OHIO EDUCATIONAL CREDIT UNION

At Ohio Educational Credit Union, we believe in the power of community and support. Located at 55 E College St, Oberlin, OH 44074, our branch has been serving members since 1900 with a commitment to providing personalized financial services. With a total membership of 14,938 and assets amounting to an impressive $147,453,219, we're dedicated to empowering our members to achieve their financial goals. Under the leadership of our CEO, Jerome Valco, and Board President, Tony Smith, our team of 38 employees is here to ensure that your banking experience is not just efficient but also friendly and approachable. We understand that every member's needs are unique, which is why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please address it to our mailing address: 55 E College St, Unit 2, Oberlin, OH 44074. With total deposits reaching $8,218,628 and a net worth of $11,776,795, we pride ourselves on maintaining strong financial health while being a trusted partner in your financial journey. Whether you're looking for a new auto loan or want to explore mortgage refinancing options, we're here to help. Our branch also features convenient ATM access and online banking services for added flexibility. We invite you to join our growing family at Ohio Educational Credit Union. Feel free to call us at 440-775-0037 or visit our website at ohecu.com for more information. Together, let's build a brighter financial future!

Joining the Ohio Educational family is like stepping into a welcoming community where your financial needs are prioritized. At our branch, located at 55 E College St, Oberlin, OH 44074, we believe that everyone deserves access to quality financial services. To become a member of Ohio Educational, you simply need to be affiliated with the educational community in Ohio this includes students, faculty, and staff of educational institutions, as well as their immediate family members. The process is straightforward and friendly; just reach out to us at 440-775-0037 or visit our website for more detailed eligibility information. You can find everything you need to know about becoming a member at this link. Once you're a part of our community, you'll enjoy various benefits tailored to your lifestyle, including competitive rates on loans and savings accounts, convenient online banking options, and personalized service from our dedicated team. We make it easy for you to open an account and start enjoying all that we have to offer. If you're ready to take the next step or have any questions, don't hesitate to give us a call or drop by!

At Ohio Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you choose to bank, and we are proud to share our strong financial standing with you. With a net worth of $11,776,795, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,151,312 in share certificates and $11,056,171 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $10,852,777 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $1,277 in used auto loans and $99,295,449 in total loans and leases, we support our members' financial goals across various sectors. Our performance reflects operational efficiency with a net income of $785,302, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 38 full-time employees ready to assist you every step of the way. Total Share Accounts: 24,453, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Educational is your trusted partner. Visit us at 55 E College St Oberlin Oh 44074 or call (440) 775-0037 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.