Ohio Catholic Credit Union Macedonia OH | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Ohio Catholic in Macedonia, where we believe in empowering our members through strong financial solutions and community support. Located at 8600 Alexandria Dr, Macedonia, OH 44056, we have been a trusted partner since our establishment in 1954, dedicated to providing valuable banking services tailored to your needs. With a proud membership of over 12,860 individuals, we are more than just a credit union; we are a family focused on helping you achieve your financial goals. As of now, our total assets amount to an impressive $258,215,475, which reflects our commitment to the growth and well-being of our members. Our robust offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with services like merchant accounts and business loans. At Ohio Catholic, trust is fundamental. Under the leadership of CEO Todd Turner and Board President Joe Shaft, our dedicated team of 59 employees is here to assist you every step of the way. We understand that each member's journey is unique; therefore, we work diligently to provide personalized financial advice and solutions that align with your aspirations. While members can visit us at 8600 Alexandria Dr, official correspondence should be sent to the same address for your convenience. Feel free to reach out by phone at 216-663-6800 or explore more about us online at Ohio Catholic. Join us today and experience the Ohio Catholic difference where community meets commitment!

Branch History & Mission

Welcome to Ohio Catholic in Macedonia, OH, where a proud legacy of community service and financial empowerment has been thriving since our founding in 1954. With over six decades of experience, we have grown from a small credit union to a trusted financial partner for more than 12,860 members. Our branch is located at 8600 Alexandria Dr, conveniently situated near local landmarks that make it easy for you to access our services. At Ohio Catholic, we believe in the power of community. Our mission is straightforward: to provide exceptional financial services while supporting and uplifting the communities we serve. We understand that each member's needs are unique, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our commitment goes beyond just banking; we strive to make a positive impact on the lives of our members. As part of our dedication to accessibility, our branch features a drive-thru for your convenience and an ATM available around the clock. We also embrace technology with online and mobile banking options that allow you to manage your finances anytime, anywhere. This digital advancement helps us stay connected with our members while ensuring they receive the best possible service. While members can visit us at 8600 Alexandria Dr for all their banking needs, official correspondence should be sent to the same address as our mailing address: 8600 Alexandria Dr, Macedonia, OH 44056. Our branch's success can also be attributed to strong community partnerships and outreach efforts. We actively engage in initiatives that support local charities and organizations because we recognize that a thriving community benefits everyone. With total assets reaching $258,215,475 and a focus on responsible lending practices, Ohio Catholic is committed to ensuring financial stability for our members. Our dedicated team is here to guide you through every step of your financial journey. Join us today at Ohio Catholic in Macedonia! Experience firsthand how we combine exceptional service with a genuine care for the community. Reach out to us at 216-663-6800 or visit our website at Ohio Catholic to learn more about becoming a member and accessing all the benefits we offer. Together, let's build a brighter future!

Branch Location & Accessibility

A Convenient Spot

Nestled within the vibrant community of Macedonia, our branch is close to local landmarks and shops, making it a convenient stop for all your banking needs. If you're coming from nearby areas, you'll find ample parking available, along with ADA-compliant features to ensure accessibility for everyone.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours to accommodate your schedule. You can visit us Monday through Wednesday from 9 AM to 5 PM and Thursday through Friday from 9 AM to 6 PM. Plus, if you prefer using our drive-thru service on Saturdays, we're open from 9 AM until 1 PM perfect for those on the go!

Services Tailored Just for You

At Ohio Catholic, we provide a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered. You can also enjoy the convenience of online and mobile banking, making it easier than ever to manage your finances from anywhere. If you have any questions or need assistance, don't hesitate to call us at 216-663-6800. We invite you to come visit us at our Macedonia branch we're excited to serve you!

Member Eligibility

At Ohio Catholic, we believe that becoming a member means joining a welcoming community that cares about your financial journey. If you live, work, or worship in certain areas, you may be eligible to become part of our family! We invite anyone who shares these connections to apply and enjoy the many benefits we offer, from competitive rates on loans to personalized customer service. To get all the details on eligibility, check out this resource: https://cp.decisionlender.solutions/cp/#/ohio320/ac/eligibility?internalbranchid=2072115221626. Getting started is easy! Just visit us at our branch located at 8600 Alexandria Dr Macedonia Oh 44056 or give us a call at (216) 663-6800. If you're ready to open an account, you can find the application process outlined here: http://www.ohiocatholicfcu.com/borrow/application/. We're excited to welcome you and help you take the next step towards achieving your financial goals!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $249 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,813,820, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services can simplify daily operations for your business. Imagine easily accepting payments from customers while managing transactions smoothly. This allows you to focus on what really matters: growing your business and serving your clients effectively. Visit us at 8600 Alexandria Dr Macedonia Oh 44056 in Macedonia, OH, or call us at (216) 663-6800 to discover how we can partner with you in your business endeavors. Let's turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking services. From merchant services that help you accept payments easily to tailored business loans that support your growth ambitions, we're here to empower your success.

Digital and Convenient Access

In today's fast-paced world, convenience is key. That's why at Ohio Catholic, we prioritize ease of access through our Online & Mobile Banking platforms. Check balances, transfer funds, and pay bills from anywhere at any time using our user-friendly mobile application. Plus, with our ATM & Cash Withdrawal Services available nearby, accessing your funds has never been easier. If you prefer visiting us in person, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your vehicle. Our ATMs provide quick access for withdrawals and balance checks as well.

Personal Banking Solutions

Managing your finances should be easy and convenient. That's why we offer Personal Banking options that include checking and savings accounts designed for everyday use. Whether you're saving for a special occasion or managing monthly expenses, our accounts are crafted with your needs in mind. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it simple to drive away in the car of your dreams. We also provide Mortgage Loans & Refinancing options for those ready to buy a home or refinance their current mortgage, ensuring you have the best terms possible. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services can help ease financial pressure. Additionally, enjoy the flexibility of spending with our Credit Cards with Rewards, allowing you to earn while you spend.

Why Choose Us?

We understand that financial services are more than just numbers; they are about building relationships and trust within our community. Our team is committed to providing personalized service every step of the way. Ready to explore what we can do for you? Give us a call at (216) 663-6800 or visit us at 8600 Alexandria Dr Macedonia Oh 44056 to learn more about how our services can fit into your life. Join us at Macedonia, where your financial goals become ours!

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring that our services remain accessible. With robust safety measures in place, you can confidently manage your accounts anytime, anywhere. Plus, our commitment to user-friendly features means that even if you're not tech-savvy, you'll find navigating our online banking system a breeze. Whether it's setting up bill payments or accessing account history in real-time, Ohio Catholic makes it easier than ever to stay in control of your finances. Explore our digital banking solutions today at https://www.ocfederal.com/ and take advantage of everything we have to offer!

Key Features of Our Digital Services

Our online banking service is designed with your needs in mind. With E-Statements available, you can ditch the paper and keep track of your finances digitally, reducing clutter while staying organized. You can also authorize transactions securely through Electronic Signature Authorization, giving you peace of mind knowing that your personal information remains safe. If you're always on the move, our Mobile Application has got you covered. It offers a user-friendly interface for checking balances, transferring funds, and even making Mobile Payments directly from your phone. Need to send money to a friend? Our Person-to-Person Transfers make it quick and easy to share funds without hassle.

Financial Strength

A Strong Community Base

We proudly serve a strong member base with a total of 27,409 accounts that trust us with their finances. This demonstrates not only our growth but also the community's confidence in us as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Catholic is your trusted partner. Visit us at 8600 Alexandria Dr Macedonia Oh 44056 or call (216) 663-6800 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $34,193,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing support for your financial goals with $2,484 in used auto loans and $172,378,776 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $58,805,632 in share certificates and $56,506,270 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,743,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our $1,457,884, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 59 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $36,195,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,402 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're considering starting or expanding a business, our outstanding commercial loans totaling $61,813,820 provide the capital needed for growth. We are committed to supporting local businesses and helping them thrive in our community. We also recognize that sometimes life requires adjustments. If you're looking at refinancing options or need guidance on eligibility for any of our loan products, don't hesitate to reach out. Our dedicated team at Ohio Catholic is here to assist you every step of the way. To learn more about our various loan offerings or to get started with an application today, please contact us at 216-663-6800, or visit us at our branch located at 8600 Alexandria Dr., Macedonia, OH 44056. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $28,989,421 in used vehicle loans and $3,163,911 in new vehicle loans, helping our members get on the road with confidence. Whether it's a brand-new ride or a dependable used vehicle, we're here to help you finance it with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,002,777. We make buying or refinancing simple and straightforward. Our team will guide you through the process to ensure you find the best fit for your budget and future plans.

Unsecured Credit Card Loans

For those looking for flexible spending options, we also offer unsecured credit card loans with a total of $5,332,228 in loans helping members manage their finances effectively. These cards come with competitive rates and features designed to provide convenience and security for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers when comparing loan rates.

Ohio Catholic