Oklahoma Central CU Broken Arrow OK | Best Auto Loans & Business Banking

Introduction

Welcome to Oklahoma Central, your trusted financial partner located at 2211 S Aspen Ave, Broken Arrow, OK 74012. Since our establishment in 1941, we have proudly served our community and built lasting relationships with our 43,189 members. With total assets exceeding $686 million, we are dedicated to providing a range of financial services tailored to meet your needs. At Oklahoma Central, we understand that financial decisions can shape your future. That's why we offer a variety of products including auto loans, mortgages, personal loans, and business banking solutions. Our commitment is reflected in our impressive portfolio of over 15,295 loans and leases, ensuring that whether you're purchasing a new vehicle or managing your business finances, we've got you covered. Led by CEO Gina Wilson and Board President Joel Dollar, our team of 133 employees is here to assist you every step of the way. We believe in transparency and reliability, which is why our net worth stands strong at $98,591,427 with cash on hand amounting to $3,349,632. While members can visit us at our branch location for personal service and support, official correspondence should be sent to the same address: 2211 S Aspen Ave, Broken Arrow, OK 74012. Our friendly staff is ready to answer any questions you may have; feel free to give us a call at 918-664-6000. Join us as we continue to empower individuals and businesses within the Broken Arrow community. Explore what it means to be part of a member-focused credit union today! Visit our website at Oklahoma Central for more information or stop by our branch during lobby hours from Monday to Friday between 9 AM and 6 PM. We look forward to serving you!

Branch History & Mission

Oklahoma Central has a proud history of serving the Broken Arrow community since it first opened its doors in 1941. Established with the vision of providing accessible financial services to local residents, this credit union has grown from a small organization into a trusted financial partner for over 43,000 members. Located at 2211 S Aspen Ave, Broken Arrow, OK 74012, our branch is conveniently situated near local landmarks that many community members recognize. As we reflect on our journey, we celebrate key milestones that have defined us. Over the decades, Oklahoma Central has continually adapted to meet the evolving needs of our members while maintaining our core mission: to empower individuals and families through exceptional financial products and services. With total assets now exceeding $686 million, we are committed to ensuring financial stability and growth for all our members. Our mission goes beyond just numbers; it's about making a real impact in the lives of those we serve. We aim to provide comprehensive banking solutions such as personal banking accounts, auto loans, mortgages, and business loans, all designed to support your financial goals. But what truly sets us apart is our unwavering dedication to community support. Whether through partnerships with local organizations or outreach programs aimed at education and financial literacy, Oklahoma Central strives to uplift the entire community. While members can visit us at 2211 S Aspen Ave, official correspondence should be sent to 2211 S Aspen Ave, Broken Arrow, OK 74012 if you need to reach us by mail. Our branch offers numerous amenities for your convenience, including an ATM and drive-thru banking services. Our operating hours are designed to fit busy lifestyles: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. At Oklahoma Central, we embrace technology while ensuring accessibility for everyone. Our online banking options allow you to manage your finances anytime, anywhere. We also prioritize ADA compliance so that all members can navigate our services easily. As we look towards the future, we invite you to join our growing family at Oklahoma Central Credit Union. Experience the benefits of being part of a community-focused organization that cares about your financial well-being. Visit us today or check out more about membership benefits at our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

At Oklahoma Central, we prioritize your comfort and convenience. Our location offers ample parking space and is fully ADA compliant, ensuring everyone can access our services with ease. Plus, with a drive-thru option available, banking has never been simpler or quicker.

Get in Touch!

If you have questions or need assistance, don't hesitate to reach out! You can call us at 918-664-6000 or visit us during operating hours. We look forward to welcoming you at Oklahoma Central in Broken Arrow!

Nearby Landmarks and Features

Situated near local favorites and essential services, you'll find that our branch is close to everything you need. Whether you're stopping by after a trip to the nearby shopping centers or on your way home from work, we're here to serve you.

Operating Hours

We understand that life can be busy! That's why we have flexible hours for your convenience. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. For those who prefer the drive-thru service, we're open Monday through Friday from 7:30 AM until 6 PM and Saturday from 9 AM to 2 PM.

Services Offered

At our Broken Arrow branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for auto financing and mortgages our team is ready to assist you. We also provide online and mobile banking services for those who prefer managing their finances on-the-go.

Member Eligibility

At Oklahoma Central, we believe that everyone deserves a chance to join a supportive and caring community. Becoming a member is simple and rewarding! If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals from various backgrounds and professions, ensuring our community reflects the vibrant diversity of Broken Arrow. To learn more about specific eligibility requirements, feel free to check out our detailed guide at http://www.oklahomacentral.org/get-more-from-membership . Joining Oklahoma Central not only gives you access to exclusive financial products and services tailored for your needs but also connects you with a network of friendly members who are here to support one another. Opening an account is easy just visit us at our branch located at 2211 S Aspen Ave Broken Arrow Ok 74012, or you can start the process online through this link: https://internetloanapplication.cudl.com/oklahomacentral/ . If you have any questions, don't hesitate to reach out by calling us at (918) 664-6000. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly with reliable payment processing options. Our merchant services allow you to accept payments easily, whether in-store or online. This means less hassle for you and more convenience for your customers, ultimately boosting your sales. Located at 2211 S Aspen Ave Broken Arrow Ok 74012 in Broken Arrow, OK, we invite you to explore how our business banking services can be a game-changer for your enterprise. For more information, give us a call at (918) 664-6000 or visit us online!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,959,320, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. For members of partner credit unions, we facilitate shared branch transactions that allow for deposits and withdrawals as well. If you're ready to take control of your finances or need assistance navigating any of these services, feel free to reach out! You can visit us at our branch located at 2211 S Aspen Ave, call us at 918-664-6000, or check out our website at Oklahoma Central for more information. Join us today at Oklahoma Central in Broken Arrow where your financial wellness is our priority!

Business Solutions

For local entrepreneurs and businesses, we provide comprehensive business banking solutions, including merchant services and business loans that cater specifically to your company's needs. These services are crafted to support growth and streamline operations.

Debt Management

Life can throw unexpected expenses your way, but we're here to help you navigate through them. Our personal loans and debt consolidation services are designed to give you the relief and flexibility you need to manage your financial obligations effectively. Plus, with our credit cards with rewards, you can earn while spending on everyday purchases.

Digital Convenience

In today's fast-paced world, convenience matters more than ever. Our robust online and mobile banking features allow you to bank anytime, anywhere. You can easily check balances, transfer funds, and pay bills at your fingertips. Additionally, our ATM & cash withdrawal services ensure you have access to your money when you need it most.

Personal Banking

Our personal banking services are tailored to help you achieve your financial goals. We offer checking and savings accounts that fit every lifestyle. If you're thinking about buying a car, our auto loans and vehicle financing options make it easy to drive away in the vehicle you want. And if home ownership is on your mind, explore our mortgage loans and refinancing programs that can help you find just the right fit for your needs.

Digital & Online Banking

Key Features

We offer a variety of features to enhance your banking experience. For instance, e-statements are available to help you stay organized without the clutter of paper. If you prefer signing documents digitally, our electronic signature authorization makes it easy and efficient no more printing or mailing paperwork! Need to send money to friends or family? Our person-to-person transfer feature allows you to send funds directly from your account with ease. And for those who like making purchases quickly, our mobile payments option gives you the flexibility to shop without fumbling for cash or cards.

Security and Accessibility

Your security is a top priority at Oklahoma Central. We employ advanced measures to keep your information safe while allowing you quick access whenever you need it. With user-friendly interfaces and real-time account management, keeping track of your finances has never been easier. Whether you're using a computer or our mobile app, managing your money is straightforward and intuitive. Join us today at Oklahoma Central and discover how our digital and online banking services can simplify your financial life!

Financial Strength

Commitment to Growth

With $97,518,232 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,864 in used auto loans and $321,509,837 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 69,356, showing a strong and growing member base that trusts us with their finances. This trust is reflected in the net shares available for lending and investments: $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Central is your trusted partner. Visit us at 2211 S Aspen Ave Broken Arrow Ok 74012 or call (918) 664-6000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $99,894,784 in share certificates and $97,600,578 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $98,591,427, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,436 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,544,139 in used vehicle loans and $41,132,605 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $27,959,320 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we can help you find the right financing solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,375,729, make buying or refinancing simple. We aim to guide you through the process so you can feel confident about your investment.

Refinancing Options

If you're considering refinancing any of your existing loans for better terms or rates, we're here to help! Speak with one of our loan officers to explore eligibility options tailored just for you. We invite you to visit us at our branch located at 2211 S Aspen Ave Broken Arrow OK 74012 or give us a call at 918-664-6000 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step in your financial journey!

Unsecured Credit Card Loans

For those managing day-to-day expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans. Though currently at $0, our credit card offerings are designed to help members manage their finances effectively when they need it most.

Loan Aggregator

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OKLAHOMA CENTRAL CREDIT UNION