Oklahoma Central CU Tulsa OK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Oklahoma Central, your trusted financial partner located at 11335 E 41St St, Tulsa, OK 74146. Since our establishment in 1941, we've been dedicated to serving our community with integrity and care. With a total membership of 43,189 and assets exceeding $686,299,309, we are proud to offer a range of financial services designed to meet the needs of our members. At Oklahoma Central, we understand that every member's journey is unique. That's why we provide personalized banking solutions such as checking and savings accounts, auto loans, mortgage options, and business banking services. Whether you're looking for assistance with personal loans or need guidance on debt consolidation, our experienced team is here to help you navigate your financial path. Our commitment to excellence is reflected in our strong financial standing, including total deposits of $32,441,284 and a net worth of $98,591,427. We believe in empowering our members by providing them with the tools they need for financial success. Plus, with over 133 employees working diligently to serve you, we ensure that your banking experience is both friendly and efficient. While members can visit us at our branch for immediate support, official correspondence should be sent to the same address: 11335 E 41st St, Tulsa, OK 74146. If you have any questions or would like to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out. Call us at 918-664-6000 or explore our website at www.oklahomacentral.org. Join us at Oklahoma Central today where your financial future is bright!

Branch History & Mission

Community Focus

Our mission extends beyond financial services; we aim to support and uplift the communities we serve. We actively engage in outreach programs and partnerships that contribute positively to the local area. Whether it's through financial education workshops or community sponsorships, we are dedicated to making a lasting impact. While members can visit us at our branch location, official correspondence should be sent to the same address: 11335 E 41st St, Tulsa, OK 74146. If you have questions or need assistance, feel free to call us at 918-664-6000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM.

Join Us

We invite you to become part of the Oklahoma Central family. Experience firsthand how we prioritize your financial well-being while staying committed to supporting our local community. Join us today and discover the many benefits of membership!

Our Journey

Oklahoma Central has undergone significant evolution since its inception. With total assets now exceeding $686 million, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking services. Our mission is simple yet powerful: to empower our members by providing accessible financial solutions while fostering a sense of community. As we've grown, we've made it our priority to embrace technological advancements that enhance member experiences. We offer online and mobile banking services that allow you to manage your finances with ease. Plus, our drive-thru service and ATM availability ensure that you can access your funds whenever you need them.

Branch Location & Accessibility

Accessibility Features

At Oklahoma Central, we believe that everyone should have access to quality banking services. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spots. This ensures that all members can visit us comfortably.

Call Us or Stop By!

If you have any questions or need assistance, feel free to call us at 918-664-6000. Our friendly staff is ready to help you with whatever you need. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to the same address: 11335 E 41st St, Tulsa, OK 74146. Come by today and discover how Oklahoma Central can help you achieve your financial goals!

Operating Hours & Services

We understand that your schedule can be tight. That's why our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM. For those who prefer drive-thru service, we open even earlier on weekdays starting at 7:30 AM! With a range of services available including personal banking, auto loans, mortgages, and online banking options, we're here to help you manage your finances easily.

Member Eligibility

Becoming a member of Oklahoma Central is like joining a close-knit family that values your financial well-being. If you live, work, or worship in the Tulsa area, you're already on the right track to enjoy all the benefits we offer! Additionally, those who have family members currently with us can also join. Our community is built on trust and support, and as a member, you'll gain access to a variety of services tailored to help you achieve your financial goals. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at http://www.oklahomacentral.org/get-more-from-membership . Opening an account is simple and straightforward! You can start the process online by visiting our account opening page at https://internetloanapplication.cudl.com/oklahomacentral/ or give us a call at (918) 664-6000 if you have any questions. We're excited to welcome you to Oklahoma Central, located at 11335 E 41St St Tulsa Ok 74146, where your journey towards better banking begins!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer practical merchant services tailored to your needs. Picture this: you're managing a busy day at your shop, and a customer wants to pay with their mobile device. Our easy-to-use payment solutions ensure transactions happen smoothly, allowing you to focus on what truly matters growing your business. Whether you're just starting out or looking to expand, let Oklahoma Central at 11335 E 41St St Tulsa Ok 74146, Tulsa, OK be your partner in success. Reach out today at (918) 664-6000 and discover how we can help elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,959,320, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive Business Banking services that include everything from merchant services to business loans. We know how important it is for businesses to thrive, and we are committed to supporting your entrepreneurial endeavors.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards program allows you to earn points on purchases you make every day. These points can lead to exciting perks and benefits, making your spending work for you.

Digital and Mobile Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. Plus, with features like ATM & Cash Withdrawal Services, accessing your money has never been easier. Our branch also features basic drive-thru banking for quick transactions such as deposits and withdrawals. Members from partner credit unions can take advantage of our Basic Shared Branch Transactions, making it simple to manage accounts no matter where you are.

Get Started Today!

If you're ready to experience all that Oklahoma Central has to offer, give us a call at (918) 664-6000 or visit us at 11335 E 41St St Tulsa Ok 74146. Let us guide you through the process of setting up an account or applying for one of our many services. We're excited to be part of your financial journey! For more information about membership eligibility or account opening, please visit our website. Join us today and discover how we can help fulfill your financial dreams!

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer a variety of personal banking options designed for your convenience. With our Checking & Savings Accounts, you can easily manage your day-to-day expenses and save for future goals. If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. Homeownership is a dream for many, and at Oklahoma Central, we can assist with that through our Mortgage Loans & Refinancing options. If you find yourself in need of extra funds, our Personal Loans & Debt Consolidation services are designed to help you regain control over your finances.

Digital & Online Banking

Key Services

Our online banking platform at https://www.oklahomacentral .creditunion/ is user-friendly and packed with features that simplify your banking experience. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with electronic statements available, you can say goodbye to paper clutter and access your account information digitally. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and simple to send money directly to someone else's bank account no hassle involved! And if you're always on the move, don't forget to download our mobile application. It offers all the functionalities of our online banking platform right at your fingertips.

Security and Convenience

Your security is our top priority. We use advanced encryption technology to keep your information safe while you manage your accounts online. You can also take advantage of electronic signature authorization for added peace of mind when signing documents digitally. With mobile payments enabled, making purchases has never been easier just tap and go! Whether you're shopping in-store or online, our mobile payments feature ensures that you can complete transactions quickly and securely. In today's fast-paced world, having access to your finances whenever you need it is crucial. At Oklahoma Central, we're committed to providing tools that help you manage your money effectively while ensuring a secure experience every step of the way. Sign up for our digital services today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $97,518,232 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,864 in used auto loans and $321,509,837 in total loans and leases.

Member Trust

Total Share Accounts: 69,356, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Central is your trusted partner. Visit us at 11335 E 41St St Tulsa Ok 74146 or call (918) 664-6000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our ability to generate income is reflected in our $0, which highlights our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $99,894,784 in share certificates and $97,600,578 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $98,591,427, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,436 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,544,139 in used vehicle loans and $41,132,605 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have financing options tailored for your needs.

Business Financing

For business owners looking to grow, our outstanding commercial loans totaling $27,959,320 provide the capital needed to expand operations and invest in new opportunities. We recognize the importance of supporting local businesses and are here to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,375,729, make buying or refinancing simple. We aim to guide you through the entire process with clear information and support so that you can make informed decisions about your future home.

Refinancing Options

If you're considering refinancing any of your existing loans or looking for eligibility options, we encourage you to reach out. Our team is ready to assist you in exploring how we can help lower your payments or improve your loan terms. At Oklahoma Central, we're committed to transparency and providing valuable financial services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our loan offerings or want to discuss specific options with one of our knowledgeable representatives, please call us at 918-664-6000 or visit our website at oklahomacentral.org. We're here to help you navigate your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in these loans available to assist our members effectively manage their finances.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This commitment to sourcing helps ensure that users receive accurate and trustworthy information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to deliver unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions. This feature allows for quick comparisons, helping individuals find loans that fit their needs and budgets. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable tool in navigating the complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all loan offers are fair and transparent. By providing up-to-date information, LendMesh empowers users to compare loans with confidence.

OKLAHOMA CENTRAL CREDIT UNION