Ohio Educational Credit Union Seven Hills OH

Introduction

Welcome to Ohio Educational, where we believe in the power of community and financial empowerment. Located at 4141 Rockside Rd Ste 400, Seven Hills, OH 44131, our credit union has been serving members since 1900, growing alongside our community for over a century. With a strong membership base of 14,938 individuals, we pride ourselves on fostering personal relationships and supporting local aspirations. At Ohio Educational, we are dedicated to providing accessible financial solutions tailored to your needs. Our total assets stand at an impressive $147,453,219, which reflects our commitment to maintaining a solid foundation for all our members. We understand that trust is built on transparency, which is why we maintain total deposits of $8,218,628 and have successfully issued 7,255 loans and leases. Under the leadership of our CEO, Jerome Valco, and Board President Tony Smith, we continually strive to enhance your banking experience. Our team of 38 employees is here to assist you with personalized service that puts your financial goals first. Whether you're looking for loans for education or planning your next big purchase, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address at P.O. Box 93079, Cleveland, OH 44101-5079. We invite you to explore our services further by visiting our website at ohecu.com. If you have any questions or need assistance, feel free to call us at 216-621-6296 during our lobby hours from Monday to Friday between 8 AM and 5 PM. Join us as we continue making strides in enhancing financial well-being within the Seven Hills community!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of our family at Ohio Educational. Experience the benefits of personalized service and community-focused banking that truly makes a difference. Together, let's build a brighter financial future! For more information or to get started with your membership journey, call us at 216-621-6296 or visit us online at Ohio Educational.

Our Journey

Located at 4141 Rockside Rd Ste 400, our branch is situated in the heart of Seven Hills, easily accessible for our members. Over the years, we have built strong relationships within the community, focusing on providing exceptional financial services tailored to the needs of families and individuals. As we grew, so did our offerings from basic savings accounts to various loan products designed to help you achieve your dreams. Our headquarters in Cleveland, OH, has been pivotal in guiding our mission. We have continuously aimed to create a welcoming environment where every member feels valued and supported. With no ATM or drive-thru services currently available at this branch, we still prioritize accessibility through digital banking options and personal service during lobby hours from Monday to Friday between 8 AM and 5 PM.

Our Mission

At Ohio Educational, our mission is clear: We strive to improve the financial well-being of our members while fostering community growth. We understand that financial education is crucial; therefore, we offer resources that empower members with the knowledge they need to make informed decisions. Our commitment extends beyond banking; we actively engage in community outreach efforts, partnering with local organizations to support initiatives that benefit all residents of Seven Hills. While members can visit us at 4141 Rockside Rd Ste 400 Seven Hills Oh 44131, official correspondence should be sent to P.O. Box 93079, Cleveland, OH 44101-5079.

Branch Location & Accessibility

Call to Action

If you have questions or need assistance, don't hesitate to give us a call at 216-621-6296. We invite you to stop by and see how we can help you achieve your financial goals! Your journey towards better banking starts here at Ohio Educational in Seven Hills.

Convenient Access and Features

At Ohio Educational, we take pride in providing convenient access to our services. Our branch is ADA compliant, ensuring everyone can enjoy easy entry and navigation. Parking is readily available, making your visit hassle-free. Although we do not offer drive-thru banking or ATM services at this location, our dedicated staff is here to assist you with all your banking needs inside the branch.

Operating Hours

We're here for you Monday through Friday from 8 AM to 5 PM. Our friendly team is ready to help you with everything from opening new accounts to discussing loan options.

Member Eligibility

At Ohio Educational, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area surrounding our branch at 4141 Rockside Rd Ste 400 Seven Hills Oh 44131, you're already on your way to joining us. We also invite family members of current members to apply, ensuring that your loved ones can benefit from our services too. Joining Ohio Educational means gaining access to competitive rates and personalized financial solutions tailored to your needs. We're here to help you achieve your financial goals with ease and comfort. For detailed eligibility criteria, feel free to visit this link for the most up-to-date information. When you're ready to open an account or if you have any questions, just give us a call at (216) 621-6296. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most growing your business. Imagine running your daily operations without the hassle of complicated payment systems. Our services allow you to accept payments easily, helping you keep customers happy and transactions smooth. Located at 4141 Rockside Rd Ste 400 Seven Hills Oh 44131 in Seven Hills, OH, we invite you to explore how Ohio Educational can be your partner in success. Let's build something great together! For more information, call us at (216) 621-6296 or visit our website at https://www.ohecu.com/ .

Comprehensive List Of Services

A Community Focused on You

At Ohio Educational, we understand that every member has unique financial goals. That's why we offer personalized assistance and guidance to help you reach those goals effectively. Whether it's saving for a big purchase or simply ensuring your day-to-day banking runs smoothly, our friendly staff is ready to assist you. We're more than just a credit union; we're part of your community.

Digital Banking Convenience

In today's fast-paced world, having access to digital banking tools is essential. With our online banking platform, managing your accounts has never been easier. You can view transactions, transfer funds, and even set up automatic payments all from the comfort of your home or while out and about. Plus, with mobile payments available through our mobile application, you can make transactions quickly and securely without carrying cash.

Personal Banking Solutions

Navigating your finances can sometimes feel overwhelming, but at Ohio Educational, we simplify the process. Our ATM Services Only offer a convenient way for members to access their funds anytime, anywhere. Imagine needing cash for an unexpected expense or wanting to check your balance while on the go our ATMs are designed to meet those needs with ease.

Reach Out Today!

If you have questions about our services or want to learn more about how we can assist you in achieving financial success, don't hesitate to reach out! Call us at (216) 621-6296 during our operating hours from Monday to Friday, 8 AM to 5 PM. Join us at Ohio Educational, where we're committed to providing exceptional service tailored just for you!

Digital & Online Banking

Key Services

Our online banking platform is available 24/7 at https://www.ohecu.com/ , giving you round-the-clock access to your accounts. Need to check your balance, pay bills, or transfer funds? You can do all that and more with just a few clicks. Our user-friendly interface makes navigation a breeze, so you spend less time managing your finances and more time enjoying life. You can also sign documents electronically with ease thanks to our electronic signature authorization feature. This means no more printing, signing, and scanning everything is done digitally for your convenience.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application is available for download. It offers all the features of online banking right at your fingertips. You can deposit checks, view transaction history, and manage payments all in one app. At Ohio Educational, we strive to provide accessible and easy-to-use services that fit into your lifestyle. Experience the freedom of managing your finances anytime, anywhere with our digital banking solutions today!

Security and Accessibility

Your security is paramount to us. We employ the latest technology to keep your information safe while providing you with easy access to your accounts. Plus, with e-statements available, you can receive your financial statements securely online instead of waiting for them in the mail. Looking to make payments quickly? Our mobile payments feature allows you to pay friends or family instantly through person-to-person transfers. Whether you're splitting a bill or sending money as a gift, it's fast and straightforward.

Financial Strength

Commitment to Innovation

With $10,852,777 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $99,295,449 in total loans and leases reflects our commitment to supporting your financial goals across various sectors.

Growing Membership Base

We currently have 24,453 total share accounts, showing a strong and growing member base that trusts us with their finances. Our focus remains on building lasting relationships with our community while ensuring your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Educational is your trusted partner. Visit us at 4141 Rockside Rd Ste 400 Seven Hills OH 44131 or call 216-621-6296 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $14,151,312 in share certificates and $11,056,171 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $785,302 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees who are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $11,776,795, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,413,519 in used vehicle loans and $42,210,415 in new vehicle loans already helping members get on the road. We offer flexible terms designed to fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, ask about our options to save even more!

Credit Lines

If you're looking for additional flexibility in managing expenses or unexpected costs, our total credit lines amounting to $15,000,000 could be just what you need. This option allows you to borrow as needed while only paying interest on what you use. For any questions or further assistance regarding our loan products, feel free to reach out at (216) 621-6296 or visit us at our branch located at 4141 Rockside Rd Ste 400 Seven Hills OH 44131. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial path with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,203,027, make buying or refinancing simple. We aim to guide you through the process with ease so that you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,495,562 in loans helping members manage their finances effectively. These cards are designed for everyday purchases and emergencies alike, giving you peace of mind when you need it most.

Loan Aggregator

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OHIO EDUCATIONAL CREDIT UNION