Ohio Valley Community Credit Union Marietta OH | Affordable Auto Loans & Top Business Banking

Introduction

Welcome to Ohio Valley Community, your trusted partner in financial wellness located at 450L Pike St Ste L, Marietta, OH 45750. Established in 1960, our credit union has been committed to serving the community for over six decades, providing exceptional services to our 15,089 members. With total assets exceeding $225,917,390 and total deposits of $18,578,025, we pride ourselves on maintaining a strong financial foundation that benefits you. At Ohio Valley Community, we understand the importance of personalized banking solutions tailored to meet your needs. Whether you're looking for auto loans, mortgages, or personal banking services, we offer a comprehensive range of products designed with you in mind. Our experienced team, led by CEO Gregory Harper and Board President Robert Jones, is dedicated to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 450L Pike Street, Marietta, OH 45750. We're here for you from Monday to Friday between 8:00 AM and 5:00 PM, ready to assist with all your banking needs. Our commitment goes beyond just numbers; it's about creating lasting relationships within our community. With total loans issued amounting to 8,448, and a net worth of $27,694,906, we ensure that our operations are sustainable while providing value back to our members. Join us today and experience the difference that comes with being part of a community-focused credit union. For more information or assistance, please call us at 740-376-0197 or visit our website at Ohio Valley Community. We look forward to serving you!

Branch History & Mission

Ohio Valley Community has a rich legacy that began in 1960 when we opened our doors in the heart of Marietta, OH. Since then, we have grown alongside our community, proudly serving over 15,000 members and managing total assets of $225,917,390. Our branch is located at 450L Pike St Ste L, Marietta, OH 45750, a convenient spot for our members to access essential financial services. Whether you're visiting us for personal banking or business needs, we are here to support you. Our mission is simple yet powerful: to provide personalized financial services while fostering community growth and well-being. We believe in building lasting relationships with our members, helping them achieve their financial goals through tailored solutions. From checking and savings accounts to auto loans and credit cards with rewards, we offer a wide range of services designed to meet the diverse needs of our members. At Ohio Valley Community, we are not just about numbers; we're about people. Our commitment extends beyond banking as we actively engage in community outreach initiatives that make a real difference. We partner with local organizations and participate in events that uplift and empower those around us. While members can visit us at 450L Pike St Ste L, official correspondence should be sent to 450L Pike Street, Marietta, OH 45750 if needed. Our operating hours are Monday through Friday from 8:00 AM to 5:00 PM, ensuring that we're available when you need us most. In today's fast-paced world, we understand the importance of digital advancements. That's why we offer online banking and mobile payment options to make managing your finances easier than ever. Our ATM is readily available for cash withdrawals and balance checks. Join us on this journey! At Ohio Valley Community, your financial success is our priority. Experience the benefits of being part of a cooperative that truly cares about its members and community. Reach out today at 740-376-0197 or visit our website at Ohio Valley Community. Together, let's build a brighter future!

Branch Location & Accessibility

Connect With Us

We invite you to come by our Marietta Office or give us a call at 740-376-0197 if you have any questions or need assistance. At Ohio Valley Community, we're committed to providing personalized service tailored just for you. We look forward to welcoming you soon!

Convenient Access and Amenities

At Ohio Valley Community, we understand how important convenience is for our members. While you can visit us at our branch location for all your banking needs, if you need to send official correspondence, please address it to our mailing address at 450L Pike Street, Marietta, OH 45750. Our branch is fully accessible and features ADA-compliant entrances and ramps, making it easy for everyone to visit us. Parking is readily available right outside our office, allowing for hassle-free access.

Operating Hours and Services

We're open Monday through Friday from 8:00 AM to 5:00 PM, offering plenty of time for you to stop by during your busy day. At Ohio Valley Community, we provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our friendly staff is here to help you with any questions you may have regarding these services. Additionally, we offer ATM availability so you can access your cash anytime you need it. Please note that while we do not have a drive-thru service available at this branch, our team is always ready to assist you inside.

Member Eligibility

Joining the Ohio Valley Community is like becoming part of a big, friendly family that truly cares about your financial well-being. To become a member at our Marietta branch, located at 450L Pike St Ste L, Marietta, OH 45750, you just need to meet a few simple eligibility criteria. Whether you're a resident of Washington County or have close ties to our community through employment or family, we warmly welcome you to join us. It's all about creating connections and supporting each other. Once you're ready to take the next step, opening an account is easy! Just visit our website for more details on how to get started. If you have any questions or need assistance, don't hesitate to reach out to us at 740-376-0197. For detailed eligibility information, feel free to check out our resource page at . We can't wait to welcome you aboard!

Business Banking & Commercial Services

Merchant Services Tailored for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your business smoothly, knowing that your customers can easily pay using their preferred methods. Our solutions help you keep track of transactions and manage cash flow effortlessly. From credit card processing to online payment options, we ensure you have the tools necessary to thrive. Visit us at 450L Pike St Ste L Marietta Oh 45750 or call us at (740) 376-0197 to explore how our business banking solutions can help your company flourish!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,938,543, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses, we offer essential banking services that cater specifically to your needs. Our merchant services streamline payment processing so you can focus on running your business without worrying about transactions. Plus, our business loans are structured to support growth and expansion.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize digital banking at Ohio Valley Community. With our online and mobile banking, managing your finances is just a tap away. You can check balances, transfer funds, or pay bills anytime and anywhere through our user-friendly mobile application. You also have access to ATM and cash withdrawal services right in your pocket! Need cash quickly? Our ATMs enable basic functions like withdrawals and balance checks with ease.

Personal Banking Solutions

Navigating personal finance can be challenging, but at Ohio Valley Community, we simplify it for you. Our checking and savings accounts provide flexible options that help you manage your money effectively. Imagine having easy access to your funds while earning interest this is what our accounts offer. When it comes to purchasing a new vehicle, our auto loans and vehicle financing options are designed with competitive rates and terms that fit your budget. We understand that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services can help you regain control over your finances. Moreover, for those looking to make their dream home a reality, we provide mortgage loans and refinancing solutions tailored just for you. And don't forget about our credit cards with rewards, allowing you to earn points on everyday purchases it's like getting paid for spending!

Your Financial Partner

At Ohio Valley Community in Marietta, we're not just here to offer services; we're here to build lasting relationships with our members. We believe in supporting you through every financial decision. If you have questions or need assistance, don't hesitate to reach out at 740-376-0197 during our lobby hours from Monday to Friday, 8:00 AM to 5:00 PM. We invite you to explore the full range of services available at our website. Your financial journey starts here let us partner with you for a brighter tomorrow!

Digital & Online Banking

Key Features

Our online banking platform offers a range of features to help you stay on top of your finances. You can view your account balances, transfer funds, and make payments all with just a few taps on your device. For those who prefer the convenience of mobile banking, our dedicated mobile application allows you to manage your accounts on the go. If you're looking to send money quickly, our person-to-person transfer option makes it simple to send cash to friends or family with just a few clicks. Plus, enjoy the ease of electronic signatures for authorizations making approvals faster and more efficient than ever before.

Security and Accessibility

Your security is our priority. We use advanced measures to protect your personal information, ensuring that all transactions are safe and secure. You can also opt for e-statements, allowing you to view and manage your statements digitally without the hassle of paper clutter. With features like mobile payments, you can easily make purchases using your smartphone no wallet needed! Everything is designed to give you real-time access to your accounts while keeping things user-friendly. At Ohio Valley Community, we're committed to making banking not just easier but more enjoyable. Experience the freedom of managing your finances in a way that works for you!

Financial Strength

Commitment to Growth

With $26,615,677 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $40,870,000 in used auto loans and $159,964,113 in total loans and leases supporting members' financial goals across various sectors.

Growing Membership Trust

Total Share Accounts stand strong at 24,548, showing a growing member base that trusts us with their finances. With net shares available for lending and investments totaling $304,193, we have the resources to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Valley Community is your trusted partner. Visit us at 450L Pike St Ste L Marietta Oh 45750 or call 740-376-0197 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $62,538,283 in share certificates and $11,661,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,730,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reliable Operations

Our operational efficiency is reflected by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Financial Foundation

With a net worth of $27,694,906, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,015,658 in used vehicle loans and $21,376,506 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates designed to fit your budget. If you're considering refinancing your current auto loan, we can help you explore eligibility options that may lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $2,938,543 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and strive to offer solutions that empower you to succeed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Ohio Valley Community in Marietta, OH (450L Pike St Ste L), we are committed to helping you find the right loan product for your needs. Feel free to reach out at 740-376-0197 during our operating hours from Monday to Friday between 8:00 AM and 5:00 PM for more information or assistance!

Credit Lines and Personal Loans

We also provide credit line loans with a total of $32,313,659 available for those who need extra funds for personal projects or unexpected expenses. Additionally, our unsecured credit card loans have totaled $1,020,345, offering flexible terms that help members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,258,044. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers. By only working with verified institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come from established financial institutions, ensuring you have access to genuine options. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can compare offers easily and quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION - Marietta, OH