Ohio Valley Community Credit Union Clarington OH | Best Auto Loans & Business Banking

Introduction

Welcome to Ohio Valley Community, your trusted financial partner in Clarington, OH! Located at 52775 Boston Hill Rd, Clarington, OH 43915, we have been serving our community since 1960. With a strong commitment to our members, we take pride in being more than just a credit union; we are a vital part of your financial journey. At Ohio Valley Community, we believe that every member deserves personalized service and reliable solutions. Our total membership stands at an impressive 15,089, reflecting the trust and loyalty of our community. We manage $225,917,390 in assets, ensuring that we have the resources needed to support you in achieving your financial goals. From auto loans to personal banking services, our offerings are designed with you in mind. Under the leadership of CEO Gregory Harper and Board President Robert Jones, our dedicated team of 47 employees is here to assist you every step of the way. Whether you're looking for a new vehicle loan or considering mortgage options, we've got you covered with over 8,448 loans and leases currently extended to our valued members. We understand that your time is precious. That's why our branch offers convenient services like online banking and ATM access, along with drive-thru banking for quick transactions. While members can visit us at our main branch address, all official correspondence should be directed to the same location: 52775 Boston Hill Road, Clarington, OH 43915. With total deposits reaching $18,578,025 and a net worth of $27,694,906, we have a solid foundation that ensures your finances are in safe hands. We're not just about numbers; we're about making a positive impact in our community through accessible banking solutions tailored to your needs. Ready to take the next step? Visit us today or give us a call at 740-483-2279. Let's work together towards a brighter financial future! For more information on our services and how we can help you thrive financially, check out our website at Ohio Valley Community.

Branch History & Mission

Community Engagement

Our commitment goes beyond just financial services; we believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, Ohio Valley Community aims to uplift those around us. Whether it's through educational workshops or community events, we seek to make a positive impact where it matters most. As we look toward the future, we invite you to be part of our journey. Join Ohio Valley Community today and experience a supportive environment where your financial goals are prioritized. Together, let's build a stronger community! For more information about opening an account or exploring our services further, call us at 740-483-2279 or visit us online at Ohio Valley Community.

Our Mission

At Ohio Valley Community, our mission is straightforward yet powerful: we strive to improve the financial lives of our members while actively contributing to the betterment of our community. We offer a range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our focus on customer service ensures that every member feels valued and understood. We also embrace modern technology to enhance your banking experience. With online and mobile banking options available, managing your finances has never been easier. We prioritize accessibility for everyone; our branch meets ADA standards so that all members can comfortably engage with our services.

Branch Location & Accessibility

Call-to-Action

Come visit us at Ohio Valley Community! We look forward to welcoming you into our Hannibal Office and helping you achieve your financial goals. Remember, while you can visit us at our branch for all your banking needs, any official correspondence should be sent to our mailing address at 52775 Boston Hill Road, Clarington, OH 43915. We can't wait to see you soon!

Nearby Landmarks and Accessibility

Our Clarington branch is not far from the scenic Ohio River, making it a familiar stop for those in the area. The surrounding roads are well-maintained, providing straightforward access for all vehicles. When you visit us, you'll find ample parking space available right outside the entrance. Plus, our facility is equipped with features like ramps to ensure ADA compliance, making it accessible for everyone.

Operating Hours and Services

We're here to serve you during convenient hours! Our lobby is open Monday through Friday from 7:30 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. This flexibility allows you to stop by at a time that suits your schedule best. At Ohio Valley Community, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for withdrawals and balance checks. For added convenience, we also provide drive-thru banking for simple transactions like deposits and withdrawals. If you have any questions or need assistance with our services, don't hesitate to give us a call at 740-483-2279. Our friendly team is ready to help!

Member Eligibility

At Ohio Valley Community, we believe that everyone deserves a chance to be part of something special. Becoming a member is simple and open to those who live, work, worship, or attend school in our community. Whether you're looking for personal banking options or want to explore auto loans and mortgages, being a member offers you access to great rates and personalized service. For more details on eligibility requirements, feel free to visit our website at Ohio Valley Community or give us a call at (740) 483-2279. We're here to help you every step of the way in your journey towards financial well-being! If you're ready to open an account, you can start the process by checking out our account opening information here. Welcome aboard!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,938,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we provide practical merchant services that simplify your daily operations. Imagine having a reliable partner that helps you process payments efficiently, manage cash flow better, and offer more payment options to your customers all while saving you time and reducing costs. Our merchant services are designed to keep your business running smoothly so you can focus on what truly matters: growing your enterprise. Experience the difference at Ohio Valley Community where we're dedicated to helping your business reach its full potential. Connect with us today!

Comprehensive List Of Services

Business Banking

For local entrepreneurs, we offer business banking services that include merchant services and business loans, helping you grow and manage your ventures smoothly.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions that allow you to check balances, transfer funds, and pay bills from anywhere at any time. Our ATM services also make cash withdrawals simple and accessible.

Drive-Thru & ATM Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking service allows for easy transactions without leaving your car. Additionally, our ATMs provide quick access for withdrawals and balance checks whenever you need them. At Ohio Valley Community, we aim to make your banking experience as straightforward as possible while ensuring that you have all the tools necessary for financial success. Explore our comprehensive list of services today by visiting our website here or give us a call at 740-483-2279! We look forward to serving you!

Loans for Every Need

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options are here to help you manage those challenges effectively. Plus, with credit cards that come with rewards, you can earn benefits while making everyday purchases.

Personal Banking

We understand that every member has unique banking needs. That's why our personal banking services include checking and savings accounts tailored to fit various lifestyles. If you're considering buying a car, our auto loans and vehicle financing options will help get you behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, we offer competitive mortgage loans with flexible terms.

Digital & Online Banking

At Ohio Valley Community, we know how important convenience and security are to you. That's why we offer a range of digital and online banking services designed to help you manage your finances anytime, anywhere. Whether you're at home or on the go, our secure platform makes banking easy and accessible. With our [Online Banking](https://www.ohiovalleycu.org/) service, you can check your account balance, pay bills, and transfer money without stepping foot in a branch. Need to send money to a friend? Our Person-to-Person Transfers feature allows you to quickly send funds with just a few taps on your smartphone. Plus, if you're busy and can't make it to the branch, our Mobile Application provides all these services right at your fingertips. We also care about keeping your information safe. That's why we offer Electronic Signature Authorization, so you can securely sign documents online. You'll never have to worry about lost paperwork again! And for those who prefer going paperless, we provide E-Statements that let you view your account statements digitally no more cluttered mailboxes. Our banking services are available 24/7, meaning you can manage your finances whenever it suits you best. And if you're someone who loves using mobile payments, you'll be glad to know that we support Mobile Payments, making it easier than ever to shop while leaving your wallet behind. At Ohio Valley Community, we're committed to providing you with user-friendly tools for real-time account management. Explore the full range of our digital banking options today through our website! Your banking experience just got a whole lot simpler.

Financial Strength

Investment in Growth

With $26,615,677 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $4,087 in used auto loans and $159,964,113 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 24,548, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $304,193. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Valley Community is your trusted partner. Visit us at 52775 Boston Hill Rd Clarington Oh 43915 or call (740) 483-2279 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $817,557 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $62,538,283 in share certificates and $11,661,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,730,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $27,694,906, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,015,658 in used vehicle loans and $21,376,506 in new vehicle loans already helping members get on the road. We make the car-buying process straightforward and stress-free, whether you're interested in a brand-new model or a reliable used option.

Business Loans

For business owners, our outstanding commercial loans totaling $2,938,543 provide the capital needed to grow and expand. We know how important it is for businesses to thrive in today's economy, which is why we're here to support your entrepreneurial journey. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. Our team is ready to assist you with personalized solutions that meet your specific needs. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For any questions or more information about our loan offerings at Ohio Valley Community located at 52775 Boston Hill Rd Clarington OH 43915, call us at 740-483-2279. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,258,044, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,020,345 in loans helping members manage their finances effectively. This option provides you with easy access to funds when you need them while allowing you to earn rewards for your everyday purchases.

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OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION - Clarington, OH

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