Ohio Valley Community Credit Union Saint Clairsville OH | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Ohio Valley Community, your trusted financial partner located at 107 Plaza Dr Ste T, Saint Clairsville, OH 43950. Established in 1960, we have proudly served our community for over six decades. With a strong commitment to our members, we are dedicated to providing personalized banking solutions that meet your unique needs. At Ohio Valley Community, we believe in the power of community and strive to make a positive impact. Our membership has grown to include 15,089 individuals who trust us with their financial goals. With total assets exceeding $225,917,390 and total deposits amounting to $18,578,025, we stand as a solid foundation for your financial journey. Our diverse range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions tailored for entrepreneurs. Whether you need assistance with day-to-day banking or are looking for financing options, our experienced team is here to help. Led by our CEO Gregory Harper and Board President Robert Jones, our dedicated staff of 47 employees is ready to provide the support you deserve. We invite you to take advantage of our modern conveniences like online and mobile banking, ensuring that managing your finances is easier than ever. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to the same address: 107 Plaza Drive, Suite T, Saint Clairsville, OH 43950. Feel free to reach out to us at 740-699-4701 or visit our website at Ohio Valley Community for more information on how we can assist you today!

Branch History & Mission

A Journey Through Time

From its humble beginnings, Ohio Valley Community has transformed into a vital financial institution with a robust membership of over 15,000 individuals. Our total assets have grown impressively to $225,917,390, reflecting our dedication to providing reliable services tailored to meet the needs of our members. As we evolved through the years, we embraced advancements in technology while maintaining our focus on personal relationships and community support. At Ohio Valley Community, our mission is clear: we aim to empower our members by offering a range of financial products and services designed for their success. Whether it's personal banking solutions like checking and savings accounts or vehicle financing options including auto loans, we strive to make banking accessible and straightforward for everyone.

Commitment to Community and Service

Our commitment goes beyond just banking. We believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we work hard to uplift those around us. As part of this mission, we also ensure that our branch is ADA compliant, making it accessible for all. In addition to traditional banking hours Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM we offer convenient services such as ATM access and drive-thru banking for quick transactions. While members can visit us at 107 Plaza Dr Ste T Saint Clairsville Oh 43950, official correspondence should be sent to 107 Plaza Drive, Suite T, Saint Clairsville, OH 43950.

Join Us Today

As we look forward to continuing our legacy in Saint Clairsville and beyond, we invite you to join us at Ohio Valley Community. Experience firsthand how we blend personal service with modern conveniences. Together, let's build a brighter financial future for you and your family. For more information or inquiries, feel free to reach out at (740) 699-4701 or explore our website at Ohio Valley Community. We can't wait to welcome you!

Branch Location & Accessibility

Convenient Access and Features

At our St. Clairsville Office, we prioritize accessibility for all members. Our branch features ADA-compliant facilities with ramps and designated parking spots to ensure everyone can access our services with ease. We offer both drive-thru banking and ATM availability, so you can handle your transactions quickly without needing to step inside if you prefer.

Operating Hours

Our friendly staff is available to assist you Monday through Friday from 8:00 AM to 5:00 PM, and on Saturdays from 8:30 AM to 12:30 PM. Whether you have questions about personal loans or need assistance with your account, we're here during these hours to help you out.

Reach Out Today!

If you're looking for a community-focused credit union that values convenience and service, look no further than Ohio Valley Community. Give us a call at 740-699-4701 or stop by our branch today! While members can visit us at 107 Plaza Dr Ste T Saint Clairsville Oh 43950, official correspondence should be sent to 107 Plaza Drive, Suite T, Saint Clairsville, OH 43950. We can't wait to welcome you!

Member Eligibility

Becoming a member of Ohio Valley Community is like joining a warm and welcoming family where your financial well-being is our top priority. If you're looking to enjoy personalized service, community-focused benefits, and a range of financial products tailored just for you, we invite you to explore membership with us. Eligibility at Ohio Valley Community is quite straightforward! Typically, anyone who lives, works, or worships in Belmont County can join. We cherish our local roots and are eager to support our community members on their financial journeys. For the most up-to-date eligibility details, feel free to check out this resource. Opening an account is easy and can be done online or by visiting us at our branch located at 107 Plaza Dr Ste T Saint Clairsville Oh 43950. Our friendly staff are here to guide you through every step of the process just give us a call at (740) 699-4701 if you have any questions. Join us today and experience the many advantages of being part of Ohio Valley Community, where your needs come first!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine seamlessly accepting payments from customers both in-store and online without hassle. With our support, you can focus on what matters most growing your business while we handle the details. Located conveniently at 107 Plaza Dr Ste T Saint Clairsville Oh 43950 in Saint Clairsville, OH, our team is ready to assist you with personalized banking solutions. Let's work together to build your success! For more information, call us at (740) 699-4701 or visit us online at Ohio Valley Community.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,938,543, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Ohio Valley Community provides essential support through our Business Banking services, including Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, and we're here to assist you in achieving your goals.

Convenience at Your Fingertips

Accessing your finances should be easy and convenient. That's why we emphasize the importance of digital banking features like Mobile Payments, allowing you to pay bills or send money quickly without needing to visit a branch. Our drive-thru service offers a simple way to handle deposits and withdrawals without leaving your car. We invite you to experience the friendly service and comprehensive solutions available at Ohio Valley Community in Saint Clairsville. With convenient hours from Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM, we're here when you need us most. Ready to take the next step? Give us a call at 740-699-4701 or visit us online at Ohio Valley Community for more information on how we can assist you today!

Credit Options and Support

Managing debt is easier with our Personal Loans & Debt Consolidation options. If you're feeling overwhelmed by multiple payments, consolidating them into one manageable loan can simplify your life and potentially save you money on interest rates. We also offer rewarding Credit Cards with Rewards that not only enhance your purchasing power but also provide benefits like cash back on purchases. Our goal is to help you make the most out of every dollar spent.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you manage your money effectively. Imagine having easy access to your funds through our Online & Mobile Banking platforms, allowing you to check balances or transfer funds from anywhere at any time. Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach when you need it. When it comes to financing, we provide competitive Auto Loans & Vehicle Financing options that make purchasing a car hassle-free. Whether you're buying new or used, our flexible terms and rates can accommodate your budget. For those considering homeownership, our Mortgage Loans & Refinancing services are tailored to help you secure the best possible mortgage solution.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever you need. If you prefer using your smartphone, our mobile application offers the same functionalities right at your fingertips. With features like person-to-person transfers, sending money to friends and family is quick and hassle-free. For those who want to keep track of their statements electronically, we provide e-statements that are not only convenient but also environmentally friendly. Plus, with electronic signature authorization, signing documents has never been easier or more secure. You can take care of business without needing to visit a branch.

Security and Accessibility

At Ohio Valley Community, we understand that security is a top concern for our members. That's why our digital banking services come equipped with advanced security features to keep your information safe while providing a smooth user experience. Whether you're using online banking or our mobile app, you can feel confident that your data is protected. We also offer mobile payments, making it easy to make purchases directly from your phone. All these services combine to provide real-time account management tailored for today's busy lifestyles. Embrace the ease of managing your finances with Ohio Valley Community your partner in financial well-being!

Financial Strength

At Ohio Valley Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a strong foundation for your financial needs. With a net worth of $27,694,906, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,538,283 in share certificates and $11,661,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,730,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,615,677 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,870,000 in used auto loans and a total of $159,964,113 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments): $304,193. Total Share and Deposit Accounts: 24,548, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Valley Community is your trusted partner. Visit us at 107 Plaza Dr Ste T Saint Clairsville OH 43950 or call 740-699-4701 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Additional Support

If you're considering refinancing options or want to learn more about eligibility criteria for any of our loan products, we're here to help. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out to us today or visit our website at Ohio Valley Community for more information!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,015,658 in used vehicle loans and $21,376,506 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget so you can drive away with confidence.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $2,938,543 provide a solid foundation for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $14,258,044, we're here to support you every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,020,345 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases while keeping your cash flow steady.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan listing reflects current market conditions, helping users navigate their options without confusion or hidden fees.

OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION - Saint Clairsville, OH

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