressway Oklahoma City Ok 73116 or call (405) 722-2234 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Your savings are secured through $53,788,122 in share certificates and $15,713,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,460,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees ready to assist you with any banking needs.

Reinvestment for Better Services

With $30,648,809 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,362 in used auto loans and $151,104,149 in total loans and leases.

Solid Financial Health

With a net worth of $30,743,777, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,414 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,297,566 in used vehicle loans and $7,933,961 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Credit Lines

Our credit lines are another great resource for managing expenses and emergencies. With total credit lines reaching $55,241,499, you have access to funds when you need them most. For business owners looking for capital to grow and expand their operations, our outstanding commercial loans are available as well. If you're ready to explore any of these options or need more information on refinancing opportunities, please feel free to reach out. You can contact us at 405-722-2234 or visit us at our branch located at 4001 Nw Expressway Oklahoma City OK 73116. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Oklahoma Educators be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,049,813, making buying or refinancing simple. We offer competitive rates and terms that can fit into your budget. If you're interested in refinancing your current mortgage, we can discuss eligibility options tailored to your situation.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $1,913,582 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or make larger purchases without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers displayed are fair and transparent. By working only with verified financial institutions, LendMesh guarantees that users receive accurate information without hidden fees or misleading terms.