OCEAN FINANCIAL FEDERAL CREDIT UNION

Welcome to Ocean Financial, your trusted partner in Seaford, NY! Located at 4050 Merrick Rd, Seaford, NY 11783, we have been serving our community since 1969. With a dedicated team of 43 employees, we are proud to support over 14,314 members with a commitment to exceptional service and financial well-being. At Ocean Financial, we believe in empowering our members by providing a range of personalized banking solutions. Our total assets stand at an impressive $381,347,967, while our deposits amount to $31,840,883. We focus on making banking accessible and beneficial for everyone. Our goal is to help you achieve your financial dreams through a variety of services including auto loans, mortgages, personal loans, and business banking solutions. Under the leadership of our CEO, Joseph Tedesco, and Board President, Lisa McGuinness, we strive to create lasting relationships built on trust and reliability. We understand the importance of community connection and work hard to make a positive impact in Seaford. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address. If you need assistance or have questions about our services, don't hesitate to reach out at (516) 620-8100. Join us today and discover how Ocean Financial can help you navigate your financial journey! For more information about membership eligibility or to open an account online, please visit our website. We're excited to be part of your financial success!

At Ocean Financial, we believe that everyone deserves access to a supportive financial community, and becoming a member is an easy step toward that goal! To join us at our welcoming location at 4050 Merrick Rd Seaford Ny 11783, you'll need to meet some simple eligibility criteria. Generally, individuals who live, work, worship, or attend school in our community are invited to become members. This inclusiveness helps us build a stronger network where everyone can thrive together. For more detailed information on the specific requirements, feel free to check out our eligibility guidelines at https://www.oceanfinancial.org/join-offcu/membership-eligibility/ . Once you're ready to open your account, the process is straightforward and hassle-free. Just visit our website for account opening details at https://www.oceanfinancial.org/resources/loan-applications/ or give us a call at (516) 620-8100 if you have any questions we're here to help! Joining Ocean Financial means you're not just another customer; you're part of a family that values trust, support, and shared success.

At Ocean Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing reliable services, we work hard every day to ensure our financial strength meets your needs. With a net worth of $32,399,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $163,385,976 in share certificates and $85,694,244 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $32,269,417 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,412 in used auto loans and $260,509,476 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 29,708, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ocean Financial is your trusted partner. Visit us at 4050 Merrick Rd Seaford Ny 11783 or call (516) 620-8100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.