Oceanair Credit Union Ventura CA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Oceanair, your trusted financial partner located at 3636 Dean Dr, Ventura, CA 93003. Since our establishment in 1952, we've been committed to providing personalized banking solutions tailored to the needs of our community. With over 28,000 members and total assets exceeding $866 million, we pride ourselves on offering a wide range of services that empower you to achieve your financial goals. At Oceanair, we understand the importance of community. Our dedicated team of 125 employees, led by CEO Rick Weber and Board President Timur Taluy, is here to support you every step of the way. Whether you're seeking an auto loan or a personal checking account, we provide the resources and guidance you need to make informed decisions. With total loans surpassing 16,144, deposits reaching $91.8 million, and a net worth of $67.5 million, we are financially strong and prepared to meet your needs. We also maintain a healthy cash reserve of $3.6 million, ensuring that we can continue to serve our members effectively. While members can visit us at our Ventura branch for all their banking needs, official correspondence should be sent to the same address. We invite you to explore our services online at oceanair.org or give us a call at 805-988-2151 for any inquiries. Join us in making a difference in our community come see how Oceanair can help you navigate your financial journey today!

Branch History & Mission

At Oceanair, we proudly reflect on our journey since opening our doors in 1952. Nestled in the heart of Ventura, California, at 3636 Dean Dr, our credit union has been dedicated to serving the community for over seven decades. With a focus on fostering financial well-being, we have grown alongside our members, now boasting a membership of over 28,000 individuals. Our mission is clear: to provide our members with accessible and affordable financial services while contributing positively to the community. We believe that everyone deserves a chance to thrive financially. This commitment drives us to offer a range of services including personal banking, auto loans, mortgages, business banking, and much more. Over the years, Oceanair has achieved significant milestones, accumulating total assets of $866 million. This growth reflects our unwavering dedication to sound financial practices and member satisfaction. We are proud to be an integral part of the Ventura community and take pride in supporting local initiatives and partnerships that enhance the quality of life for all residents. While you can visit us at our physical location at 3636 Dean Dr, official correspondence should be directed to the same address for your convenience. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. In today's digital world, we have embraced technology to better serve you. Our online banking platform provides easy access to your accounts anytime you need it. Plus, with ATM availability at our branch, managing your finances is simpler than ever. As we look forward to the future, we remain committed to ensuring that every member feels valued and supported. At Oceanair, we invite you to join us on this journey towards financial empowerment. Experience firsthand how we can help you reach your goals and become part of a community that cares. Reach out today at 805-988-2151 or visit us online at oceanair.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Oceanair Ventura Branch, where convenience meets community! Located at 3636 Dean Dr in beautiful Ventura, California, our branch is perfectly positioned for easy access. Whether you're a longtime member or just starting your financial journey with us, we invite you to stop by and explore the various services we offer. If you're heading to our branch, you'll find that it's conveniently located near local landmarks, making it easy to include a visit during your day. With ample parking available, you can park stress-free and step inside for all your banking needs. Our facility is designed with accessibility in mind, ensuring that everyone can enjoy a welcoming environment. Our operating hours are designed to fit your busy schedule. We're here for you from Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. If you prefer banking on-the-go, take advantage of our ATM availability right outside the branch. While we don't offer drive-thru service, our friendly staff is always ready to assist you inside. While members can visit us at 3636 Dean Dr, official correspondence should be sent to the same address. Have questions? Feel free to give us a call at 805-988-2151; our team is eager to help! Come visit us at the Oceanair Ventura Branch we look forward to serving you!

Member Eligibility

Welcome to the Oceanair family, where becoming a member means joining a community that truly cares about your financial well-being! At Oceanair, we believe in making banking accessible and friendly for everyone. To become a member, you simply need to live, work, or worship in Ventura County or have an immediate family member who is already a part of our credit union. This means that if you're connected to this wonderful area, you're likely eligible! For more details on eligibility requirements, feel free to check out our website at https://oceanair.org//. Once you know you're eligible, opening an account is as easy as pie! You can start the process online by visiting this link or give us a call at 805-988-2151 if you have any questions. We're here to help you every step of the way as you take this exciting step toward better banking with us at Oceanair.

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $49 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $107,031,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine running your store without worrying about whether your customers can easily pay. With our reliable merchant solutions, you can accept various payment methods, allowing your customers to shop with ease. This means happier clients and a smoother checkout experience, ultimately leading to more sales and customer loyalty. Visit us at 3636 Dean Dr Ventura Ca 93003 in Ventura, CA, or call us at (805) 988-2151 to discover how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our branch offers easy access to ATMs for quick withdrawals and balance checks. You'll find this service handy whether you're grabbing lunch or shopping for groceries. At Oceanair, located at 3636 Dean Dr., Ventura, CA 93003, we strive to make banking as easy and accessible as possible. If you have any questions about these services or want to get started today, don't hesitate to give us a call at 805-988-2151. We're here to help you navigate your financial journey!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help get you behind the wheel without breaking the bank. We offer competitive rates and flexible terms, making it easier for you to drive away in your dream vehicle.

Business Banking

For our business members, we provide comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have solutions tailored just for businesses like yours.

Credit Cards with Rewards

We also offer Credit Cards with Rewards that let you earn while you spend! Enjoy cashback or points that can be redeemed for exciting rewards, making every purchase feel even better.

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many, and our Mortgage Loans & Refinancing services make that dream more accessible. Whether you're purchasing your first home or looking to refinance your existing mortgage, our experienced staff will guide you through the process and help you find the best option for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly mobile app.

Personal Banking

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking options, including checking and savings accounts designed to help you achieve your financial goals. Imagine having a secure place for your money that not only keeps it safe but also helps it grow over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can manage those surprises without added stress. Our loans come with straightforward terms so you can focus on what really matters your life and family.

Digital & Online Banking

Key Features for You

One of the standout features is our ability to facilitate person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, this feature makes it simple and quick. We also offer electronic signature authorization, so you can sign documents securely without needing to visit a branch. For those who like keeping track of their statements digitally, we provide e-statements that are not only environmentally friendly but also help you manage your paperwork more efficiently. You can access these statements whenever needed, all while ensuring your information is safe. Though we currently do not support mobile payments, our commitment to security remains strong across all services. You can trust that your financial information is protected through advanced security measures. At Oceanair, we prioritize accessibility and ease-of-use in everything we do. Our digital banking options empower you to manage your accounts in real-time, giving you peace of mind and complete control over your finances. Join us today and experience the future of banking!

Financial Strength

Commitment to Growth

With $55,706,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $2,411 in used auto loans and $676,065,264 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to employ 121 full-time employees and 4 part-time employees who are dedicated to serving you with knowledge and care.

Growing Member Base

Total Share and Deposit Accounts: 118,064, show a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $204,651 further illustrate our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oceanair is your trusted partner. Visit us at 3636 Dean Dr Ventura Ca 93003 or call (805) 988-2151 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $239,085,329 in share certificates and $76,907,659 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,103,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $67,456,539, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $778 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $31,636,875 in used vehicle loans and $15,530,198 in new vehicle loans helping members get on the road with ease. Whether you're financing a new model or a reliable used vehicle, our team is ready to assist you through the process.

Business Loans

For business owners in our community, we provide outstanding commercial loans totaling $107,031,921. These funds can be essential for growth and expansion. Our team understands the needs of local businesses and works hard to offer tailored solutions that meet your specific requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,672,679, making buying or refinancing simple. We are here to guide you every step of the way helping you find a solution that fits your budget and future plans.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we encourage you to reach out to us. Our team can help assess your current situation and explore eligibility options to see how much you could save. At Oceanair, we're dedicated to providing exceptional service and financial solutions tailored just for you. Contact us today at 805-988-2151 or visit us at 3636 Dean Dr Ventura Ca 93003 for more information on how we can help with your loan needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $21,184,037 in these loans available, our credit cards can help you handle unexpected costs while providing rewards and benefits that make spending smarter.

Loan Aggregator

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Oceanair