Ohio Catholic Credit Union Garfield Hts OH | Best Auto Loans & Business Banking

Introduction

Welcome to Ohio Catholic, your trusted financial partner located at 13623 Rockside Rd, Garfield Hts, OH 44125. Since our establishment in 1954, we have proudly served the community with dedication and integrity. With a strong membership base of over 12,860 members and total assets amounting to an impressive $258,215,475, our credit union stands as a pillar of support for individuals and families in the Garfield Heights area. At Ohio Catholic, we believe in providing personalized financial solutions that empower our members. Whether you're looking for auto loans, mortgages, or personal banking services, we've got you covered. Our total deposits currently sit at $18,263,123, reflecting the trust our members place in us to manage their hard-earned savings. Furthermore, with a net worth of $36,195,696, we are committed to maintaining a healthy financial foundation that benefits you. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Todd Turner and Board President Joe Shaft, we strive to create meaningful connections with our members while offering top-notch service. With a team of 59 employees, we are here to assist you every step of the way. While you can visit us directly at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 13623 Rockside Rd, Garfield Hts, OH 44125-5173. We invite you to explore what Ohio Catholic has to offer by visiting our website at Ohio Catholic FCU or giving us a call at 216-663-6800. Experience the difference of banking with a credit union that truly cares about its members!

Branch History & Mission

Commitment to Accessibility

We understand the importance of meeting our members where they are. With features like an accessible ATM and drive-thru banking options available during our convenient operating hours Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM we strive to ensure that banking with us fits seamlessly into your life.

Join Us Today!

As we look ahead, Ohio Catholic remains committed to innovation and customer satisfaction. Whether you're looking for a new checking account or considering financing options for your dream car, we invite you to explore what we have to offer. Join us on this journey towards financial wellness! Visit us today or call us at 216-663-6800 for more information on how you can become part of our growing family. Experience the Ohio Catholic difference where your financial success is our priority!

Our Evolution

From humble beginnings, Ohio Catholic has evolved significantly over the years. As we celebrate our growth, we are proud to manage total assets of approximately $258,215,475, a testament to our members' trust and support. Our mission is clear: to provide exceptional financial services while enhancing the quality of life in our community. We believe that banking should be personal and accessible, which is why we offer services tailored to meet the diverse needs of our members.

Our Mission

At Ohio Catholic, our mission goes beyond traditional banking. We aim to empower individuals and families with knowledge and resources that promote financial independence. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Additionally, we prioritize community outreach through partnerships and initiatives that support local causes. While you can visit us at 13623 Rockside Rd, official correspondence should be sent to 13623 Rockside Rd, Garfield Hts, OH 44125-5173 if needed. We are dedicated to making your experience smooth and rewarding.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about our services? Don't hesitate to give us a call at 216-663-6800. We invite you to come by and experience the welcoming atmosphere of Ohio Catholic Credit Union today! Your financial well-being is our priority.

Nearby Landmarks and Accessibility

Located just off the main road, our branch is close to popular landmarks like the Garfield Park Reservation, making it easy for members to swing by while enjoying a day out. We offer ample parking space, and our facility is fully ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services

At Ohio Catholic Credit Union, we understand that life can get busy. That's why we offer flexible operating hours! You can visit us Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday until 6 PM, and on Saturday from 9 AM to 1 PM. Whether you're looking to open a checking account, apply for an auto loan, or simply need assistance with your finances, our friendly staff is ready to help. For added convenience, we have a drive-thru service available for quick transactions like deposits and withdrawals. Plus, our ATM is always accessible for cash withdrawals and balance checks whenever you need it. While members can visit us at 13623 Rockside Rd for all their banking needs, official correspondence should be sent to the same address.

Member Eligibility

Becoming a member of Ohio Catholic is like joining a caring family that's dedicated to supporting your financial journey. If you live, work, worship, or attend school in Cuyahoga County, you're already on the right track to membership! It's our goal to create an inclusive environment where everyone can thrive. You'll enjoy benefits such as competitive loan rates, personalized service, and access to a variety of financial products designed just for you. To learn more about the specific eligibility requirements and ensure you meet them, feel free to check out this resource: https://cp.decisionlender.solutions/cp/#/ohio320/ac/eligibility?internalbranchid=2072115221626. When you're ready to take the next step toward opening your account, visit us online at http://www.ohiocatholicfcu.com/borrow/application/ or give us a call at (216) 663-6800. We can't wait to welcome you to our community at Ohio Catholic, located conveniently at 13623 Rockside Rd Garfield Hts Oh 44125!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best. Whether it's accepting credit cards or offering digital payment options, we help streamline your cash flow, so you can serve your customers more effectively. Located at 13623 Rockside Rd, Garfield Hts, OH 44125, we're ready to partner with you on your path to success. Contact us today at 216-663-6800 to explore how we can assist your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $249 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,813,820, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you run a business, we've got your back too! Our business banking services include merchant services and business loans designed to give your company the financial support it needs to thrive. From setting up an account to applying for a loan, we're here to guide you every step of the way.

Connect with Us Today!

With so many ways to bank conveniently and efficiently, we invite you to experience everything Ohio Catholic has to offer. Whether you're interested in opening a new account or need assistance with an existing service, don't hesitate to reach out! Call us at 216-663-6800 or visit us at our Garfield Hts branch. Your financial journey starts here at Ohio Catholic!

Convenient Access Anytime

Accessibility is key in today's busy world. With our ATM services, withdrawing cash or checking balances has never been easier. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car ideal for those on the go!

Credit Cards & Rewards

Who doesn't love rewards? Our credit cards come with great benefits that allow you to earn points for every purchase. Use them wisely to enjoy perks that fit your spending habits.

Personal Banking Made Easy

We understand that managing your money can sometimes feel overwhelming. That's why we offer personal banking services that include checking and savings accounts tailored to help you save for future goals or manage daily expenses. Imagine effortlessly keeping track of your funds through our online and mobile banking platforms, which let you check balances, pay bills, and transfer money right from your smartphone. When it comes to financing, we provide various options including auto loans and vehicle financing. Whether you're purchasing a new car or refinancing an existing loan, our competitive rates will help keep your payments affordable. If you're looking to buy a home, our mortgage loans and refinancing options make the process straightforward and stress-free. For those unexpected expenses or projects on your mind, consider our personal loans and debt consolidation services. We work with you to create manageable repayment plans that fit into your lifestyle.

Digital & Online Banking

Convenient Online Access

Visit us at https://www.ocfederal.com/ to explore our online banking features. You can check your balances, pay bills, transfer funds, and even set up alerts for important account activities all from the comfort of your home or on the go. Our user-friendly platform ensures that everything you need is just a few clicks away.

Effortless Payments and Transfers

Need to send money quickly? Our person-to-person transfer feature lets you send funds directly to friends or family in just moments. Additionally, with our mobile payments feature, you can make purchases seamlessly using your smartphone no cash needed! At Ohio Catholic, we are committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Whether you're checking balances or making payments, our digital services empower you to take control of your financial journey anytime, anywhere. Experience the future of banking today!

Enhanced Security Features

Your security is our priority. With electronic signature authorization available, signing documents has never been easier or safer. Plus, our mobile application provides an added layer of protection while giving you real-time access to your accounts. Feel confident knowing that your financial information is secure with us.

Go Paperless with E-Statements

Say goodbye to clutter and embrace convenience with e-statements. Available at Yes, this feature allows you to receive your account statements electronically, making it easy to keep track of your finances without the hassle of paper copies.

Financial Strength

Continuous Reinvestment

With $34,193,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,484 in used auto loans and $172,378,776 in total loans and leases.

Growing Member Base

We proudly serve a strong community with a total of 27,409 share accounts, reflecting the trust that our members place in us. This growing member base is a testament to our reliable services and commitment to meeting your financial needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ohio Catholic is your trusted partner. Visit us at 13623 Rockside Rd Garfield Hts Oh 44125 or call (216) 663-6800 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Your savings are important to us. Members' funds are secured through $58,805,632 in share certificates and $56,506,270 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,743,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $1,457,884. This operational success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 59 full-time employees and 0 part-time employees who are dedicated to serving you with expertise and care.

Strong Financial Health

With a net worth of $36,195,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,402 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Ohio Catholic, we understand that financial needs come in all shapes and sizes. That's why we offer a variety of loan products tailored to help you achieve your goals, whether you're looking to buy a new car, purchase your first home, or manage everyday expenses. Located at 13623 Rockside Rd, Garfield Hts, OH 44125, our dedicated team is ready to assist you with personalized service. With over 6615 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are designed to get you on the road with confidence. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,989,421 in used vehicle loans and $3,163,911 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $15,002,777. This means you can secure the funding you need without the hassle often associated with traditional lenders. If you're a business owner looking for growth opportunities, our outstanding commercial loans totaling $61,813,820 provide the capital needed to expand your business effectively. Additionally, we know that managing personal finances can sometimes require extra support. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,332,228 in loans helping members manage their finances effectively. At Ohio Catholic, we are committed to providing competitive rates and flexible terms to meet your needs. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out to us at 216-663-6800 or visit our website at Ohio Catholic FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step towards achieving your financial dreams today!

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Ohio Catholic