Ohio Valley Community Credit Union Wheeling WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ohio Valley Community, your trusted partner in financial growth and security! Located at 1114 Chapline St, Wheeling, WV 26003, our branch has been serving the community since 1960, helping members achieve their financial dreams. With a strong commitment to our members, we proudly support 15,089 individuals who rely on us for their banking needs. At Ohio Valley Community, we understand that every dollar counts. That's why we manage a robust portfolio with $225,917,390 in total assets and have facilitated over 8,448 loans to help our members thrive. Our dedication to providing exceptional service is reflected in our impressive membership growth and the trust placed in us by the community. While you can visit us at our Wheeling branch for all your banking needs, official correspondence should be directed to our mailing address at 52775 Boston Hill Rd, Clarington, OH 43915. Our leadership team is here to ensure you receive top-notch service. Under the guidance of CEO Gregory Harper and Board President Robert Jones, we strive to create a welcoming environment where members feel valued and supported. Explore how we can assist you with personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. With $18,578,025 in total deposits and a net worth of $27,694,906, we are well-positioned to meet your financial needs. For any questions or to get started with your account today, feel free to call us at 740-483-2279 or visit our website at Ohio Valley Community. We look forward to being part of your financial journey!

Branch History & Mission

The Ohio Valley Community has a rich history rooted in the heart of Wheeling, West Virginia. Established in 1960, our branch has grown alongside the community we serve, evolving from a small local credit union to a vital financial resource for over 15,000 members. Located at 1114 Chapline St, Wheeling, WV 26003, our branch is conveniently situated near several local landmarks, making it easily accessible for all. Since our inception, we have remained committed to our mission: to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality financial resources and guidance. With total assets of approximately $225,917,390, we are well-equipped to meet the diverse needs of our members. As part of our mission, we offer a wide range of services including personal banking solutions like checking and savings accounts, auto loans and vehicle financing, mortgage loans, and business banking services. We take pride in supporting local businesses and individuals alike. Our dedicated staff is always ready to assist you with personalized service that makes banking simple and approachable. Our commitment to innovation is evident in our digital advancements. Members can enjoy the convenience of online and mobile banking, ensuring they have access to their accounts anytime, anywhere. With features like e-statements and mobile payments, managing finances has never been easier or more secure. At Ohio Valley Community, we also prioritize accessibility. Our branch is ADA compliant and offers drive-thru banking for those who prefer quick transactions without leaving their vehicles. Plus, with an ATM on-site, cash withdrawals are just a step away. While members can visit us at 1114 Chapline St, official correspondence should be sent to 52775 Boston Hill Rd, Clarington, OH 43915 if needed. Our operating hours are designed with your convenience in mind; we're open Monday through Friday from 8:00 AM to 5:00 PM. In addition to providing excellent financial services, we believe in giving back to the community that supports us. Through various outreach efforts and partnerships with local organizations, we strive to make a positive impact on the lives of those around us. Join us at Ohio Valley Community and experience the benefits of membership firsthand. Whether you're looking for a loan or seeking advice on managing your finances, we're here for you every step of the way. Come visit us or give us a call at 740-483-2279 we can't wait to help you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our facility is ADA compliant, ensuring that everyone can navigate our space comfortably. There's ample parking available right outside the entrance, making it convenient for those who prefer to drive. If you need assistance upon arrival, don't hesitate to ask one of our friendly staff members.

Connect with Us

We invite you to come visit us at the Ohio Valley Community Wheeling Office! If you have any questions or need assistance before your visit, feel free to call us at 740-483-2279. We look forward to serving you soon!

Operating Hours

Our dedicated team is ready to serve you Monday through Friday from 8:00 AM to 5:00 PM. We encourage you to stop by during these hours when you need assistance with personal banking services such as checking and savings accounts, auto loans, mortgages, and more.

Services Offered

At Ohio Valley Community, we offer a wide range of services designed to meet your financial needs. From vehicle financing and credit cards with rewards to business banking solutions like merchant services and business loans, we have something for everyone. Plus, enjoy the convenience of online and mobile banking right from your phone! For added convenience, we also have an ATM on-site that allows for easy cash withdrawals and balance checks. If you prefer a more personal touch for your transactions, take advantage of our drive-thru service where you can handle deposits and withdrawals without leaving your car.

Member Eligibility

Joining the Ohio Valley Community is like stepping into a welcoming family where your financial needs are truly understood. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the community around Wheeling, WV, or have a family member who is already part of our credit union, you're likely eligible! This means that many people in our area can easily become members and enjoy the benefits of personal banking tailored just for you. You can find more detailed information about eligibility on our website at this link. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. Just visit our account opening page to get started! If you have any questions along the way, feel free to give us a call at (740) 483-2279. We're here to help you every step of the way as you join our community at 1114 Chapline St, Wheeling, WV 26003.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,938,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments seamlessly from customers both online and in-store. Our solutions help streamline your transactions, giving you more time to focus on what you do best running your business. Located at 1114 Chapline St Wheeling Wv 26003 in Wheeling, WV, our dedicated team is ready to partner with you on your journey. Let's work together to turn your business goals into reality! For more information, give us a call at (740) 483-2279 or visit our website at https://www.ohiovalleycu.org/.

Comprehensive List Of Services

Business Banking Services

For small business owners, Ohio Valley Community offers tailored solutions including merchant services and business loans. We understand the challenges of running a business and are here to support you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make deposits using your smartphone. Our ATM services ensure that cash withdrawal is quick and easy no matter where you are.

Drive-Thru & In-Person Services

For those who prefer face-to-face interaction, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. If you're visiting us in person during our lobby hours from Monday to Friday, we're ready to assist with all your banking needs. We invite you to explore everything Ohio Valley Community has to offer by visiting us at 1114 Chapline St, Wheeling, or give us a call at 740-483-2279 for more information. Our friendly staff is eager to assist you in finding the right financial solutions tailored just for you! Visit our website at www.ohiovalleycu.org today!

Personal Banking Solutions

Whether you're opening your first checking account or saving for a new home, our personal banking services are tailored to help you manage your money effectively. We offer checking and savings accounts designed with your lifestyle in mind. With competitive interest rates and no hidden fees, you can rest easy knowing your funds are secure and accessible. If you're considering buying a vehicle, look no further than our auto loans and vehicle financing options. We strive to make the loan process simple and straightforward, ensuring you get the best rate possible. Additionally, our mortgage loans and refinancing services can help you secure your dream home or lower your monthly payments on an existing mortgage. When unexpected expenses arise, our personal loans and debt consolidation options provide the flexibility you need to manage those costs without stress. Plus, don't forget about our credit cards with rewards, which not only offer convenience but also let you earn points for future purchases.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, you can access your accounts 24/7, making it simple to check balances, transfer funds, and pay bills whenever it suits you. No more waiting in line or rushing before closing time your bank is always open. We also offer e-statements, which means you can review your account activity online without the hassle of paper statements. This feature not only helps you stay organized but also reduces clutter and enhances security. Plus, with our electronic signature authorization, signing documents has never been easier or more efficient. For those on the go, our mobile application is available for download, allowing you to manage your accounts directly from your smartphone. You can make mobile payments effortlessly and even send money to friends or family through person-to-person transfers. Whether you're at home or out and about, you'll have complete control over your finances.

Security and Ease of Use

At Ohio Valley Community, we prioritize your security. Our online banking services come equipped with advanced security measures to protect your personal information while ensuring a user-friendly experience. You can bank with confidence knowing that your data is safe. In today's fast-paced world, having real-time access to your financial information is essential. Our digital banking solutions empower you to manage your accounts easily and securely from anywhere, anytime. Explore all these features and more by visiting our website today! Your financial journey starts here with us at Ohio Valley Community where convenience meets care.

Financial Strength

At Ohio Valley Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health and commitment to serving you effectively. With a net worth of $27,694,906, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,538,283 in share certificates and $11,661,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,730,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,615,677 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,870 in used auto loans and a total of $159,964,113 in loans and leases. While our net income remains at $0, it reflects our dedication to maintaining operational efficiency during challenging times. We also take pride in having 38 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $304,193. Our total share accounts stand at 24,548, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Valley Community is your trusted partner. Visit us at 1114 Chapline St Wheeling WV 26003 or call 740-483-2279 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,015,658 in used vehicle loans and $21,376,506 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing easier than ever.

Credit Lines and Refinancing Options

For those who need a little extra flexibility, our total credit lines amount to $32,313,659, providing you with access to funds whenever needed. If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to help you navigate your choices. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Ohio Valley Community, we're committed to helping our members secure the financing they need while providing outstanding service every step of the way. Visit us today or call us at 740-483-2279 to learn more about how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,258,044, making buying or refinancing simple. We guide you through the process to ensure you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses is essential for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $1,020,345 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to meet your spending needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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