Oceanair Credit Union Simi Valley CA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Oceanair in beautiful Simi Valley, where we have been serving our community since 1952. Located at 1377 E Los Angeles Ave, Simi Valley, CA 93065, we take pride in being more than just a financial institution; we're a trusted partner dedicated to helping you achieve your financial goals. With a strong membership base of over 28,000 individuals, our commitment to providing exceptional service and support is unwavering. At Oceanair, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. As of now, our total assets stand at an impressive $866,325,409, with total deposits reaching $91,776,493. Our net worth is equally robust at $67,456,539, reflecting our stability and strength in the financial sector. Under the leadership of our CEO Rick Weber and Board President Timur Taluy, we prioritize building relationships based on trust and transparency. With a dedicated team of 125 employees, we strive to create a welcoming atmosphere for all members. Whether you're visiting us in person or engaging with us online through services like mobile banking and e-statements, our goal is to make your banking experience as seamless as possible. For any correspondence, please note that while members can visit us at our physical location, official mail can be sent to the same address: 1377 E Los Angeles Ave, Simi Valley, CA 93065. If you're looking for a financial partner that truly cares about your success, look no further than Oceanair. We invite you to visit us or give us a call at 805-278-5706 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch History & Mission

Community Connections

At Oceanair, we're not just about finances; we're about people. We actively participate in local events and partner with organizations that share our values of service and community enrichment. Whether it's sponsoring local sports teams or supporting educational programs, we strive to make a positive impact in Simi Valley. While members can visit us at 1377 E Los Angeles Ave, official correspondence should be sent to 1377 E Los Angeles, Simi Valley, CA 93065 if different. If you're looking for a credit union that prioritizes both your financial needs and community well-being, consider joining Oceanair today! Experience firsthand how we can help you achieve your financial goals while being part of something bigger. Call us at 805-278-5706 or explore more on our website here. Join us as we continue this journey together!

Our Mission

Oceanair's mission is simple yet impactful: we strive to empower our members by offering accessible financial services while fostering a sense of community. Whether it's through personal banking options like checking and savings accounts or helping families secure auto loans and mortgages, we are here for you every step of the way. We believe that when our members thrive, so does our community. We operate with integrity and transparency, ensuring that all members feel valued and understood. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 9:30 AM to 6:00 PM. With amenities such as ATM access and drive-thru banking available, your convenience is always a priority. In addition to traditional banking services, we leverage technology to enhance your experience. Our online banking platform allows you to manage your finances securely from anywhere. We're also excited about our mobile application that makes banking on-the-go easier than ever.

Branch Location & Accessibility

Accessibility Features

At Oceanair, we believe that banking should be easy for everyone. Our branch is equipped with ADA-compliant features to ensure all members can access our services comfortably. Parking is ample and conveniently located right outside our entrance, making it simple for you to pop in whenever you need assistance.

Operating Hours

We are here for you during our lobby hours from 9:30 AM to 6:00 PM, Monday through Friday. Whether you're stopping by for personal banking services or seeking advice on loans and credit cards, our friendly staff is ready to assist you.

Services Offered

Our branch offers a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. Need a quick cash withdrawal? Our ATM is available on-site for your convenience. Plus, if you're in a hurry, take advantage of our drive-thru banking option for quick deposits and withdrawals. If you require shared services or need assistance with partner credit union transactions, we've got you covered as well. For any questions or to learn more about our services, feel free to give us a call at 805-278-5706. We're excited to welcome you into the Oceanair family!

Member Eligibility

At Oceanair, we believe that everyone deserves the chance to be part of a caring community. Joining us is easy and welcoming! If you live, work, worship, or attend school in the Simi Valley area, you're already on your way to becoming a member. We're here to support you with various financial services tailored just for you, from checking accounts to loans that can help you reach your goals. For detailed eligibility criteria and any updates, feel free to visit our website at . Opening an account at Oceanair is a simple process that can be done online or by visiting us at our branch located at 1377 E Los Angeles Ave Simi Valley Ca 93065. If you have questions or need assistance, don't hesitate to give us a call at (805) 278-5706. We can't wait for you to join our community and start enjoying the benefits of membership!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $49 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $107,031,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments quickly and efficiently while offering your customers multiple ways to pay. Our merchant services are tailored for businesses like yours. From point-of-sale systems to online payment processing, we ensure you have the tools necessary to thrive in today's market. Visit us at 1377 E Los Angeles Ave Simi Valley Ca 93065 in Simi Valley, CA or give us a call at (805) 278-5706. Let's work together to unlock your business's potential!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash? Our ATM & Cash Withdrawal Services ensure you have access whenever needed. If you're in a hurry or prefer face-to-face interactions for deposits and withdrawals, our basic Drive-Thru Banking service allows you to handle simple transactions without leaving your car.

Business Banking Solutions

For local business owners, we offer specialized Business Banking services that include merchant services and business loans. We know how important it is for businesses to have the right financial support, and our team is ready to help you succeed.

Convenient Digital Banking

In today's busy world, convenience is key. That's why Oceanair provides robust Online & Mobile Banking features. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills. Our digital tools are designed to simplify banking for you.

Loans and Credit Options

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. Need a little extra purchasing power? Check out our credit cards that come with rewards, giving you more back for what you spend.

Personal Banking

Whether you're looking to open a checking or savings account, Oceanair offers personal banking solutions designed to fit your lifestyle. Our accounts provide easy access to your funds while helping you save for future goals. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easy to drive away in your dream car without the stress of hefty payments. Plus, if homeownership is on your horizon, our Mortgage Loans & Refinancing services are here to guide you through every step of the process.

Shared Branch Transactions

As part of our commitment to community banking, we offer basic shared branch transactions for members of partner credit unions. This means more locations where you can deposit or withdraw funds conveniently. We invite you to visit us at Oceanair in Simi Valley or call us at 805-278-5706 to learn more about how we can assist with all your banking needs. Join us today and experience the difference of personalized financial services!

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://oceanair.org//, you can manage your accounts anytime, anywhere. Need to check your balance? Transfer funds? Pay bills? You can do it all with just a few clicks. Plus, our 24/7 online banking services ensure that you have access to your financial information whenever you need it. We also offer E-Statements, allowing you to view and manage your bank statements electronically. This means no more waiting for paper statements in the mail everything is at your fingertips! And if you ever need to sign documents quickly, our Electronic Signature Authorization feature makes it easy to complete transactions without the hassle of printing and mailing forms.

Mobile Banking

For those who prefer banking on their mobile devices, our Mobile Application provides a user-friendly interface that lets you handle transactions right from your smartphone. While we currently don't support mobile payments, you can still send money easily through our Person-to-Person Transfers feature. It's a fast way to share expenses with friends or family without needing cash. With all these features, managing your finances has never been more straightforward. Whether you're at home or out and about, Oceanair ensures that you have everything you need for real-time account management right in the palm of your hand. We're here to support you every step of the way as you navigate your financial journey!

Financial Strength

Growing Member Base

The trust placed in us by our community is evident through our total share accounts of 118,064, showcasing a strong and growing member base that relies on us for their financial needs. Additionally, net shares (funds available for lending and investments) amount to $204,651, ensuring that we are well-equipped to serve you. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oceanair is your trusted partner. Visit us at 1377 E Los Angeles Ave Simi Valley Ca 93065 or call (805) 278-5706 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secure with us. We proudly hold $239,085,329 in share certificates and $76,907,659 in money market shares. These options provide you with stable and rewarding financial growth opportunities while prioritizing your needs over non-member interests. Unlike traditional banks, we focus our resources on benefiting you our valued members by maintaining $64,103,000 in non-member deposits.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products. We pride ourselves on having a dedicated team of 121 full-time employees and 4 part-time employees who are always ready to assist you with personalized service.

Reinvestment in Services

Our commitment to you goes beyond just numbers. With $55,706,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also have $676,065,264 in total loans and leases available to support various financial goals for our members.

Strong Financial Health

With a net worth of $67,456,539, we maintain robust financial health. This strength allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $778 further demonstrates a solid capital foundation. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,636,875 in used vehicle loans and $15,530,198 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible options that cater to your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $107,031,921 provide the capital needed to expand your operations or invest in new projects. We also offer refinancing options for those who want to lower their monthly payments or consolidate debt. To learn more about eligibility and apply for any of these loan products, visit us online or stop by our branch during operating hours from 9:30 AM to 6:00 PM. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Oceanair, we're committed to making lending accessible and straightforward for all our members. Let's work together towards your financial success!

Credit Card Options

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $21,184,037 in loans available, our flexible terms allow members to manage their finances effectively while enjoying the perks of rewards programs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,672,679. This means whether you're stepping into your first home or looking to refinance your current mortgage for better terms, we've got you covered.

Loan Aggregator

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Oceanair