Ohio Healthcare Credit Union Clive IA

Introduction

Welcome to Ohio Healthcare, your trusted partner in financial wellness, located at 13300 Hickman Rd, Clive, IA 50325. Established in 1973, our credit union has grown into a community cornerstone, proudly serving over 11,547 members with a commitment to their financial success. With total assets exceeding $108,734,591, we focus on providing personalized services tailored to your unique needs. At Ohio Healthcare, we understand that every member's journey is different. That's why we offer a range of financial products and services designed to empower you whether it's securing a loan or building savings. Our total loans and leases amount to 5,363, while our deposits stand strong at $1,146,690. These figures reflect not just numbers but the trust our members place in us every day. Led by our dedicated CEO, Christy O'Connell, and Board President, Harry Trombitas, our team of 26 employees is here to support you. We pride ourselves on fostering relationships within the community and ensuring that each member feels valued and heard. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to the same address: 13300 Hickman Rd, Clive, IA 50325. Ready to take charge of your financial future? Contact us today at 800-365-3356 or explore our website at Ohio Healthcare FCU to learn more about how we can help you achieve your goals!

Branch History & Mission

At Ohio Healthcare, we take pride in our rich history and unwavering commitment to our members and the community. Established in 1973, we have grown from a small financial institution into a trusted partner for over 11,547 members in Clive, IA. Our branch, located at 13300 Hickman Rd Clive Ia 50325, serves as a welcoming space where our members can find personalized financial services tailored to their needs. Since opening our doors, we have achieved significant milestones that reflect our dedication to improving the financial well-being of our community. With total assets reaching an impressive $108734591, we have been able to expand our offerings while maintaining a focus on member satisfaction. Our team, consisting of 26 dedicated employees, works tirelessly to ensure that each member feels valued and supported. Our mission is clear: to provide accessible financial services while making a positive impact in the lives of those we serve. We believe that everyone deserves the opportunity for financial growth and security. That's why we offer various products such as loans, savings accounts, and educational resources aimed at empowering our members to make informed financial decisions. While members can visit us at 13300 Hickman Rd Clive Ia 50325, official correspondence should be sent to 13300 Hickman Rd, Clive, IA 50325 if it differs. Our branch operates Monday through Friday from 9 AM to 5 PM, ensuring that we're available when you need us most. In addition to traditional banking services, we are committed to embracing modern technology and ensuring accessibility for all. Our digital platforms allow you to manage your finances conveniently from anywhere, whether it's through online banking or mobile payments. We also adhere to ADA compliance standards, making sure that everyone can access our services without barriers. Community outreach is at the heart of what we do. We actively participate in local events and collaborate with other organizations to support initiatives that promote health and wellness in our area. This commitment not only strengthens our ties with the community but also reflects the core values upon which Ohio Healthcare was founded. Join us today and experience the difference that a member-focused credit union can make in your life! Whether you're looking for personal loans, saving options, or just want to learn more about managing your finances effectively, Ohio Healthcare is here for you every step of the way. Visit us or call us at (800) 365-3356 we look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to the Ohio Healthcare branch located at 13300 Hickman Rd, Clive, IA 50325! Our location is designed with your convenience in mind, making it easy for you to access banking services that fit your busy lifestyle. Whether you're stopping by after work or on the weekend, our friendly team is here to assist you during our lobby hours from Monday to Friday, 9 AM to 5 PM. While you're in the area, you can enjoy the vibrant community of Clive. We're situated close to local shops and eateries, perfect for a quick visit or a relaxing day out. Plus, our branch is easily accessible with ample parking available and ADA-compliant features ensuring everyone can visit us without hassle. For those looking for additional services, please note that while we do not offer ATM services or drive-thru banking at this location, our dedicated staff is ready to help you with all your banking needs inside the branch. If you need to send official correspondence, please use our mailing address: 13300 Hickman Rd, Clive, IA 50325. Have questions or need assistance? Don't hesitate to give us a call at 800-365-3356. We look forward to welcoming you to Ohio Healthcare and helping you achieve your financial goals!

Member Eligibility

At Ohio Healthcare, we believe that becoming a member is like joining a warm, welcoming family that genuinely cares about your financial well-being. If you're looking to be part of a community that prioritizes support and personal service, you're in the right place. Membership is open to individuals who are affiliated with healthcare-related professions or organizations, as well as their families. This means if you work in healthcare or have loved ones who do, you can take advantage of our services and benefits. For more detailed eligibility criteria, feel free to check out our website at http://www.ohiohealthcarefcu.com/become-a-member . Joining us is simple and straightforward! You can open an account online by visiting https://www.originatewebcenter.com/uopen/originate/welcome.do?auth=768a2c8e12752b7b , or if you prefer, give us a call at (800) 365-3356 for assistance. We're here to help you every step of the way and ensure that your experience is easy and enjoyable. So why wait? Let's start this journey together at Ohio Healthcare, located at 13300 Hickman Rd Clive Ia 50325!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to purchase new equipment or expand your operations. Our loans can be the stepping stone for your next big project.

Merchant Services

Running a business means handling transactions smoothly and efficiently. That's where our merchant services come into play. Picture your customers checking out easily at your store or online, all while you enjoy lower transaction fees and faster access to funds. It's about making life easier for you and your customers. Whether you're in Clive, IA, at 13300 Hickman Rd Clive Ia 50325, or anywhere else, we're here to help your business grow with the right financial tools. Reach out today at (800) 365-3356 to learn more about how we can support your journey!

Comprehensive List Of Services

Always Here for You

At Ohio Healthcare, our operating hours are Monday through Friday from 9 AM to 5 PM, giving you ample opportunity to reach out for assistance or learn more about how we can help you with your financial journey. If you prefer speaking directly with someone, don't hesitate to call us at 800-365-3356. In summary, whether it's utilizing our ATM services or taking advantage of our online banking options, Ohio Healthcare is here to support you every step of the way. We invite you to explore all that we have to offer and become part of a community focused on your financial well-being. Visit us today!

Convenient Digital Banking Options

In today's fast-paced world, managing your finances online is more important than ever. At Ohio Healthcare, we understand this need. That's why we offer robust digital banking features, including online banking and mobile payments. These tools empower you to check balances, transfer funds, and pay bills with just a few taps on your smartphone or computer.

Member-Centric Approach

We believe in putting our members first. If you're interested in becoming a part of our community, you can easily find more information about eligibility and membership on our website at Ohio Healthcare FCU. Our friendly staff is always ready to assist you with any questions or concerns you might have.

Personalized Banking Experience

Our commitment to our members means that we focus on delivering services that are not just functional but also personal. For those who need access to cash and other essential banking features, our ATM services are available to ensure you can easily manage your funds whenever needed. This convenience allows you to withdraw cash without having to visit a branch during business hours.

Digital & Online Banking

Key Features for Your Convenience

We also offer e-statements, allowing you to view and manage your financial documents online securely. Plus, with our electronic signature authorization, signing documents has never been simpler no need for paper forms or in-person visits. When it comes to making payments, our mobile payments feature lets you make transactions quickly and safely using your smartphone. Want to send money to friends or family? Our person-to-person transfer service makes that a breeze too! At Ohio Healthcare, we prioritize accessibility and ease-of-use so that managing your accounts is not only efficient but also enjoyable. Join us today and experience the future of banking with confidence!

Financial Strength

A Growing Community

We have a strong community presence with 19,928 total share accounts, showing a growing member base that trusts us with their finances. This trust is built on our commitment to providing excellent service and reliable financial products tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Healthcare is your trusted partner. Visit us at 13300 Hickman Rd Clive IA 50325 or call 800-365-3356 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $8,564,243 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,946,378 in total loans and leases, including 1,081 used auto loans.

Member-Centric Savings Options

Your savings are safe with us! We have $19,436,249 in share certificates and $25,946,130 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $260,836, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $10,300,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,610,429 in used vehicle loans and $9,676,646 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and make your car-buying experience smooth and straightforward.

Credit Lines

If you need additional flexibility for various expenses or emergencies, consider our total credit lines available at $13,666,356. This option allows you to borrow as needed while only paying interest on the amount you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,531,744, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process of securing a mortgage that meets your needs.

Refinancing Options

If you're interested in refinancing your current loans for better rates or terms, we have options available that can save you money over time. Our team is ready to discuss eligibility and how we can help streamline the refinancing process for you. For any questions about our loan offerings or to start an application today, feel free to reach out at 800-365-3356 or visit us at 13300 Hickman Rd Clive Ia 50325. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take control of your financial future with Ohio Healthcare's diverse range of loan products!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,923,407 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses while enjoying convenient repayment options.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers, ensuring that every comparison is accurate and trustworthy.

OHIO HEALTHCARE FEDERAL CREDIT UNION - Clive, IA