OCEAN FINANCIAL FEDERAL CREDIT UNION - Oceanside, NY

Welcome to Ocean Financial, where community and commitment come together! Located at 45 Atlantic Ave, Oceanside, NY 11572, our branch has proudly served the financial needs of our members since 1969. With a strong membership base of over 14,296 individuals, we have built lasting relationships founded on trust and reliability. At Ocean Financial, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgage refinancing. We are proud to manage total assets exceeding $374 million and total deposits of $43,367,632, reflecting our dedication to helping you achieve your financial goals. Our leadership team is here to support you every step of the way. Under the guidance of CEO Joseph Tedesco and Board President Lisa McGuinness, our team of 44 employees is committed to providing exceptional service. Whether you're looking for personal banking solutions or business financing options, we're here for you. For any official correspondence, please note that while members can visit us at our physical location, mail should be directed to our mailing address: 45 Atlantic Avenue, Oceanside, NY 11572. If you have any questions or need assistance, feel free to call us at 516-620-8100. We invite you to explore our website at Ocean Financial for more information about our services and how we can help you today!

At Ocean Financial, we take great pride in our rich history and unwavering mission to serve the community. Founded in 1969, our branch has grown from humble beginnings to a cornerstone of financial support for residents in Oceanside, NY. Located at 45 Atlantic Ave, Oceanside, NY 11572, we have become more than just a credit union; we are a trusted partner in helping our members achieve their financial goals. Since our inception, Ocean Financial has focused on building strong relationships with our members. Over the years, we have expanded our services to meet the diverse needs of our growing membership base, which now stands at an impressive 14,296 individuals. Our total assets have also seen significant growth, reaching $374,235,020, reflecting our commitment to responsible financial management and the trust placed in us by our members. Our mission is clear: to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. Whether it's personal banking, auto loans, mortgage financing, or business banking services, we are dedicated to helping our members succeed financially. In addition to offering traditional banking services like checking and savings accounts, we also embrace modern technology. With features such as online and mobile banking, electronic signatures, and ATM access available at our branch, we strive to make banking convenient and accessible for everyone. Our commitment to ADA compliance ensures that all members can access our services without barriers. While you can visit us at 45 Atlantic Ave, official correspondence should be directed to 45 Atlantic Avenue, Oceanside, NY 11572, should that differ from your visit. We also offer drive-thru service for quick transactions and shared service center availability for seamless banking experiences with partner credit unions. Community engagement is a core part of who we are at Ocean Financial. We actively participate in local events and initiatives designed to uplift and support the people of Oceanside. Through partnerships with local organizations and outreach programs, we aim to make a positive impact beyond just financial transactions. Join us today at Ocean Financial! Experience firsthand how we can help you navigate your financial journey with personalized service and genuine care for your needs. For more information or assistance, feel free to call us at 516-620-8100 or visit our website here. Together, let's build a brighter future for you and your community!

At Ocean Financial, we believe that everyone deserves a supportive financial community. Becoming a member is not just about opening an account; it's about joining a family that values your needs and goals. If you live, work, or worship in the areas surrounding our branch at 45 Atlantic Ave, Oceanside, NY 11572, you're likely eligible to become a member! We welcome individuals from various backgrounds, so whether you're looking for personal banking services or seeking to establish a strong financial foundation, we're here for you. Joining us is simple and inclusive. Just check out the detailed eligibility criteria on our website at oceanfinancial.org/join-offcu/membership-eligibility to see if you qualify. And when you're ready to take the next step, opening an account is easy too visit oceanfinancial.org/resources/loan-applications for more information. If you have any questions or need assistance, don't hesitate to give us a call at 516-620-8100. We can't wait to welcome you into our community!

At Ocean Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, knowing your financial institution is solid can provide peace of mind. With a net worth of $32,925,015, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 879 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $156,143,053 in share certificates and $86,075,960 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,661,035 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $2,290 in used auto loans and a total of $236,138,769 in loans and leases available for our community. Our operational efficiency is evident with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our commitment to providing quality service is reflected in our growth as well; we currently have a total of 29,568 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ocean Financial is your trusted partner. Visit us at 45 Atlantic Ave Oceanside NY 11572 or call 516-620-8100 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*