Oklahoma Central CU Tulsa OK | Best Auto Loans & Business Banking

Introduction

Welcome to Oklahoma Central, your trusted partner in financial wellness since 1941! Located at 4956 S Peoria Ave, Tulsa, OK 74105, our branch is dedicated to serving the diverse needs of our community. With over 43,189 members and a robust asset base of $686,299,309, we pride ourselves on providing top-notch financial services tailored just for you. At Oklahoma Central, we understand that life can be unpredictable. That's why we offer a range of products from personal banking options like checking and savings accounts to loans for vehicles and homes. Our total deposits stand at an impressive $32,441,284, ensuring your money is safe and accessible whenever you need it. Our commitment to you doesn't stop at numbers; it's about building relationships. Led by our CEO Gina Wilson and Board President Joel Dollar, our team is here to support you every step of the way. Whether you're looking for guidance on loans (with a total of 15,295 issued) or need help managing your finances through our online and mobile banking platforms, we have the resources to assist you. While members can visit us at our branch address, official correspondence should be sent to the same location. For any inquiries or assistance, feel free to call us at 918-664-6000 or drop by during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM (and until 6:00 PM on Fridays). Join us as we strive to make a positive impact in Tulsa and beyond. Discover how membership with Oklahoma Central can enhance your financial journey today! Visit us online at oklahomacentral.org for more information or to get started with your application. We look forward to welcoming you into our family!

Branch History & Mission

A Legacy of Growth

Located at 4956 S Peoria Ave, Tulsa, OK 74105, our branch stands as a testament to the dedication and resilience of our community. Over the decades, we have witnessed significant milestones that have shaped our journey. From expanding our services to include personal banking, auto loans, mortgages, and business banking solutions, we've adapted to meet the changing needs of our members. Our drive-thru service and ATM availability ensure that convenience is at the forefront of everything we do.

Community Commitment

We believe in giving back to the community that has supported us throughout the years. Through partnerships with local organizations and volunteer initiatives, we strive to make a positive impact in Tulsa and surrounding areas. Whether it's supporting local events or providing scholarships for students pursuing higher education, Oklahoma Central is dedicated to being a force for good. As we look towards the future, we invite you to join us on this journey. Experience firsthand how Oklahoma Central can help you achieve your financial dreams while being part of a caring community. Visit us today or check out our website for more information about membership benefits! Together, let's build a brighter financial future!

Our Mission

At Oklahoma Central, our mission goes beyond just providing financial products. We aim to empower our members by offering them tools and resources to achieve their financial goals while fostering a sense of community. We understand that every member's journey is unique; that's why we focus on personalized service and support. Our initiatives include educational programs designed to enhance financial literacy and outreach efforts that strengthen community ties. While members can visit us at 4956 S Peoria Ave for all their banking needs, official correspondence should be sent to the same address. Our operating hours are convenient: Lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Drive-thru services are available from Monday to Friday starting at 7:30 AM.

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize accessibility for all members. The building complies with ADA standards, featuring ramps and spacious parking to ensure everyone can easily visit us. Whether you're stopping by for a quick transaction or have more complex banking needs, our team is here to assist you.

Connect With Us

Ready to experience friendly service and tailored financial solutions? Feel free to call us at 918-664-6000 or stop by our Brookside branch today! We look forward to welcoming you into the Oklahoma Central family.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 6:00 PM. If you prefer to use our drive-thru service, it's available Monday through Friday starting as early as 7:30 AM.

Services Available

Oklahoma Central provides a wide range of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're here to help you every step of the way. Plus, with ATM availability on-site, accessing your cash has never been easier. If you're a member of a partner credit union, feel free to take advantage of our shared services for deposits and withdrawals. While members can visit us at 4956 S Peoria Ave, official correspondence should be sent to the same address for your convenience.

Member Eligibility

At Oklahoma Central, we believe that everyone deserves a chance to be part of something special. Joining our community is easy and welcoming! If you live, work, or worship in the areas we serve, or if you have a family member who is already a member, you're likely eligible for membership. We love to support our members with personal banking services that fit their needs, from checking accounts to auto loans and more. To get all the details on eligibility criteria, feel free to visit our website at http://www.oklahomacentral.org/get-more-from-membership. Once you've confirmed your eligibility, opening an account with us is just a click away! You can easily start the process online by visiting https://internetloanapplication.cudl.com/oklahomacentral/. If you have any questions or need assistance, don't hesitate to reach out at 918-664-6000. We're here to help you every step of the way as you join our vibrant community at 4956 S Peoria Ave, Tulsa, OK 74105!

Business Banking & Commercial Services

At Oklahoma Central, we understand that every business journey is unique. Whether you're just starting out or looking to expand, our tailored business banking and commercial services can help you reach your goals. Imagine securing the funding you need to launch a new product line or upgrade your equipment this is where our commercial loans come in. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,959,320, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services offer practical solutions for everyday operations. From seamless payment processing to managing cash flow, we equip businesses with tools that simplify transactions and enhance customer experiences. Visit us at 4956 S Peoria Ave Tulsa Ok 74105 in Tulsa, OK, or call us at (918) 664-6000 to explore how we can partner in your success!

Comprehensive List Of Services

ATM Services

Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your money is straightforward. We also provide basic drive-thru banking for quick deposits and withdrawals, ensuring that even simple transactions are hassle-free.

Business Banking

If you're a small business owner, our Business Banking services, including merchant services and business loans, are designed to support your entrepreneurial journey. We know how important it is for businesses to have reliable banking solutions, so we ensure you're covered every step of the way.

Credit Cards

Why not earn rewards while you spend? Our Credit Cards with Rewards program gives you the opportunity to earn points on your purchases, which can be redeemed for various benefits. It's not just about spending; it's about getting more from every dollar you spend.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking options that allow you to manage your accounts anytime and anywhere. From checking balances and transferring funds to making payments, everything is just a click away.

Loans and Financing Options

Need help with purchasing a new car? Our Auto Loans & Vehicle Financing can get you on the road quickly and affordably. If you're considering buying a home, explore our Mortgage Loans & Refinancing options that can help make homeownership a reality. Additionally, for those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide quick access to cash when you need it most.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services are designed with you in mind. Imagine having the flexibility to manage your funds easily, whether it's through our online platform or mobile app. With features like e-statements and mobile payments, tracking your spending becomes effortless.

Shared Branch Transactions

If you're a member of another partner credit union, don't worry! You can still enjoy basic shared branch transactions such as deposits and withdrawals at our location. We invite you to visit us at 4956 S Peoria Ave Tulsa Ok 74105, or give us a call at (918) 664-6000 if you have any questions or want to learn more about how we can serve you better. Your financial wellbeing is our priority at Oklahoma Central, where we strive to build lasting relationships with each member of our community. Experience the difference today! Explore all the benefits waiting for you at Brookside your trusted partner in financial success.

Digital & Online Banking

Access Your Statements Anytime

Say goodbye to paper clutter! Enjoy the convenience of e-statements Yes that allow you to access your financial statements with just a few clicks. You'll not only save time but also help the environment by reducing paper waste.

Convenient Online Banking Services

With our robust online banking platform, accessible at https://www.oklahomacentral.creditunion/, you can keep track of your accounts 24/7. Whether you want to check your balance, pay bills, or transfer funds, our user-friendly interface makes it simple. Plus, for added peace of mind, we utilize electronic signature authorization Yes to ensure that your transactions are secure.

Manage Your Finances in Real-Time

Our online banking services empower you to manage your finances in real-time. Whether you're checking account balances or reviewing recent transactions, you'll have all the information you need at your fingertips. It's all about giving you the tools to stay informed and make better financial decisions. At Oklahoma Central, we believe in making banking accessible for everyone. Our digital services are designed with ease-of-use in mind so that you can focus on what matters most your life. Experience the freedom of banking without limits today!

Mobile Banking at Your Fingertips

Download our mobile application Yes and take your banking on the go! With features like mobile payments Yes, you can make purchases directly from your phone, making transactions quick and hassle-free. Additionally, sending money to friends or family is a breeze with our person-to-person transfer option Yes.

Financial Strength

A Growing Member Base

Our commitment is reflected in our strong membership base with 69,356 accounts demonstrating that many people trust us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Central is your trusted partner. Visit us at 4956 S Peoria Ave Tulsa Ok 74105 or call (918) 664-6000 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $97,518,232 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $5,864 in used auto loans and have a total of $321,509,837 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident through our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 10 part-time employees who are always ready to assist you with knowledge and care.

Secure Savings Options

Members' savings are secured through $99,894,784 in share certificates and $97,600,578 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $98,591,427, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,436 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,544,139 in used vehicle loans and $41,132,605 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing options make it simple. Plus, we offer refinancing options to ensure you can adjust your loan terms as needed.

Business Loans

For business owners, our outstanding commercial loans totaling $27,959,320 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer solutions that work for you. At Oklahoma Central, we pride ourselves on transparency and accessibility. If you're interested in learning more about your eligibility for any of these products or want to start an application, please don't hesitate to reach out. You can contact us at 918-664-6000 or visit us at 4956 S Peoria Ave Tulsa OK 74105. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support your financial journey today!

Credit Lines and Personal Loans

For those who need flexibility in their finances, we offer credit lines totaling $137,178,155. This product can be a great way to manage unexpected expenses or fund projects without taking out a traditional loan. Additionally, our unsecured credit card loans help members manage their everyday spending effectively; while currently totaling $0, we're always exploring ways to enhance our offerings.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $32,375,729, making buying or refinancing your home straightforward. We provide personalized service to guide you through the process and help you find the right mortgage solution for your situation.

Loan Aggregator

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