Ohio Valley Community Credit Union Woodsfield OH | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Ohio Valley Community, your trusted financial partner located at 700 Lewisville Rd, Woodsfield, OH 43793. Established in 1960, we have been proudly serving our community for over six decades, offering a wide range of financial services designed to meet the unique needs of our 15,089 members. At Ohio Valley Community, we believe that banking should be straightforward and accessible. With total assets of $225,917,390 and total deposits amounting to $18,578,025, we are committed to providing a secure and reliable place for your finances. Our dedicated team of 47 employees, led by CEO Gregory Harper and Board President Robert Jones, is here to support you every step of the way. We understand that each member's financial journey is different. Whether you're looking for an auto loan among our 8,448 loans and leases or need help with mortgage refinancing, we're here to assist you. Our services include personal banking options like checking and savings accounts, credit cards with rewards, and business banking solutions tailored just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 700 Lewisville Road, Woodsfield, OH 43793. We invite you to explore our website at ohiovalleycu.org for more information about our offerings or to apply for a new account. Join us today and experience the difference of a community-focused credit union where your needs come first! If you have any questions or want to learn more about how we can help you achieve your financial goals, feel free to give us a call at 740-472-5123. We're here for you!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking; it includes active participation in community outreach efforts. We partner with local organizations and initiatives that aim to enhance the quality of life in Monroe County. By supporting local events and causes, we strive to make a positive impact on those around us. As we embrace digital advancements like mobile payments and online banking while ensuring ADA compliance for all members, we remain focused on being customer-centric in every aspect of our operations. We invite you to experience the benefits of being a member at Ohio Valley Community. Join us today and become part of a community that truly cares about your financial well-being! For more information or assistance, feel free to reach out at 740-472-5123 during our operating hours: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM.

Mission Statement

At Ohio Valley Community, our mission is clear: We are dedicated to delivering top-notch financial services while uplifting the communities we serve. We believe that everyone deserves access to personalized banking solutions that cater to their individual needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking options, we are here to help you every step of the way. While members can visit us at 700 Lewisville Rd, official correspondence should be sent to 700 Lewisville Road, Woodsfield, OH 43793. This ensures that all communication is directed appropriately as we continue to grow.

Our Journey

From our humble beginnings to becoming a cornerstone in Woodsfield, our journey reflects our dedication to providing exceptional service and innovative financial solutions. With total assets amounting to $225,917,390, we have consistently invested in improving our offerings and ensuring that our members have access to the tools they need. Our ATM availability and drive-thru banking make it easier for you to manage your finances on your terms.

Branch Location & Accessibility

Welcome to the Ohio Valley Community branch located at 700 Lewisville Rd, Woodsfield, OH 43793! We're proud to serve our members with a friendly atmosphere and convenient services right in the heart of Monroe County. Whether you're just stopping by or need to handle some banking tasks, our branch is easy to access. Situated near popular local spots, our branch is close to the beautiful Woodsfield Park, making it a perfect pit stop for community members. Our location offers ample parking with accessible features to ensure everyone can visit us comfortably. You'll find ADA-compliant ramps and entrances, so getting in and out is hassle-free. When you visit us, you'll experience our welcoming lobby where our dedicated team is ready to assist you from Monday to Friday between 8:00 AM and 5:00 PM and on Saturdays from 8:30 AM until 12:30 PM. If you prefer banking on the go, take advantage of our ATM services available at the branch or utilize our drive-thru service for quick transactions without leaving your vehicle. While members can visit us at 700 Lewisville Rd, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out at 740-472-5123. We invite you to come by and discover how Ohio Valley Community can support your financial needs today!

Member Eligibility

At Ohio Valley Community, we believe that becoming a member means joining a caring community dedicated to your financial well-being. If you're looking to join us at our friendly branch located at 700 Lewisville Rd Woodsfield Oh 43793, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our service area. This inclusive approach ensures that everyone has the opportunity to benefit from our range of financial services tailored just for you. Joining Ohio Valley Community comes with many advantages, from competitive loan rates and personalized banking experiences to access to various online and mobile services. To make the process easy, you can find all the details about eligibility on our website at . When you're ready to take the next step and open an account, visit us online at http://www.ohiovalleycu.org/disclaimers/dsclink/ https://app.consumer.meridianlink.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad2ke4l2p7hvbufxp2weqyl94xiqpziqek90nwxozpccvygh23r5wdmzoegd2hc1c14gvyvpt3_kqe4nbgmcnkgs or give us a call at (740) 472-5123. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,938,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: your customers can easily pay for their purchases using a variety of methods credit cards, mobile payments, or even online transactions. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 700 Lewisville Rd Woodsfield Oh 43793 in Woodsfield, OH, we are dedicated to fostering local businesses. Let us be your partner on the journey toward success! For more information or to get started, call us at (740) 472-5123 or visit our website at https://www.ohiovalleycu.org/ .

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services provide basic access for withdrawals and balance checks whenever you need it. If you prefer face-to-face interaction but want convenience too, take advantage of our Basic Drive-Thru Banking for simple transactions like deposits and withdrawals without leaving your vehicle. At Ohio Valley Community, we prioritize accessibility and convenience in everything we do. Our friendly team is always ready to help answer questions or guide you through any service. Ready to explore how we can assist you further? Give us a call at 740-472-5123, visit us in person at our Woodsfield location, or check out our website at Ohio Valley Community today!

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking solutions including merchant services and business loans designed to fuel your growth. Whether you're starting a new venture or expanding an existing one, we're here to assist you in making sound financial decisions.

Credit Solutions

Life can sometimes throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. We aim to help you regain control of your finances while offering flexible repayment terms that fit your lifestyle. Additionally, our Credit Cards with Rewards allow you to earn points on purchases that can lead to exciting rewards making every dollar spent work harder for you.

Digital Convenience

In today's fast-paced world, having access to banking services anytime and anywhere is crucial. Our robust Online & Mobile Banking features ensure you can manage your accounts with ease. With functionalities like person-to-person payments and mobile payments, handling transactions has never been simpler.

Personal Banking

Managing your money should be straightforward and stress-free. That's why we offer Personal Banking services that include checking and savings accounts to help you save for life's little pleasures or big dreams. Need a new car? Our Auto Loans & Vehicle Financing options can get you behind the wheel quickly and affordably. For those looking to buy a home or refinance an existing mortgage, we provide competitive Mortgage Loans & Refinancing solutions tailored just for you.

Digital & Online Banking

Always Available Support

Need assistance? Our 24/7 online banking services mean that help is always just a click away. Whether it's day or night, you can access all your banking needs whenever it suits you best. At Ohio Valley Community, we believe that managing your money should be as simple and straightforward as possible. With our user-friendly digital banking options, staying on top of your finances has never been easier!

Key Features for Your Convenience

We offer features like electronic signature authorization, allowing you to sign documents digitally without the hassle of printing and mailing. Plus, with e-statements available, you can view and save your account statements securely online no more waiting for paper copies in the mail! Our mobile application further enhances your banking experience. With it, you can make mobile payments easily and conduct person-to-person transfers without needing cash. Imagine sending money to a friend instantly right from your phone!

Financial Strength

Growing Trust

Total Share Accounts: 24,548, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $304,193. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Valley Community is your trusted partner. Visit us at 700 Lewisville Rd Woodsfield Oh 43793 or call 740-472-5123 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $62,538,283 in share certificates and $11,661,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,730,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $26,615,677 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $40,872 in used auto loans and $159,964,113 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $27,694,906, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $67,015,658 in used vehicle loans and $21,376,506 in new vehicle loans helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible terms can fit your budget.

Business Loans

For business owners in our community, we provide outstanding commercial loans totaling $2,938,543. These loans can give you the capital needed to grow and expand your operations seamlessly. At Ohio Valley Community, we're committed to serving our members with quality products and exceptional service. For any questions or assistance with applications and eligibility options for our various loan products, feel free to reach out to us at 740-472-5123. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,258,044, making it easier for you to step into your dream home without unnecessary stress. Refinancing options are also available to help you adjust your payments as your financial situation changes.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $1,020,345 in loans provided to our members, our credit card solutions are designed to help you manage finances effectively without high-interest burdens.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you receive fair and transparent offers every time you use the tool.

OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION - Woodsfield, OH