Ocean Financial Credit Union Rockville Centre NY

Introduction

Welcome to Ocean Financial, your trusted partner in financial well-being since 1969. Located at 21 Morris Ave, Rockville Centre, NY 11570, we have proudly served our community for over five decades, building a strong foundation of trust and reliability. With a total membership of 14,296, we focus on creating meaningful relationships and helping our members achieve their financial goals. At Ocean Financial, we understand that every member's needs are unique. That's why we offer a variety of services designed to meet those needs while ensuring your hard-earned money is safe and secure. Our total assets stand at an impressive $374,235,020, backed by a net worth of $32,925,015. We are committed to providing you with the best possible banking experience. While members can visit us at our branch location, official correspondence should be sent to the same address: 21 Morris Avenue, Rockville Centre, NY 11570. Feel free to reach out to us at (516) 620-8100 for any inquiries or assistance you may need. Under the leadership of our dedicated CEO, Joseph Tedesco, and Board President, Lisa McGuinness, we continue to prioritize the financial health of our members through personalized service and community-focused initiatives. With a robust portfolio that includes over 7,362 loans and leases and total deposits amounting to $43,367,632, we are here to support your financial journey every step of the way. We invite you to explore how Ocean Financial can help you achieve your dreams whether you're looking to save for the future or take out a loan for that next big purchase. Visit our website at oceanfinancial.org or give us a call today! Your financial future starts here with us at Ocean Financial!

Branch History & Mission

A Commitment to Community

From the start, Ocean Financial has been more than just a financial institution; we are a cornerstone of our community. Our mission is clear: to empower individuals and families by providing them with the tools they need for financial success. We believe that everyone deserves access to fair and affordable financial services. This commitment drives us to continually evolve and expand our offerings. We pride ourselves on being a member-focused organization. Over the years, we have introduced various initiatives aimed at not only meeting but exceeding our members' expectations. Whether it's through online banking or mobile payment options, we strive to make banking easier and more convenient for you.

Looking Ahead

As we look toward the future, we remain committed to enhancing our services while staying true to our roots. Our team is dedicated to fostering strong relationships with both existing and new members alike. We believe in transparency and open communication as the foundation of trust. If you're looking for a credit union that genuinely cares about your financial well-being and community growth, we invite you to become part of the Ocean Financial family. Join us today and experience how we can work together towards achieving your financial goals! For more information on membership eligibility or to open an account, visit our website. Let's build a brighter financial future together!

Supporting Growth and Development

Ocean Financial understands that financial literacy is key to long-term success. We regularly host workshops and seminars to educate our members about budgeting, saving, and investing. These efforts demonstrate our belief that informed members can make better decisions for their futures. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address at 21 Morris Avenue, Rockville Centre, NY 11570 if it differs from your visit.

Branch Location & Accessibility

Accessibility Features

We strive to ensure that everyone can access our services comfortably. Our branch is ADA compliant, featuring ramps and designated parking spaces to accommodate all visitors. Plus, we've made sure there are plenty of parking options available nearby for your convenience.

Convenient Location

At our Rockville Centre branch, you'll find us near popular spots like the Rockville Centre train station and various dining options. It's an ideal place for members to stop by while enjoying all that the area has to offer.

Friendly Banking Hours

Our branch operates during regular hours to fit your busy schedule. While specific opening hours are currently not listed, please feel free to call us at 516-620-8100 for the most up-to-date information on when you can visit us. We want to make sure you have every opportunity to get the assistance you need.

Services Offered

Although we currently do not offer drive-thru services or ATMs at this location, our friendly staff is ready to help you with any banking needs directly inside the branch. From account inquiries to loan applications, we provide personalized service tailored just for you. While members can visit us at 21 Morris Ave, official correspondence should be sent to our mailing address at 21 Morris Avenue, Rockville Centre, NY 11570. We encourage you to reach out with any questions or concerns.

Visit Us Today!

We're excited to serve you! Whether you're looking for financial advice or need assistance with your accounts, come see us at Ocean Financial. Your community credit union is here for you visit us soon!

Member Eligibility

Becoming a member of Ocean Financial is like opening the door to a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the Rockville Centre area, you're likely eligible to join us! We believe in making banking accessible and supportive for everyone, which is why we invite those who share our values to be part of our family. You can easily check the full eligibility criteria at https://www.oceanfinancial.org/join-offcu/membership-eligibility/ , where you'll find all the details you need to ensure you qualify. Once you're ready to take the next step, opening an account with Ocean Financial is straightforward and designed with you in mind. Whether you're interested in savings accounts, loans, or other financial services, we're here to help you every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (516) 620-8100. Join us at our branch located at 21 Morris Ave Rockville Centre Ny 11570, and discover how being part of Ocean Financial can benefit you and your community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,801,086, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: you run a bustling café in Rockville Centre, NY, and every day brings new customers eager to enjoy your delicious offerings. Our merchant services can make transactions smoother, allowing you to focus on what you do best serving great food and building customer relationships. By using our payment processing solutions, you can accept various forms of payment easily, ensuring that your customers have a positive experience. At Ocean Financial, located at 21 Morris Ave, Rockville Centre, NY 11570, we're here to partner with you every step of the way. Let's work together to turn your business dreams into reality! For more information, call us at 516-620-8100 or visit oceanfinancial.org.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have banking solutions that are easy to use and always available. That's why we offer robust digital banking options. With features like online banking and mobile payments, managing your finances has never been simpler. You can check balances, transfer money between accounts, or even make payments while sitting comfortably at home or on the go.

Engage with Us

As a member-focused credit union, we strive to create a welcoming environment where everyone feels valued. We invite you to explore more about our services and how they can benefit you by visiting our website at oceanfinancial.org. If you're interested in becoming a member or would like more information on opening an account, please check out our membership eligibility page here or start your application here. Let us partner with you in achieving your financial goals! Visit us at Ocean Financial today and discover how we can serve you better!

Personal Touch

At Ocean Financial, we believe in the power of personal connections. Our friendly staff is always ready to assist you over the phone at 516-620-8100 or in person when you visit our branch. Whether you have questions about your account or need guidance on selecting the right service for your needs, we are here to help.

Tailored Financial Solutions

One of the standout features at Ocean Financial is our commitment to providing essential banking services that fit your lifestyle. Our offerings include ATM Services Only, ensuring that you can access your funds anytime you need them. Imagine being out and about in Rockville Centre, and with just a few taps on your mobile app, you can find the nearest ATM to withdraw cash without any hassle.

Digital & Online Banking

Mobile Banking Features

Our mobile application is another key feature that enhances your banking experience. You can check your balances, transfer money, and even make mobile payments with just a few taps. Whether you're treating yourself or sending money to a friend through person-to-person transfers, you'll find that everything is right at your fingertips. Security is always a top priority for us. Our systems are designed to protect your information while providing easy access to your accounts. You can bank with confidence knowing that we're committed to keeping your data safe. With our digital banking services, you'll enjoy real-time account management that fits into your busy lifestyle. Say goodbye to long lines and limited hours; with Ocean Financial, you have the power to manage your finances whenever it suits you best. Join us today and experience the ease of modern banking!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 36 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 29,568, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ocean Financial is your trusted partner. Visit us at 21 Morris Ave Rockville Centre Ny 11570 or call (516) 620-8100 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $156,143,053 in share certificates and $86,075,960 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Better Services

With $32,661,035 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial needs effectively.

Strong Financial Health

With a net worth of $32,925,015, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $879 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $2,290 in used auto loans and $236,138,769 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,452,417 in used vehicle loans and $7,053,694 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new vehicle or a reliable pre-owned one, our team is ready to assist you.

Business Loans

For business owners, our outstanding commercial loans totaling $15,801,086 provide the capital needed to grow and expand. We understand the challenges businesses face today and are committed to offering solutions that can help you thrive. At Ocean Financial, we believe in making borrowing straightforward and accessible. If you're interested in refinancing options or checking your eligibility for any of our loan products, visit us at Ocean Financial or call us at 516-620-8100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $70,907,599, which can help turn your dream of owning a home into reality. Our mortgage specialists can guide you through the application process and help find a plan that works for you.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $3,204,821 in loans helping members manage their finances effectively. These credit cards come with no collateral requirements and can be an excellent way to cover unexpected expenses or make purchases without dipping into savings.

Loan Aggregator

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OCEAN FINANCIAL FEDERAL CREDIT UNION - Rockville Centre, NY