Ocala Community Credit Union FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ocala Community, your trusted partner in financial wellness located at 2675 Se 36Th Ave, Ocala, FL 34471. Since opening our doors in 1953, we have proudly served our members with dedication and care. With a growing membership of 2,849, we are more than just a credit union; we are a community committed to helping you achieve your financial goals. At Ocala Community, we understand that every member's journey is unique. That's why we offer personalized services ranging from checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand at an impressive $51,101,566, ensuring we have the resources to support you when it matters most. With total deposits of $7,319,207, we prioritize the safety and growth of your funds. Led by our CEO Steven Nazaruk and Board President Lyn Cole, our team of 9 dedicated employees is here to provide you with exceptional service and guidance. Whether you're looking for personal loans or business banking solutions, we're ready to assist you every step of the way. While members can visit us at 2675 Se 36Th Ave, official correspondence should be sent to the same address as our mailing address remains unchanged. We invite you to reach out at 352-509-3200 or visit our website at ocalacommunitycu.com for more information on how we can help you thrive financially. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of the Ocala Community family. Experience firsthand how we can help you achieve your financial goals while contributing to a vibrant community spirit. With an ATM available on-site and drive-thru banking options for your convenience, we're here to make banking easier for you. For more information or to open an account today, please call us at (352) 509-3200 or visit our website. Together, let's build a brighter financial future!

Our Evolution

The journey of Ocala Community began with a simple mission: to provide affordable financial services to local residents. As we expanded our offerings over the decades, we introduced essential services such as checking and savings accounts, auto loans, mortgages, and personal loans. Today, our total assets stand impressively at $51,101,566. This growth is not just about numbers; it reflects our dedication to enhancing lives through sound financial solutions. From embracing digital advancements like online banking and mobile payments to maintaining ADA compliance for all members, we strive to make banking convenient and accessible. We understand that each member has unique needs, which is why our team remains committed to providing tailored support through every interaction.

Our Mission

At the heart of Ocala Community's mission is a desire to empower individuals and families financially while making a positive impact in our local area. We believe in building strong relationships with our members and supporting various community outreach efforts. Whether it's through partnerships with local organizations or providing financial education workshops, we aim to uplift those around us. While members can visit us at 2675 SE 36th Ave for their banking needs, official correspondence should be sent to the same address. Our operating hours are designed for your convenience: Monday through Wednesday from 9:00 AM to 4:30 PM and extended hours on Thursday and Friday until 6:00 PM.

Branch Location & Accessibility

Convenient Access and Features

At the Ocala Community Credit Union, we prioritize accessibility for all members. Our branch is fully ADA compliant, ensuring that everyone can navigate our space comfortably. You'll find ample parking right outside our doors, along with a convenient drive-thru service for quick deposits and withdrawals without leaving your vehicle. While members can visit us at 2675 SE 36th Ave, official correspondence should be sent to the same address for consistency. We also offer ATM services on-site, so you can manage your cash needs anytime.

Explore Our Services

At Ocala Community Credit Union, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist with all your financial needs. Plus, enjoy the convenience of online and mobile banking right from your smartphone! We invite you to stop by today or reach out via phone for any inquiries. Come experience the welcoming atmosphere at Ocala Community Credit Union we're excited to serve you!

Operating Hours That Fit Your Schedule

We understand that life can get busy. That's why we're here for you during flexible operating hours! Our lobby is open from 9:00 AM to 4:30 PM Monday through Wednesday, and we extend our hours until 6:00 PM on Thursdays and Fridays. If you have questions or need assistance, don't hesitate to give us a call at 352-509-3200.

Member Eligibility

Joining the Ocala Community means becoming part of a caring and supportive family that values your financial well-being. At Ocala Community, we believe in making banking accessible and friendly for everyone. To become a member, you simply need to live, work, worship, or attend school in Marion County. We welcome individuals from all walks of life! Plus, being a member comes with fantastic benefits like personalized service and competitive rates on loans and savings. If you're ready to take this step, the process is straightforward. You can find detailed information about eligibility and how to join by visiting our website at https://www.ocalacommunitycu.com/how-to-join/ . If you have any questions or need assistance, feel free to reach out to us at (352) 509-3200. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services provide essential tools that simplify everyday transactions. Imagine having a reliable partner that helps streamline your payment processes, allowing you to focus on what you do best running your business. Our solutions cater to various industries, ensuring that whether you're accepting payments online or in-store, you have the support you need. Visit us at 2675 Se 36Th Ave Ocala Fl 34471 in Ocala, FL, or call us at (352) 509-3200 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks whenever needed. With locations across town, getting cash has never been easier.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options are designed to help you drive away in your dream vehicle without breaking the bank. We offer competitive rates and flexible terms so that you can choose what works best for your budget.

Business Banking

For local businesses, we provide comprehensive business banking services including merchant services and business loans. We understand how vital it is for businesses to have reliable financial support, so let us help fuel your growth.

Credit Cards with Rewards

Want to earn rewards while shopping? Our credit cards come with rewarding benefits that allow you to earn points on purchases that matter most to you. It's like getting something back every time you spend!

Drive-Thru Banking

For those who prefer face-to-face interactions without leaving their vehicles, our basic drive-thru banking service allows members to perform simple transactions like deposits and withdrawals conveniently. At Ocala Community, we're more than just a credit union; we're a partner in achieving your financial goals. To learn more about any of these services or get started today, please call us at (352) 509-3200 or visit us online at Main Office. Join our community of satisfied members and take control of your financial future!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and we're here to assist you through every step. With our mortgage loans and refinancing options, we aim to provide the best possible solutions that suit your financial situation. Picture yourself in your new home, all made possible with our supportive mortgage team by your side.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you're paying bills on the go or checking your balance from home, we've got it all at your fingertips.

Personal Banking

For those looking to manage their finances effectively, our personal banking services include checking and savings accounts that cater to various lifestyles and budgets. Imagine having a checking account that helps you track your spending while also earning interest on your savings. It's all about making your money work for you!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help you cover those costs quickly and easily. If you're juggling multiple debts, consider our debt consolidation services as an option to streamline payments into one manageable loan.

Digital & Online Banking

Accessibility and User Experience

With our mobile payments feature, paying for goods and services is quick and straightforward just tap and go! Our user-friendly interface makes navigation easy for everyone, whether you're tech-savvy or just getting started with online banking. At Ocala Community, we believe that managing your money should fit seamlessly into your life. Our digital banking services provide real-time account management, so you can keep track of your finances on the go. Join us today at https://www.ocalacommunitycu.com/ and experience how effortless banking can be!

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Enjoy the ease of e-statements, which provide you with secure access to your financial documents without the clutter of paper. Plus, for those who prefer mobile transactions, our mobile application offers everything you need at your fingertips. Whether you're making purchases or paying friends through our person-to-person transfers feature, handling money has never been simpler. Security is also a major concern for us. While we currently do not support electronic signature authorization, rest assured that all transactions made through our platforms are protected with advanced security measures. This ensures that your financial information remains safe while giving you peace of mind as you manage your account.

Financial Strength

Commitment to Growth

With $4,629,213 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $245 in used auto loans and $18,740,320 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership

Total Share Accounts: 6,250, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $103, reinforcing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ocala Community is your trusted partner. Visit us at 2675 Se 36Th Ave Ocala Fl 34471 or call (352) 509-3200 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $10,202,233 in share certificates and $1,672,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-149,782 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $4,574,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $894 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,119,173 in used vehicle loans and $3,544,010 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your next vehicle purchase easier than ever.

Credit Lines

In addition to our other offerings, we have substantial credit lines available amounting to $4,800,000. This provides flexibility for those who need extra funds for unexpected expenses or planned purchases. If you have questions about refinancing options or eligibility requirements for any of these products, our team is here to assist you. You can reach us at 352-509-3200 during our lobby hours from 9:00 AM to 4:30 PM on weekdays (and until 6:00 PM on Thursdays and Fridays). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We pride ourselves on transparency and strive to ensure our members have all the information they need when making financial decisions. Explore how Ocala Community can support your financial journey by visiting us today!

Mortgage Options

Thinking about homeownership? While we currently do not offer mortgage loans at this time, we are always exploring ways to expand our services. For those considering refinancing options or looking for eligibility criteria, feel free to reach out to us for more information.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,583,473 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you in various ways while providing a straightforward way to handle everyday expenses.

Loan Aggregator

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OCALA COMMUNITY CREDIT UNION - Ocala, FL