OHIO EDUCATIONAL CREDIT UNION - Lakewood, OH

Welcome to Ohio Educational, your trusted partner in financial well-being, located at 17526 Madison Ave, Lakewood, OH 44107. Since our establishment in 1900, we have been dedicated to serving our community with a focus on trust, reliability, and personal service. With a thriving membership of 14,938 and total assets of $147,453,219, we pride ourselves on being a cornerstone of financial support for individuals and families in Lakewood. At Ohio Educational, we understand that every member has unique needs. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages. Our commitment to you is reflected in our total deposits of $8,218,628 and a strong net worth of $11,776,795 demonstrating our stability and ability to support your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 17526 Madison Ave, Lakewood, OH 44107. You can reach us easily at 216-221-3800 or explore our offerings online at www.ohecu.com. Under the leadership of CEO Jerome Valco and Board President Tony Smith, our team of 38 employees is here to assist you with personalized service tailored to your needs. Whether you're looking for help with personal loans or business banking solutions, we're committed to making your experience as smooth as possible. Join us today and discover how Ohio Educational can help empower your financial journey! We invite you to visit our branch or call us for more information about how we can assist you.

Welcome to Ohio Educational, a branch with a proud history rooted in community and growth. Established in 1900, our Lakewood location has been a cornerstone for financial support and empowerment in the area for over a century. Nestled at 17526 Madison Ave, Lakewood, OH 44107, we are conveniently located near local schools and parks, making it easy for our members to access the services they need. Since opening our doors, Ohio Educational has evolved significantly. From our humble beginnings to becoming a trusted credit union with over 14,938 members and total assets amounting to $147,453,219, we've dedicated ourselves to fostering financial well-being within our community. Our commitment to serving you goes beyond just banking; we strive to build lasting relationships based on trust and mutual growth. Our mission is simple yet powerful: to provide exceptional financial services while positively impacting our members and the communities we serve. We offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, we prioritize accessibility with online banking options and mobile payments that empower you to manage your finances anytime, anywhere. While members can visit us at 17526 Madison Ave, official correspondence should be sent to the same address. We understand that convenience matters; that's why we provide ATM availability for easy cash withdrawals and basic transactions. Although we do not have drive-thru services at this time, our lobby is open during the following hours: Tuesday to Thursday from 9:00 AM - 4:30 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 1:00 PM. At Ohio Educational, community outreach is vital. We engage in various partnerships and programs designed to uplift local initiatives and promote financial literacy among our members. Our aim is not just to help you achieve your financial goals but also to ensure that together we can contribute positively to the Lakewood community. Join us at Ohio Educational where your financial journey matters. Experience the benefits of membership today by visiting us or calling 216-221-3800 for more information. Together, let's build a brighter future!

Joining the Ohio Educational family means stepping into a supportive community that's dedicated to helping you achieve your financial goals. At our branch located at 17526 Madison Ave, Lakewood, OH 44107, we welcome anyone who shares our mission of education and empowerment. To become a member, you just need to meet some basic eligibility requirements many of which focus on your connection to education or local communities. It's all about creating a space where you feel valued and supported. For more detailed information on these criteria, please check out our eligibility guidelines here. Opening an account with us is straightforward and friendly. We believe in making the process simple so that you can start enjoying the benefits of membership as soon as possible. From competitive rates on loans to personalized banking services, being part of Ohio Educational opens up a world of opportunities tailored just for you. If you're ready to take the next step or have any questions, don't hesitate to give us a call at 216-221-3800. We're excited to welcome you!

At Ohio Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is safe and will continue to grow. With a net worth of $11,776,795, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,151,312 in share certificates and $11,056,171 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,852,777 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,277 in used auto loans and $99,295,449 in total loans and leases. Our operational efficiency is reflected in our $785,302, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $0, along with a robust total of 24,453 share accounts, our growing member base shows the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Educational is your trusted partner. Visit us at 17526 Madison Ave Lakewood Oh 44107 or call (216) 221-3800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.