Oklahoma Educators CU Midwest City OK | Best Auto Loans & Business Banking

Introduction

Welcome to Oklahoma Educators, your trusted financial partner right here in the heart of Midwest City, OK. Located at 1704 S Air Depot Blvd, we have been dedicated to serving our community since 1960. With a proud membership base of 13,073 individuals, we understand the unique financial needs of our members and strive to provide solutions that truly matter. At Oklahoma Educators, we manage total assets of $217,418,637 and maintain a strong financial foundation with a net worth of $30,743,777. Our commitment to your financial well-being is reflected in our robust offerings, including personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to business needs through merchant services and business loans. Your trust is essential to us. That's why we ensure transparency in our operations our total deposits stand at an impressive $6,277,392, and we have facilitated 7,486 loans and leases to help our members achieve their dreams. We take pride in having 88 dedicated employees who are ready to assist you with personalized service every step of the way. If you need assistance or have questions, don't hesitate to reach out! You can call us at 405-722-2234 or visit our website at www.oecu.com for more information about our services and how we can support your financial journey. While members can visit us at 1704 S Air Depot Blvd, official correspondence should be sent to the same address for your convenience. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Oklahoma Educators, we take pride in our rich history and unwavering commitment to serving our community. Established in 1960, our Midwest City branch has been a cornerstone of financial support for educators and their families for over six decades. Located at 1704 S Air Depot Blvd, Midwest City, OK 73110, we've grown alongside our members, continually adapting to meet their needs while fostering a sense of belonging. From our humble beginnings, we've expanded significantly, now proudly serving over 13,000 members with total assets reaching an impressive $217,418,637. Our mission is clear: to empower our members through exceptional financial services while making a positive impact in the community. We believe that everyone deserves access to fair financial solutions, and we're dedicated to providing personalized banking experiences that help individuals achieve their goals. Our commitment goes beyond traditional banking; we actively engage in community outreach efforts that strengthen local ties and uplift those around us. Whether it's hosting educational workshops or partnering with local organizations, we strive to be a force for good in Midwest City. In keeping with modern advancements, we ensure that our services are accessible and convenient. Our members can enjoy various digital options such as online banking and mobile payments. Additionally, we offer ATM availability and drive-thru banking for those who prefer face-to-face interactions without leaving their vehicles. While you can visit us at our branch location for all your banking needs during our operating hours from 8 AM to 5 PM Monday through Friday, official correspondence should be sent to 1704 S AIR DEPOT BLVD, MIDWEST CITY, OK 73110 if different from the branch address. At Oklahoma Educators, we're not just about numbers; we're about people. Join us today and experience the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! If you have any questions or need assistance, feel free to reach out at 405-722-2234.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to give us a call at 405-722-2234. We look forward to welcoming you to the Oklahoma Educators branch soon! Your financial journey starts here!

Operating Hours and Services

We're open Monday through Friday from 8 AM to 5 PM, ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Plus, we offer convenient ATM access and drive-thru banking for quick transactions like deposits and withdrawals. If you're a member of a partner credit union, take advantage of our shared services for even more convenience. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to the same address: 1704 S AIR DEPOT BLVD, MIDWEST CITY, OK 73110.

Parking and Accessibility

When you visit us, you'll find ample parking right outside our doors, ensuring that your trip is hassle-free. Our branch is ADA compliant, featuring ramps and accessible entrances, so everyone can feel welcome and comfortable while they bank with us.

Member Eligibility

At Oklahoma Educators, we believe that everyone deserves a supportive financial community, and becoming a member is simple and welcoming. If you live, work, or attend school in the area, you're likely eligible to join us! We open our doors to individuals who are part of the local community, including educators and their families. This means that as long as you connect with our mission and values, we want you here with us. Plus, being a member offers you fantastic benefits like competitive rates on loans and personalized service tailored to your needs. To learn more about the specific eligibility requirements or to see if you qualify, feel free to visit our detailed page at https://oecu.com/membership/. When you're ready to take the next step toward membership, opening an account is straightforward just give us a call at (405) 722-2234 or stop by our branch located at 1704 S Air Depot Blvd Midwest City Ok 73110. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a customer walking into your store ready to make a purchase. With our merchant services, you can accept payments quickly and efficiently, giving your customers a smooth shopping experience. From credit card processing to mobile payment solutions, we ensure your business can handle transactions easily. Whether you're located at 1704 S Air Depot Blvd Midwest City Ok 73110 in Midwest City, OK, or anywhere else, we're here to help you thrive. Let's work together to take your business to new heights! For more information, contact us at (405) 722-2234.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer essential services including merchant services and business loans to help your enterprise thrive. Whether you're starting out or expanding, we have the right tools and support available.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features. With our online and mobile banking, you can manage your accounts anytime, anywhere whether it's checking your balance or transferring funds between accounts. Plus, enjoy the ease of making cash withdrawals with access to ATMs and drive-thru services for quick transactions. If you're a member of another credit union, take advantage of our shared branch transactions, allowing you to make deposits and withdrawals without any hassle.

Join Us Today!

At Oklahoma Educators, we're not just about banking; we're about building relationships with our members and helping them achieve their financial goals. Visit us at oecu.com to learn more about how we can serve you better. Whether you're opening an account or applying for a loan, we're here every step of the way. Don't hesitate reach out today! Call us at 405-722-2234 or stop by our branch in Midwest City. Let us help you take control of your financial future!

Personal Banking Services

We understand that managing your finances can feel overwhelming. That's why we offer a variety of personal banking options such as checking and savings accounts designed for every lifestyle. Whether you're saving for a vacation or need a reliable account for everyday transactions, we've got you covered. If you're considering purchasing a new car, our auto loans and vehicle financing options can help you hit the road in style while keeping your budget intact. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are crafted to provide competitive rates and terms that suit your financial situation.

Support for Your Financial Needs

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We provide flexible solutions to help manage those costs without adding stress. Additionally, if you're someone who loves rewards, our credit cards with rewards program offers great benefits for everyday purchases. You'll earn points that can be redeemed for travel, cash back, or even merchandise!

Digital & Online Banking

Accessibility and Ease of Use

Our mobile payments feature allows you to make purchases using your smartphone, bringing an added layer of convenience to your shopping experience. You can leave your wallet at home and still have everything you need right on your device. At Oklahoma Educators, we believe that banking should be straightforward and user-friendly. With real-time account management tools and accessible features designed for everyday use, we aim to put you in control of your finances like never before. Explore all these offerings today by visiting us online at https://oecu.com/!

Key Features

We prioritize security in all our services. Our electronic signature authorization feature makes signing documents simple and safe, so you can complete transactions without needing to visit a branch. Plus, with e-statements available, you can say goodbye to paper clutter while keeping your financial records organized and easily accessible. Want to send money to friends or family? Our person-to-person transfer option makes it quick and hassle-free. Whether it's splitting a dinner bill or sending a gift, you'll find it easy to move money in just a few taps.

Financial Strength

Committed to Growth

With $30,648,809 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also notable; we have $4,362 in used auto loans and a total of $151,104,149 in loans and leases, supporting members' financial goals across various sectors.

Community Trust

Our total share accounts stand at 21,978, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to maintain a healthy balance between lending and saving while keeping your interests as our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Educators is your trusted partner. Visit us at 1704 S Air Depot Blvd Midwest City OK 73110 or call 405-722-2234 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $53,788,122 in share certificates and $15,713,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,460,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, with 88 full-time employees, we ensure our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $30,743,777, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,297,566 in used vehicle loans and $7,933,961 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a loan that fits your budget and lifestyle.

Credit Lines

Additionally, our total credit lines stand at $55,241,499, offering you the flexibility and convenience needed for various spending needs. These lines of credit can be an excellent resource for managing cash flow or funding personal projects. If you're interested in any of these loan products or would like more information about eligibility options and refinancing opportunities, don't hesitate to reach out! You can contact us at (405) 722-2234 or visit us at our branch located at 1704 S Air Depot Blvd Midwest City Ok 73110 in Midwest City, OK. For more insights into our performance and services offered by Oklahoma Educators, please refer to data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,049,813, make buying or refinancing simple. We believe that owning a home should be within reach for everyone. With various terms available and refinancing options to explore, we are here to help you navigate the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,913,582 in loans helping members manage their finances effectively. This option provides you with access to funds when unexpected expenses arise or when you want to make larger purchases without dipping into savings.

Loan Aggregator

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