OHIO EDUCATIONAL CREDIT UNION

Welcome to Ohio Educational, your trusted financial partner located at 2921 Community College Ave, Cleveland, OH 44115. Since our establishment in 1900, we have proudly served our community, providing reliable and affordable financial services tailored to meet the needs of our members. With a total membership of 14,938 and assets reaching an impressive $147,453,219, we are dedicated to helping you achieve your financial goals. At Ohio Educational, we understand that every member is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and even business banking solutions. Our commitment to your success is reflected in our robust portfolio of 7,255 loans and leases and total deposits amounting to $8,218,628. We pride ourselves on fostering strong relationships within our community while ensuring that your funds are secure and accessible. Under the leadership of our CEO Jerome Valco and Board President Tony Smith, our team of 38 employees is here to assist you with personalized service that makes banking easier. Whether you visit us in person or reach out through our website at ohecu.com, we're always ready to help. While members can visit us at 2921 Community College Ave, official correspondence should be sent to the same address for consistency. If you're looking for a credit union that truly values its members and invests in their future, look no further than Ohio Educational. Ready to take the next step? Call us today at 216-357-5200 or stop by during our lobby hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 6:00 PM. Let us be your guide on this financial journey!

At Ohio Educational, we take pride in our rich legacy of serving the Cleveland community since our establishment in 1900. Nestled at 2921 Community College Ave, Cleveland, OH 44115, our branch has grown alongside the community, transforming lives through accessible financial services and a commitment to education and support. Over the years, we have achieved significant milestones that reflect our dedication to our members. With a current membership base of over 14,900 and total assets amounting to $147453219, we have become a trusted partner for many individuals and families in our area. Our growth is not just measured in numbers; it's about the relationships we've built and the positive impact we've made. Our mission at Ohio Educational is clear: to empower our members by providing personalized financial services while fostering a strong sense of community. We understand that financial well-being is essential for achieving life goals, whether it's buying a home, financing education, or managing day-to-day expenses. This commitment drives us to offer an array of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. While members can visit us at 2921 Community College Ave Cleveland Oh 44115, official correspondence should be sent to 2921 Community College Avenue, Cleveland, OH 44115. We are open Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 6:00 PM, ensuring flexibility for those who need assistance outside traditional hours. Our branch features ATM availability for easy access to cash and shared service center options for basic transactions with partner credit unions. Ohio Educational isn't just about banking; it's about giving back to the community that supports us. We actively engage in partnerships with local organizations and schools to promote financial literacy and provide outreach programs that make a difference. Our goal is not only to be your financial institution but also a cornerstone of support within Cleveland. As we look towards the future, we are committed to embracing technology that enhances your banking experience while ensuring compliance with ADA standards so everyone can access our services comfortably. Our focus on customer-centric initiatives means you can expect personalized service tailored to meet your needs. Join us at Ohio Educational today! Experience firsthand how we can help you achieve your financial dreams while being part of a community that cares. Visit our website at ohecu.com or call us at (216) 357-5200 for more information on how you can become a member and start enjoying all the benefits we offer!

At Ohio Educational, we believe that everyone deserves a chance to be part of a supportive community that puts your financial well-being first. Becoming a member is easy and welcoming! If you live, work, or study in the area, you may qualify for membership. We're excited to offer a range of services tailored just for you, from checking and savings accounts to auto loans and credit cards with rewards. You can find more detailed eligibility criteria on our website at . Opening an account is just as straightforward! You can visit us at 2921 Community College Ave Cleveland Oh 44115 or give us a call at (216) 357-5200 to start the process today. Our friendly team is here to help guide you every step of the way. Join us and experience the benefits of being part of Ohio Educational!

At Ohio Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong gives you peace of mind. That's why we want to share how our solid financial foundation supports you. With a net worth of $11,776,795, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,151,312 in share certificates and $11,056,171 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,852,777 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,277 in used auto loans and $99,295,449 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $785,302, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 0 part-time employees ready to assist you with a knowledgeable, committed team. In addition, our net shares available for lending stand at $0, showcasing our ability to support your financial endeavors. With a total of 24,453 share accounts, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Educational is your trusted partner. Visit us at 2921 Community College Ave Cleveland Oh 44115 or call (216) 357-5200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*