Oklahoma Educators CU Norman OK | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Oklahoma Educators, your trusted financial partner located at 1320 E Lindsey St, Norman, OK 73071. Since our establishment in 1960, we have proudly served over 13,000 members with a commitment to providing exceptional banking services tailored to your needs. As a member-owned credit union, we believe in prioritizing our community and supporting local educators and their families. At Oklahoma Educators, we understand that financial choices can significantly impact your life. That's why we offer a range of services including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. With total assets exceeding $217 million and total deposits reaching $6,277,392, we are equipped to help you achieve your financial goals. Under the leadership of our CEO, Cindy White, and Board President, Rick Dawkins, our dedicated team of 88 employees is here to ensure you receive personalized attention and expert guidance every step of the way. Whether you're looking for an auto loan or need assistance with online banking options, we're here for you. While members can visit us at our branch for face-to-face service, official correspondence should be directed to our mailing address: 1320 E Lindsey St, Norman, OK 73071-2521. Our commitment goes beyond just numbers; we aim to make a positive impact on our community through various initiatives and programs. We invite you to explore how Oklahoma Educators can support your financial journey. Ready to take the next step? Call us at 405-722-2234 or visit us online at Oklahoma Educators today!

Branch History & Mission

At the heart of Norman, OK, lies the Oklahoma Educators branch, a cornerstone of community and financial support since its inception in 1960. Initially founded to serve educators and their families, this credit union has grown to embrace a diverse membership base of over 13,000 individuals. Located at 1320 E Lindsey St, our branch is easily accessible and close to local landmarks, making it a familiar and welcoming place for members. From humble beginnings, the Oklahoma Educators branch has evolved significantly over the decades. With total assets now exceeding $217 million, we have consistently demonstrated our commitment to providing robust financial services while supporting our community's growth. Our mission is clear: we strive to empower our members through exceptional banking options that cater to their unique needs. Whether it's personal checking accounts, auto loans, or mortgage refinancing, we are dedicated to delivering services that enhance the lives of those we serve. Our operating hours reflect our dedication to accessibility; we're open Monday through Friday from 8:00 am to 5:00 pm. Members can also take advantage of convenient ATM access and drive-thru banking services for quick transactions. While members can visit us at 1320 E Lindsey St Norman Ok 73071, official correspondence should be sent to 1320 E Lindsey St, Norman, OK 73071-2521. In addition to traditional banking services, we proudly offer online and mobile banking solutions that make managing finances easier than ever. We understand that many of our members lead busy lives, so we've made sure that our digital offerings are user-friendly and secure. This commitment extends beyond technology; our shared service center ensures that members can access essential banking services even when they're away from home. Community involvement is at the core of what we do. Over the years, Oklahoma Educators has partnered with various local organizations and initiatives aimed at supporting education and enhancing quality of life in Norman. We believe in giving back, whether through scholarships or financial literacy programs designed to empower individuals with knowledge about managing their finances effectively. As we look toward the future, we invite you to become part of our family at Oklahoma Educators. Join us today and discover how we can help you reach your financial goals while making a positive impact in our community together. With every account opened and every loan approved, you're not just a member; you're part of a legacy dedicated to nurturing dreams and fostering growth.

Branch Location & Accessibility

Accessibility Features

Our branch is designed to be welcoming for everyone. We offer ADA-compliant facilities, ensuring that all members can access our services comfortably. There's ample parking available, making it easy for you to stop by. If you prefer to bank from your car, take advantage of our drive-thru service for quick deposits or withdrawals without leaving your vehicle.

Operating Hours and Services

We're open Monday through Friday from 8:00 AM to 5:00 PM, providing plenty of opportunities for you to visit us at your convenience. Our friendly staff is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. And if you need cash on the go, we have an ATM available right here at the branch. Plus, if you're a member of another participating credit union, you can enjoy shared services that let you make deposits and withdrawals easily. While members can visit us at 1320 E Lindsey St, official correspondence should be sent to our mailing address at 1320 E Lindsey St, Norman, OK 73071-2521. We invite you to come in and see how we can help you reach your financial goals. For any questions or further assistance, don't hesitate to call us at 405-722-2234. We look forward to serving you!

Member Eligibility

At Oklahoma Educators, we believe that everyone deserves a place in our community, and becoming a member is your first step towards enjoying a range of financial benefits. If you live, work, or go to school in Cleveland County or are related to someone who does, you're already eligible to join us! We welcome individuals from all walks of life to experience our personalized service and member-focused approach. Plus, as a member, you'll gain access to competitive rates on loans, high-yield savings accounts, and various banking services tailored just for you. Joining is simple! You can find detailed eligibility criteria at https://oecu.com/membership/. If you're ready to take the next step or have any questions, feel free to reach out to us at (405) 722-2234. Our friendly team is here to help you open an account and start enjoying the benefits of being part of the Oklahoma Educators family right away!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine running a busy café where customers want to pay quickly and easily. Our merchant services allow you to accept various payment methods seamlessly, keeping your lines moving and customers happy. Visit us at 1320 E Lindsey St Norman Ok 73071 or call us at (405) 722-2234 to discover how our business banking solutions can help your company thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions for you too! Our business banking services, including merchant services and business loans, help you manage cash flow effectively while growing your enterprise.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. Need cash? Our ATM services provide easy withdrawal options right at your fingertips.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but with added convenience, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, through our partnership with other credit unions, we offer basic shared branch transactions so members from partner institutions can access their accounts easily.

Loans and Credit Options

At Oklahoma Educators, we know that sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help ease financial burdens by providing the funds you need when you need them. Plus, our credit cards with rewards allow you to earn as you spend, making everyday purchases more rewarding.

Personal Banking Solutions

We understand that managing your finances can be overwhelming. That's why we offer comprehensive personal banking services including checking and savings accounts designed to fit various lifestyles. If you're dreaming of owning a new car, our auto loans and vehicle financing options make it easy and affordable. For those looking to invest in their future home, our mortgage loans and refinancing solutions provide competitive rates and flexible terms.

We’re Here for You!

Our commitment to serving our members extends beyond just offering financial products; it's about building relationships based on trust and understanding. With our friendly staff ready to assist you at (405) 722-2234, we invite you to visit us at Oklahoma Educators or check out our website at Norman Lindsey Branch for more information about how we can help meet your financial needs. Don't wait reach out today to see how we can support your journey towards financial well-being!

Digital & Online Banking

At Oklahoma Educators, we understand that your time is valuable. That's why our digital and online banking services are designed to provide you with convenience and security, allowing you to manage your finances anytime, anywhere. With just a few clicks or taps, you can access a wide range of banking features that put control right at your fingertips. You can explore our online banking options at https://oecu.com/, where everything you need is just a login away. Our platform includes features like E-Statements, which allow you to view your account statements electronically, making it easy to keep track of your finances without the clutter of paper. Plus, with Electronic Signature Authorization, signing important documents is fast and hassle-free. For those on the go, our mobile application makes banking even easier. You can make mobile payments directly from your phone, whether you're splitting a dinner bill or shopping for groceries. Our Person-to-Person Transfers feature lets you send money to friends and family instantly, ensuring that sharing expenses is simple. We offer 24/7 online banking services, so you can check your balance, transfer funds, or pay bills whenever it suits you day or night. This means no more rushing to the bank during business hours; instead, enjoy real-time account management right from the comfort of your home. Your safety is our priority. We employ robust security measures to protect your personal information while providing a user-friendly experience. With all these features combined, managing your finances has never been easier or more secure at Oklahoma Educators. Embrace the future of banking with us today!

Financial Strength

A Growing Community

We have a robust membership base with a total of 21,978 share accounts. This illustrates the growing trust our members place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Educators is your trusted partner. Visit us at 1320 E Lindsey St Norman Ok 73071 or call 405-722-2234 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Service

With $30,648,809 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,724 in total auto loans and $151,104,149 in total loans and leases. Our operational efficiency is reflected in our financial performance; currently reporting a net income of $0, we remain committed to keeping our services affordable while enhancing their quality. Additionally, we take pride in having 88 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Member-Focused Savings

Your savings are secured through $53,788,122 in share certificates and $15,713,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,460,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Strong Financial Position

With a net worth of $30,743,777, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're considering starting or expanding a business, we have resources available for business owners as well. Although there are currently no outstanding commercial loans, our team is dedicated to providing guidance on financing options that can meet your needs when they arise. At Oklahoma Educators, we're committed to supporting our members with personalized service and expert advice. If you're interested in any of our loan products or would like to learn more about refinancing options, please give us a call at (405) 722-2234. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1320 E Lindsey St Norman Ok 73071 in Norman, OK, and let's discuss how we can help you meet your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,297,566 in used vehicle loans and $7,933,961 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away with the vehicle you want.

Credit Cards and Personal Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,913,582 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,049,813, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our knowledgeable team is here to assist you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, giving users confidence in the accuracy of their comparisons.