Oklahoma Educators CU Duncan OK | Best Auto Loans & Business Banking

Introduction

Welcome to Oklahoma Educators, your trusted financial partner located at 1006 W Main St, Duncan, OK 73533. Since our establishment in 1960, we have proudly served our community and built lasting relationships with over 13,000 members. Our commitment to providing personalized banking solutions is reflected in our impressive assets of $217,418,637 and total deposits amounting to $6,277,392. At Oklahoma Educators, we understand the importance of financial support and guidance. Whether you're looking for an auto loan among our total loans of 7,486, seeking a safe place for your savings, or needing assistance with business financing, we have tailored options just for you. Under the leadership of our dedicated CEO, Cindy White, and Board President, Rick Dawkins, our experienced team of 88 employees is here to help you navigate your financial journey. While members can visit us at our Duncan branch for all their banking needs, official correspondence should be sent to our mailing address: P O BOX 22222, Oklahoma City, OK 73123. We invite you to explore the various services we offer from personal checking and savings accounts to mortgage loans and credit cards with rewards. With innovative online and mobile banking options available at your fingertips through our website www.oecu.com, managing your finances has never been easier. Join us at Oklahoma Educators as we continue to foster a strong sense of community while helping you achieve your financial goals. If you have any questions or need assistance, don't hesitate to reach out by calling us at (405) 722-2234. We look forward to serving you!

Branch History & Mission

Commitment to Accessibility

In today's fast-paced world, accessibility is key. That's why we offer various digital banking services like online banking and mobile payments to ensure our members can manage their finances conveniently from anywhere. Additionally, our branch is ADA compliant and features both ATM availability and drive-thru banking for added ease. While you can visit us at 1006 W Main St, official correspondence should be sent to P O BOX 22222, Oklahoma City, OK 73123 if needed. Our lobby hours are designed with your schedule in mind open from 8:00 AM to 5:00 PM Monday through Friday making it easy for you to get the help you need when you need it. As we continue this journey together, we invite you to join us at Oklahoma Educators. Experience firsthand the benefits of membership that go beyond just banking; become part of a supportive community dedicated to your success. Call us at 405-722-2234 or visit our website at oecu.com to learn more about how we can help you achieve your financial dreams!

Our Mission

At Oklahoma Educators, our mission is clear: we aim to empower our members through comprehensive banking solutions while actively contributing to the well-being of the communities we serve. We understand that each member has unique financial needs, whether it's opening a checking account, securing an auto loan, or planning for retirement. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We also take pride in being involved in community outreach initiatives that support education and local development. By partnering with schools and organizations in Duncan and beyond, we strive to make a positive impact on those around us.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Duncan Branch of Oklahoma Educators! For any questions or assistance before your visit, feel free to call us at 405-722-2234. We look forward to helping you with all your banking needs!

Nearby Landmarks

Our branch is situated near popular local spots, ensuring that visiting us is part of your everyday routine. You can find us just a short distance from the Duncan Public Library and the vibrant downtown area. This prime location means you'll have no trouble finding parking, and we also offer accessible features for everyone, including ramps and ADA-compliant entrances.

Operating Hours

At the Duncan Branch, we understand that your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 5:00 PM. Whether you need to deposit a check or discuss loan options, our friendly staff is ready to assist you during these hours.

Services Offered

We pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals without leaving your car. Plus, if you're a member of a partner credit union, you can take advantage of shared branch transactions right here at our location!

Member Eligibility

At Oklahoma Educators, we believe that becoming a member is like joining a warm, welcoming family where your financial well-being is our top priority. If you're curious about eligibility, it's simple! Anyone who lives, works, or attends school in the area can join us. We also welcome family members of existing members, which helps us grow our supportive community even more. To learn all the details about who can become part of this incredible group, feel free to check out our eligibility page at https://oecu.com/membership/. Once you're ready to join, opening an account with us is a breeze! Just give us a call at (405) 722-2234, and we'll guide you through the process. You can visit us at our branch located at 1006 W Main St Duncan Ok 73533, and we'll be happy to assist you in setting up your new account. At Oklahoma Educators, being a member means gaining access to personalized services designed just for you because your financial journey matters to us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit various needs.

Merchant Services

In today's fast-paced world, having the right tools can make all the difference. Our merchant services are designed to simplify payment processing for your business. Picture a busy café where customers can pay easily with their smartphones or cards this convenience not only enhances customer experience but also boosts your sales. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Duncan, OK. Let us be your partner in success! For more information or to get started, call us at (405) 722-2234 or visit us at 1006 W Main St Duncan Ok 73533.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our branch provides an ATM for cash withdrawals, alongside basic drive-thru banking services for deposits, withdrawals, and simple transactions. We also participate in shared branching networks which allow members from partner credit unions to perform basic transactions like deposits and withdrawals at our location.

Business Banking

If you own a business or are thinking of starting one, Oklahoma Educators has got you covered with our business banking services. From merchant services that streamline transactions to business loans that help you grow your venture, we understand what it takes to support local businesses like yours.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily manage your accounts from anywhere, pay bills, transfer money, and even send funds through our person-to-person payment service. Whether you're checking your balance or making a deposit on-the-go, we strive to make banking as easy as possible.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles and financial goals. Need to buy a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the car you want. If you're thinking about purchasing a home, consider our mortgage loans and refinancing services that can help you secure the best rates available. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation options provide flexible solutions. Plus, don't forget about our credit cards with rewards they're perfect for earning cash back on everyday purchases!

Why Choose Us?

At Oklahoma Educators, we believe in building relationships with our members by offering personalized service and expert guidance. Whether you're walking into our branch or accessing us online through your smartphone or computer, we're here to assist you every step of the way. If you're ready to experience these great services firsthand or if you have any questions about how we can help meet your financial needs, don't hesitate to reach out! Call us today at 405-722-2234, or visit us at our branch in Duncan. Let's work together toward your financial success!

Digital & Online Banking

Key Features

Our online banking platform lets you manage your finances with ease. You can view your balances, transfer funds, and pay bills without ever stepping foot in a branch. Plus, with features like electronic signature authorization, you can complete important transactions safely and conveniently from the comfort of your home. For those who prefer to go paperless, we offer e-statements that allow you to receive monthly account statements electronically. This not only saves trees but also provides an easy way to keep track of your financial activities.

Mobile Banking Made Easy

In today's fast-paced world, having banking at your fingertips is essential. That's why we provide a mobile application that allows you to manage your accounts on the go. You can even use mobile payments to make purchases directly from your smartphone just tap and go! If you need to send money quickly, our person-to-person transfer feature makes it simple to send funds to friends or family in just a few taps. Whether you're checking your balance during lunch or transferring money late at night, our digital services are designed for accessibility and ease of use. Join us at Oklahoma Educators and discover how our digital and online banking solutions can simplify your financial life!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts stand at 21,978, showing a strong and growing member base that trusts us with their finances. This growth speaks volumes about the confidence placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Educators is your trusted partner. Visit us at 1006 W Main St Duncan Ok 73533 or call 405-722-2234 to learn more about how we can help you achieve your financial goals.

Committed to Excellence

Our operations reflect our commitment to efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Investing in Your Future

With $30,648,809 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,724 in total auto loans and $151,104,149 in total loans and leases.

Our Solid Financial Foundation

With a net worth of $30,743,777, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Savings Are Secure

Members' savings are secured through $53,788,122 in share certificates and $15,713,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,460,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,297,566 in used vehicle loans and $7,933,961 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever for you to drive away in the car you want.

Credit Lines

For those looking for additional flexibility in managing expenses, our total credit lines amount to $55,241,499. This option provides an easy way to access funds when needed without taking out a traditional loan. If you're interested in exploring refinancing options or checking eligibility for any of our products, please reach out. Our team is ready to assist you every step of the way. For more information about our loan offerings or to get started today, feel free to call us at 405-722-2234 or visit us at 1006 W Main St Duncan Ok 73533. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,049,813, make buying or refinancing simple. We are committed to guiding you through the home buying process and ensuring you find a loan that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,913,582 in loans helping members manage their finances effectively. These cards come with great benefits and can help you build your credit score while keeping your spending under control.

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