Oceanair Credit Union Ventura CA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Oceanair, your trusted financial partner located at 3636 Dean Dr, Ventura, CA 93003. Since opening our doors in 1952, we have dedicated ourselves to serving our community with integrity and reliability. With a membership of over 28,127 individuals, we pride ourselves on being more than just a credit union; we're a vital part of the Ventura community. At Oceanair, we understand that financial needs can vary widely. That's why we offer a comprehensive range of services designed to meet your unique requirements. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, our team is here to help you every step of the way. As of now, we proudly manage total assets of $885,545,637 and have facilitated more than 16,160 loans and leases. Our commitment to responsible lending and fiscal health is reflected in our impressive net worth of $66,059,020 and cash reserves amounting to $3,817,355. We also ensure that your deposits are safe and secure with total deposits reaching $91,926,409. Our leadership team is committed to fostering a supportive environment for all members. Led by CEO Rick Weber and Board President Timur Taluy, we prioritize transparency and member satisfaction. Our experienced staff of 129 employees is always ready to assist you with personalized service. While you can visit us at our branch address for all your banking needs, any official correspondence should be directed to the same address: 3636 Dean Dr, Ventura, CA 93003. We invite you to explore our website at oceanair.org for more information about our services or simply give us a call at 805-988-2151. Join us today as we work together towards achieving your financial goals!

Branch History & Mission

Oceanair has a rich history that began in 1952, rooted deeply in the community of Ventura, California. Over the years, we have grown from a small local credit union into a trusted financial partner for over 28,000 members. Our branch, located at 3636 Dean Dr, Ventura, CA 93003, stands as a testament to our commitment to providing quality financial services and support to our community. From our humble beginnings, Oceanair has evolved by adapting to the needs of our members. We have built a reputation for offering personalized banking services that empower individuals and families to achieve their financial goals. With total assets now exceeding $885 million, we pride ourselves on being a stable and reliable institution that prioritizes member satisfaction. Our mission is simple yet powerful: to provide exceptional financial services while actively supporting the communities we serve. We believe that banking should be accessible and beneficial for everyone. Whether it's through our checking and savings accounts, auto loans, or mortgage refinancing options, we strive to help our members make informed financial decisions. At Oceanair, we are dedicated not only to fostering financial wellness but also to giving back. We engage in various community outreach programs and partnerships designed to uplift those around us. Our commitment extends beyond banking; we are here to support local initiatives that enhance the quality of life in Ventura and surrounding areas. In today's digital world, we embrace technology while ensuring our services remain user-friendly and inclusive. Members can access online banking and mobile payment options, making it easier than ever to manage their finances on-the-go. Plus, with ADA compliance in mind, we aim to provide an environment where all individuals feel welcome and supported. While you can visit us at our main branch location at 3636 Dean Dr for face-to-face assistance, official correspondence should be directed to the same address as our mailing address: 3636 Dean Dr, Ventura, CA 93003. Our operating hours are designed with your convenience in mind: Monday through Tuesday and Thursday through Friday from 9:30 AM to 6:00 PM; Wednesday from 10:00 AM to 6:00 PM; and Saturday from 10:00 AM to 1:00 PM. We also provide ATM services for easy access outside regular hours. We invite you to join Oceanair and experience the difference of being part of a community-focused credit union. Discover how we can help you secure your financial future while making a positive impact in Ventura. For more information or to open an account today, please visit our website or call us at (805) 988-2151.

Branch Location & Accessibility

Banking Services Tailored for You

At Oceanair Ventura Branch, we pride ourselves on providing a range of services that cater to your financial needs. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgage refinancing, we've got you covered. While we currently don't have drive-thru service available, our ATM is always ready for quick cash withdrawals and balance checks. We invite you to come by and see how we can help with all your banking needs. Experience the Oceanair difference today!

Convenient Access and Features

Our location offers ample parking, so you can quickly find a spot when you visit us. Whether you're here to open a new account or discuss loan options, you'll find our team ready to assist you. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone. While members can visit us at 3636 Dean Dr for their banking needs, official correspondence should be sent to the same address for seamless communication.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday, Tuesday, Thursday, and Friday from 9:30 AM to 6:00 PM, and on Wednesday from 10:00 AM to 6:00 PM. Need assistance on Saturday? We're here for you from 10:00 AM to 1:00 PM! Just give us a call at 805-988-2151 if you have any questions or need help planning your visit.

Member Eligibility

Becoming a member of Oceanair is like joining a friendly neighborhood where everyone looks out for each other. If you live, work, or worship in the Ventura area, you're likely eligible to join our community! We believe in making banking accessible for everyone, so whether you're just starting your financial journey or looking to enhance your existing plans, we welcome you with open arms. For all the details on eligibility requirements. Once you're ready to take the next step, opening an account is a breeze! You can start the process online by visiting https://online.oceanair.org/oceanaironline_e2e/enroll.html. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (805) 988-2151. We're here to help you every step of the way as you become part of the Oceanair family at 3636 Dean Dr Ventura Ca 93003!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine a busy retail day where customers can pay quickly and easily, reducing wait times and enhancing their shopping experience. Our services help streamline transactions, making it easier for you to focus on what really matters growing your business. Located conveniently at 3636 Dean Dr Ventura Ca 93003 in Ventura, CA, we invite you to explore how our business banking and commercial services can be the key to unlocking your full potential. For more information, call us at (805) 988-2151.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $98 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $46 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $123,489,758, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll find valuable resources at Oceanair. Our business banking services include merchant services that simplify payment processing and business loans designed to help you grow your company. Whether you're starting out or expanding, we're here to support your entrepreneurial journey.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. You can access ATM and cash withdrawal services easily through our network. Plus, our basic ATM access enables quick withdrawals and balance checks without hassle. With features like electronic signatures and e-statements, banking with us is not only efficient but also secure.

Financial Flexibility

Life can sometimes throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can regain control of your finances. We provide straightforward loan options that help simplify payments and reduce stress. And don't forget about our credit cards with rewards! They offer great perks for everyday spending, making it easier for you to earn while you shop.

Get Started Today!

At Oceanair, we're committed to providing exceptional service tailored to meet your needs. Whether you're interested in personal finance solutions or business support, we invite you to reach out to us at (805) 988-2151 or visit us at 3636 Dean Dr Ventura Ca 93003 in Ventura, CA. Discover how we can help simplify your banking experience today! For more information about all our services, visit us online at Ventura Branch.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that fit your lifestyle. Whether you're looking to save for a vacation or manage daily expenses, we've got you covered with options tailored just for you. Need a new car? Our auto loans and vehicle financing make purchasing a new ride smooth and straightforward. With competitive rates and flexible terms, you can drive off with confidence. When it comes to buying a home, our mortgage loans and refinancing options are here to assist you every step of the way. We know how important this investment is, which is why we take the time to understand your needs and guide you toward the best solution.

Digital & Online Banking

Easy Mobile Payments

For those who love to stay on the move, our mobile payments feature allows you to make purchases directly from your phone. This adds another layer of convenience while ensuring that all transactions are protected. With these user-friendly features at Oceanair, you're not just managing money; you're empowering yourself with real-time account management tools that keep pace with your life. Join us today and experience how easy banking can be!

Key Services

Our online banking platform lets you take control of your finances with just a few clicks. Whether you're checking balances, transferring money, or paying bills, you can do it all from the comfort of your home or on the go. And if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Security and Convenience

Your security is our top priority. With electronic signature authorization available, you can complete transactions safely without the hassle of paperwork. Plus, our mobile application ensures that you have access to your accounts right in your pocket. You can even sign up for e-statements to manage your financial documents securely and efficiently.

Financial Strength

Committed Team of Professionals

We take pride in having 126 full-time employees and 3 part-time employees who are dedicated to serving you. Our team is knowledgeable about our products and services, ready to assist you with any questions or needs you may have.

Growing Together

Our financial strength means we can continue serving you with confidence. Total Share Accounts: 118,799, show a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments): $197,940, further demonstrate our commitment to supporting our members' aspirations. Whether you're saving, borrowing, or planning for the future, Oceanair is your trusted partner. Visit us at 3636 Dean Dr Ventura Ca 93003 or call (805) 988-2151 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $54,897,711 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,180 in used auto loans and $696,426,365 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $255,574,838 in share certificates and $74,225,558 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,040,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $66,059,020, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,642,588 in used vehicle loans and $12,608,642 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that will help you drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $123,489,758 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your inventory, we have tailored solutions for your business needs. If you're interested in refinancing any existing loans or exploring eligibility options, our team is ready to assist you. We believe in making financing accessible and straightforward for all our members. For more information about our loan offerings, please contact us at (805) 988-2151 or visit us at our branch located at 3636 Dean Dr Ventura Ca 93003 in Ventura, CA. You can also explore our services online at https://oceanair.org//. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,941,315 in loans helping members manage their finances effectively. These credit cards come with rewards and low interest rates, making them a smart choice for both everyday purchases and larger expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,216,326, make buying or refinancing simple. We guide you through every step of the process so you can feel confident in your investment.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers. By using verified data, LendMesh builds trust with its users, ensuring that every loan offer presented is legitimate and reliable.

Benefits of Using LendMesh

LendMesh provides several key benefits that enhance the loan comparison experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh effectively assists individuals in finding the most suitable loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

OCEANAIR FEDERAL CREDIT UNION - Ventura, CA

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