Oceanair Credit Union Camarillo CA | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Oceanair, your trusted financial partner located at 300 Arneill Rd, Camarillo, CA 93010. Since our establishment in 1952, we have been dedicated to serving our community with integrity and a commitment to helping you achieve your financial goals. With over 28,166 members and total assets of $866,325,409, we pride ourselves on being a cornerstone of support for families and businesses alike in the Camarillo area. Our team of 125 employees, led by CEO Rick Weber and Board President Timur Taluy, is here to ensure that you receive personalized service tailored to your unique needs. We understand that every member's journey is different, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. While members can visit us at our branch for assistance or transactions, official correspondence should be sent to our mailing address: CBC Federal Credit Union, 300 Arneill Rd., Camarillo, CA 93010. Our financial strength is reflected in our impressive net worth of $67,456,539 and cash in hand amounting to $3,600,467. Additionally, we have provided over 16,144 loans and leases to empower individuals and businesses within our community. At Oceanair, we believe in making banking easier for you. Enjoy the convenience of online banking and mobile applications designed for easy access to your accounts anytime. Whether you need assistance with deposits or withdrawals through our drive-thru service or want to explore various loan options through our website at oceanair.org, we're here for you. Come visit us today or give us a call at 805-988-2151. Let us help you navigate your financial journey with confidence!

Branch History & Mission

At Oceanair, located at 300 Arneill Rd in beautiful Camarillo, CA, we take pride in our rich history and commitment to our community. Since opening our doors in 1952, we have been dedicated to providing exceptional financial services that empower our members and strengthen the local economy. Over the years, we have grown from a small credit union into a trusted financial partner for over 28,000 members, boasting total assets of $866,325,409. Our mission is clear: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality banking services and support. This philosophy drives us to offer a wide range of products, including checking and savings accounts, auto loans, mortgage options, and business banking services. We strive to make banking easy and accessible through online platforms and mobile applications. The success of Oceanair is built on strong community ties and partnerships. We are actively involved in various outreach programs designed to uplift those around us. By working closely with local organizations and initiatives, we aim to create opportunities for all residents of Camarillo and beyond. While members can visit us at our branch address, official correspondence should be sent to CBC Federal Credit Union at 300 Arneill Rd., Camarillo, CA 93010. Our operating hours are convenient for busy schedules open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For those who prefer quick transactions, we offer both ATM access and drive-thru banking services. At Oceanair, we are not just about numbers; we're about people. Our dedicated team is here to support you every step of the way. Whether you're looking for advice on personal finance or seeking assistance with your business needs, we are ready to help. Join us today and experience the benefits of being part of Oceanair. Together, let's build a brighter financial future for our community! If you have any questions or would like more information about our services, please give us a call at 805-988-2151.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 805-988-2151. We look forward to welcoming you at Oceanair, where we're committed to providing personalized service and supporting our community's financial goals. Come visit us today!

Convenient Access and Features

At Oceanair, we understand the importance of accessibility. Our branch is designed with features that cater to everyone, including ADA-compliant ramps and ample parking to ensure you can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with your financial needs, our team is here to help. Our operating hours are designed to accommodate your schedule. We're open Monday through Thursday from 9 AM to 5 PM, and on Fridays, we extend our hours until 6 PM. This gives you plenty of time to stop by after work or during your lunch break.

Services Tailored for You

We offer a range of services to meet your banking needs. From personal banking options like checking and savings accounts to loans for auto financing and mortgages, we've got you covered. If you're looking for a simple way to access cash, our ATM is available for quick withdrawals and balance checks. Plus, our drive-thru service allows you to complete deposits and withdrawals without leaving your vehicle. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to CBC Federal Credit Union at the same address.

Member Eligibility

Joining the Oceanair family means becoming part of a community that values your financial well-being. At Oceanair, we believe everyone deserves access to quality financial services, and that's why our membership is open to anyone who lives, works, or attends school in the area. Whether you're looking for a reliable place to save or need support with loans and other financial products, we're here for you. To learn more about the specific eligibility criteria, feel free to check out our detailed information here. Opening an account is as simple as making a phone call or visiting us at our branch located at 300 Arneill Rd, Camarillo, CA 93010. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 805-988-2151. We can't wait to welcome you into our community and help you take your financial journey to the next level! For more details on how to open an account, click here.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $49 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $107,031,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, convenience matters. Our merchant services allow businesses to accept payments quickly and securely, ensuring you never miss a sale. Imagine a busy Saturday at your store: customers are lined up, and with our payment solutions, transactions happen smoothly. This means more satisfied customers and less waiting time. Located at 300 Arneill Rd Camarillo Ca 93010, Camarillo, CA 93010, we invite you to discover how Oceanair can partner with you for success. For more information or to get started, call us at (805) 988-2151. Let's grow together!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we have tailored offerings under our Business Banking services. This includes Merchant Services that simplify payment processing and help keep your operations running smoothly. If you're looking to expand or invest in your business, our Business Loans can provide the capital you need without unnecessary hurdles.

Convenience at Your Fingertips

At Oceanair, convenience is key. We have an ATM available for quick cash withdrawals and balance checks, along with basic drive-thru banking services for deposits and simple transactions. Whether it's day or night, managing your finances should be easy and accessible.

Get Started Today!

We invite you to experience all that we offer at Oceanair. Have questions? Call us at (805) 988-2151 or visit us during our lobby hours: Monday-Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. Explore how we can assist you on your financial journey today!

Personal Banking Services

We understand that managing your money can be a challenge. That's why we offer Personal Banking options such as Checking and Savings Accounts that fit your lifestyle. Imagine having easy access to your funds anytime, anywhere through our Online and Mobile Banking platforms. With these tools, you can check balances, transfer money, and pay bills all from the comfort of your home or on the go. If you're considering buying a new car, our Auto Loans & Vehicle Financing options make it easier for you to drive away in your dream vehicle. We also provide flexible Mortgage Loans & Refinancing solutions that can help you secure a home or lower your current mortgage payments. For those looking to consolidate debt or cover unexpected expenses, our Personal Loans & Debt Consolidation products are here for you. And let's not forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases perfect for treating yourself later!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make it easy to keep track of your finances. You can view your account balances, transfer funds, and even manage e-statements for quick access to your financial history just another way we help you stay organized. Plus, with electronic signature authorization, signing documents is a breeze, ensuring you can complete transactions without any hassle. If you prefer using a mobile app, you're in luck! Our mobile application is available for download, allowing you to manage your accounts right from your smartphone. While mobile payments aren't available just yet, you can still enjoy person-to-person transfers that let you send money easily to friends or family members.

Security and Accessibility

Your security is our top priority. We use advanced encryption methods to keep your information safe while providing you with the flexibility to bank when and where it suits you. With real-time account management tools, you'll always be in control of your finances. With Oceanair, digital banking isn't just about accessing funds; it's about providing peace of mind and making banking easier for everyone. Join us today and experience the convenience of modern banking!

Financial Strength

At Oceanair, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that a strong financial foundation is crucial for your peace of mind, and we are committed to maintaining our integrity and reliability. With a net worth of $67,456,539, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $778 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $239,085,329 in share certificates and $76,907,659 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,103,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $55,706,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,411 in used auto loans and $676,065,264 in total loans and leases. Our efficient operations are highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $204,651. Total Share and Deposit Accounts: 118,064, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oceanair is your trusted partner. Visit us at 300 Arneill Rd Camarillo Ca 93010 or call (805) 988-2151 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,636,875 in used vehicle loans and $15,530,198 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have flexible options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $107,031,921 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital, we are here to support your business journey. If you're considering refinancing any existing loans or exploring eligibility options for these products, please don't hesitate to reach out. Our team at Oceanair, located at 300 Arneill Rd Camarillo Ca 93010, Camarillo, CA, is ready to assist you. To learn more about our loan offerings or to speak with one of our friendly representatives, call us at (805) 988-2151 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,672,679, make buying or refinancing simple. We aim to streamline the process, offering guidance every step of the way so you can feel confident about your investment.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's where our unsecured credit card loans come into play. We also offer flexible terms on unsecured credit card loans, with a total of $21,184,037 in loans helping members manage their finances effectively. With our credit cards, you'll benefit from competitive rates and features designed to give you peace of mind.

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Oceanair