Oklahoma Educators CU Bethany OK | Affordable Auto Loans & Checking

Introduction

Welcome to Oklahoma Educators, your trusted financial partner since 1960! Located at 7300 Nw 23Rd St, Bethany, OK 73008, our Bethany Branch is dedicated to serving our community with a personal touch. With a strong membership base of over 13,000 members, we pride ourselves on creating financial solutions tailored to your needs. At Oklahoma Educators, we understand that each member's journey is unique. Our commitment to providing exceptional service reflects in our robust financial health, boasting total assets of $217,418,637 and total deposits reaching $6,277,392. We are equally proud of our loans and leases portfolio of 7,486, which showcases our dedication to empowering individuals and families in achieving their dreams. While members can visit us at our branch for personal banking services like checking and savings accounts, auto loans, mortgages, and more, official correspondence should be sent to our mailing address: PO BOX 22222, Oklahoma City, OK 73123. Led by the experienced CEO Cindy White and Board President Rick Dawkins, our team of 88 employees is here to ensure you receive the highest level of service. Whether you're looking for guidance on a loan or need help with online banking options, we're here for you every step of the way. Take advantage of our modern banking conveniences such as mobile payments and online banking available through our website www.oecu.com. We're excited to assist you in managing your finances effectively! Ready to take the next step? Call us today at 405-722-2234 or visit us at the Bethany Branch. Your financial journey starts here!

Branch History & Mission

Community Engagement

Our partnerships with local organizations enable us to contribute positively to the community we serve. Whether it's sponsoring educational events or hosting financial literacy workshops, we strive to make a meaningful impact. By investing in our community, we create stronger connections that benefit everyone. With convenient operating hours from 8 AM to 5 PM Monday through Friday and ATM availability for easy access to funds, we are here for you when you need us most. Although we currently do not offer drive-thru banking services, our shared service center ensures that you can conduct basic transactions effortlessly. As we look toward the future, we invite you to join Oklahoma Educators. Experience the benefits of being part of a credit union that truly cares about its members and is dedicated to making a difference in your life and the community. Visit us today or reach out at 405-722-2234 together, let's build a brighter financial future!

Our Journey

Oklahoma Educators began with a vision to support the local community by providing accessible banking services. Over the years, we have expanded our offerings and now proudly serve over 13,000 members. Our total assets have grown to an impressive $217,418,637, reflecting our dedication to responsible management and member satisfaction. Throughout our history, we have achieved significant milestones that highlight our growth and resilience. From introducing online banking services to enhancing accessibility for all members including ADA compliance we continue to innovate while staying true to our mission.

Our Mission

At the heart of Oklahoma Educators is a simple yet powerful mission: to provide reliable financial services while fostering community support. We believe that everyone deserves access to quality banking solutions that can help them achieve their dreams be it through personal accounts, auto loans, or mortgage refinancing. Our commitment extends beyond banking; we actively engage in community outreach programs designed to uplift and empower those around us. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO BOX 22222, Oklahoma City, OK 73123.

Branch Location & Accessibility

Accessibility Features

At Oklahoma Educators, we understand that accessibility is key. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to ensure everyone can easily access our services. Whether you need assistance or prefer to handle your banking independently, we've got you covered!

Operating Hours

We're here for you Monday through Friday from 8 AM to 5 PM. Our friendly staff is ready to assist you with personal banking needs, including checking and savings accounts, auto loans, mortgage options, and more. With convenient hours like these, fitting banking into your busy schedule becomes a breeze!

Services Offered

In addition to our wide range of banking services, we offer ATM access right here at the branch for quick cash withdrawals and balance checks. While we currently do not have a drive-thru service available, our shared service center allows members of partner credit unions to conduct basic transactions such as deposits and withdrawals seamlessly. Ready to experience hassle-free banking? Feel free to call us at 405-722-2234 or stop by today. The team at Oklahoma Educators looks forward to serving you!

Member Eligibility

Joining the Oklahoma Educators community is more than just opening an account; it's about becoming part of a supportive family that truly cares for its members. If you're looking to join us at our Bethany branch, located at 7300 Nw 23Rd St, Bethany, OK 73008, you'll find that eligibility is open to anyone who shares a connection with education whether you work in schools, have family in education, or even if you're a student yourself. It's all about building a community where everyone can thrive together. Becoming a member is easy and welcoming! You can find detailed eligibility criteria by visiting this link. Once you see how straightforward it is to qualify, you'll want to take the next step towards membership. Our team is ready to assist you through the account opening process; just give us a call at 405-722-2234 during our convenient hours, and we'll help you get started on your journey with Oklahoma Educators.

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

Imagine being able to accept payments seamlessly from your customers, no matter how they prefer to pay. Our merchant services are designed to simplify transactions, making it easier for you to focus on what matters most growing your business. Whether you're a small retailer or a service provider, our solutions can fit your needs. Located at 7300 Nw 23Rd St Bethany Ok 73008 in Bethany, OK, we're here to help your business thrive. Reach out today at (405) 722-2234 to learn more about how our business banking and commercial services can support your goals!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're an entrepreneur or small business owner, our business banking services are designed with you in mind. From merchant services that simplify transactions to business loans that help you grow, we provide everything you need to keep your enterprise thriving.

Convenient Access

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can manage your accounts, transfer funds, and pay bills anytime, anywhere. Our ATM services allow for cash withdrawals and balance checks whenever you need them.

Credit Options

For those looking for flexible credit solutions, we offer personal loans and debt consolidation options. These can be great ways to manage unexpected expenses or simplify your existing debts into one manageable payment. Additionally, our credit cards come with rewards programs that let you earn points on everyday purchases turning spending into savings!

Home Financing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans come with competitive rates and personalized service. We understand that purchasing a home is one of the biggest decisions you'll ever make. Our team is here to guide you through every step of the process, ensuring you feel confident in your choices.

Personal Banking

Our personal banking options include checking and savings accounts tailored to help you reach your financial goals. Imagine having a checking account that fits perfectly with your lifestyle easy online access, mobile payments, and e-statements make managing your money simple and efficient. Plus, we offer auto loans and vehicle financing that can get you behind the wheel of your dream car without breaking the bank.

Shared Branch Transactions

Additionally, if you're a member of a partner credit union, enjoy basic shared branch transactions like deposits and withdrawals right here at Bethany Branch. We aim to ensure that all members have easy access to their funds no matter where they are. At Oklahoma Educators, we are more than just a financial institution; we are your partners in success. Visit us today at 7300 Nw 23Rd St Bethany Ok 73008 or give us a call at (405) 722-2234 to learn more about how we can assist you in reaching your financial aspirations. Let's take this journey together!

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our 24/7 online banking service. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. Plus, our mobile application makes it even simpler to keep track of your finances wherever you are. For those who prefer quick transactions with friends or family, our person-to-person transfer feature allows you to send money instantly without the hassle of cash. And if you're looking to go paperless, we offer e-statements that not only help you stay organized but also contribute to a more sustainable environment.

Security You Can Trust

We prioritize your safety with electronic signature authorization, ensuring that all transactions are secure and validated. Our digital platform uses state-of-the-art technology to protect your sensitive information so you can bank with peace of mind. With features like mobile payments, managing your budget and expenses has never been easier. Simply tap and pay with your smartphone for added convenience while shopping. In short, at Oklahoma Educators, we aim to provide an accessible and user-friendly banking experience that meets your needs. Dive into the world of digital banking today and take control of your financial future!

Financial Strength

At Oklahoma Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong, ensuring that we remain a reliable partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $30,743,777, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,414 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $53,788,122 in share certificates and $15,713,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,460,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,648,809 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,362 in used auto loans and $151,104,149 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees ready to serve you with a knowledgeable, committed team. Total Share Accounts: 21,978 reflect a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Educators is your trusted partner. Visit us at 7300 Nw 23Rd St Bethany Ok 73008 or call (405) 722-2234 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,297,566 in used vehicle loans and $7,933,961 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we've got options that can work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,049,813, make buying or refinancing simple. We guide you through every step of the mortgage process so that you can focus on making your new house feel like home.

Personal and Business Financing

In addition to our popular auto and mortgage loans, we provide personal loans for various needs and outstanding commercial loans for business owners. While there are currently no outstanding commercial loans available at our branch, we encourage business owners to reach out as we continue expanding our offerings. At Oklahoma Educators in Bethany, OK (7300 Nw 23Rd St), we're committed to providing financial solutions that empower our community. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to contact us at 405-722-2234. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and discover how we can help you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,913,582 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that add extra value to your everyday spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loans.