O.a.s. Staff Credit Union Washington DC | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to O.a.s. Staff, your trusted financial partner located at 1889 F St Nw, Washington, DC 20006. Established in 1962, we are proud to serve a community of over 9,000 members with personalized banking solutions tailored to meet their unique needs. Our commitment to our members is at the heart of everything we do, offering a variety of services including personal and business loans, savings accounts, and online banking options. With total assets amounting to an impressive $278,756,418 and total deposits reaching $14,225,534, we ensure your funds are safe and secure while also working hard to help you grow your financial future. Under the leadership of our dedicated CEO, Carlos Calderon, and Board President, Yadira Pinilla, our team of 34 employees is here to provide exceptional service every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1889 F St NW, Washington, DC 20006. We maintain a healthy balance sheet with a net worth of $21,600,081 and cash in hand totaling $664,626, ensuring we have the resources needed to support our members effectively. At O.a.s. Staff, we understand that financial well-being goes beyond just numbers; it's about building lasting relationships within our community. Whether you're looking for an auto loan or exploring mortgage options, we're here to guide you through it all. Feel free to reach out to us at (202) 458-3834 during our lobby hours from 9 AM to 2 PM, or visit our website at oasfcu.org for more information on how we can assist you in achieving your financial goals. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

Community Focus

At O.a.s. Staff, we are more than just a credit union; we are a part of the community fabric. We actively engage in partnerships and outreach efforts that uplift those around us. Our approach includes ADA compliance for accessibility and innovative customer-centric initiatives such as online banking and mobile applications. With ATM availability and various personal banking options, we ensure that our services are not only effective but also convenient for all members. Join us today and experience firsthand how O.a.s. Staff can help you navigate your financial journey while being part of a supportive community. Together, let's build a brighter future!

Our Mission

Our mission is simple yet profound: to empower our members through accessible financial services and community outreach. We believe in putting people first, ensuring that everyone has the opportunity to achieve their financial goals. Whether it's personal banking needs like checking and savings accounts or more extensive services such as auto loans and mortgages, we strive to meet the diverse needs of our community. While members can visit us at 1889 F St Nw Washington Dc 20006, official correspondence should be sent to 1889 F St NW, Washington, DC 20006 if different. Our operating hours are designed with your convenience in mind; we are open Monday through Friday from 9 AM to 2 PM.

Branch Location & Accessibility

Accessibility and Parking

Our location is designed with accessibility in mind. We have ADA-compliant features to ensure everyone can comfortably access our services. If you're driving, there are parking options nearby that make it easy to pop in and out quickly.

Contact Us

If you have any questions or need further assistance, feel free to call us at 202-458-3834. We're here to serve you! We invite you to come by and see how we can help enhance your financial journey today!

Operating Hours

We understand your time is valuable! That's why we offer convenient lobby hours from 9 AM to 2 PM on weekdays. Whether you need assistance with personal banking, loans, or other financial services, our friendly team is ready to help during these hours.

Services Offered

At O.a.s. Staff, we provide a range of services tailored to meet your banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, enjoy the convenience of ATM access right at our branch.

Member Eligibility

Joining the O.a.s. Staff community means becoming part of a supportive network that truly cares about your financial well-being. To become a member of O.a.s. Staff, simply check if you meet our eligibility criteria, which are designed to be inclusive and welcoming. Generally, anyone who works for or is affiliated with specific organizations or groups can apply. For the most accurate and detailed information, feel free to visit our eligibility page at this link. Once you know you're eligible, opening an account is a breeze! We're here to make the process as easy as possible for you. You can start your journey with us by visiting our account opening page at this link or give us a call at (202) 458-3834 if you have any questions. We're located at 1889 F St Nw, Washington, DC 20006, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine processing payments easily while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept various payment methods seamlessly. This convenience not only enhances customer satisfaction but also improves cash flow, making it easier for you to manage operations. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Washington, DC. If you're ready to take your business to the next level, visit us at 1889 F St Nw Washington Dc 20006 or call us at 202-458-3834 to learn more about how we can help you achieve your financial goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? Our ATM services ensure that you have easy access to your funds whenever needed. With basic ATM access for withdrawals and balance checks available at various locations, managing money has never been easier. At O.a.s. Staff, we're here to serve our members with integrity and care. For more information about any of these services or how we can assist you further, don't hesitate to reach out at (202) 458-3834 or visit us online at Oas Staff Fcu. Let us help you take control of your financial future today!

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our auto loans and financing options make the process simple and stress-free. Picture yourself driving away in your dream car with a loan that fits comfortably within your budget. We offer competitive rates and flexible terms to help you get on the road quickly.

Business Banking

For entrepreneurs and small businesses, we provide specialized services like merchant services and business loans. We understand the unique challenges of running a business and are committed to supporting your growth with the right financial tools.

Credit Cards with Rewards

Make the most of your purchases with our credit cards that offer rewards! Enjoy cashback on everyday spending while building credit. It's an easy way to earn benefits simply by using your card for things you already buy.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans are designed to guide you through one of life's most significant investments. If you already own a home, consider refinancing with us to take advantage of lower rates or change your loan terms. Our friendly staff will walk you through every step, ensuring that you understand your options.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to manage your accounts from anywhere at any time. Check balances, pay bills, transfer funds, and more all from the palm of your hand!

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine effortlessly managing your finances with an account that offers competitive interest rates and low fees. Whether you're saving for a special event or just want to keep your money safe, we have the right account for you.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy! Whether it's for medical bills, home repairs, or consolidating debt, we offer affordable solutions that can help lighten your financial load.

Digital & Online Banking

Key Features

Our 24/7 online banking service allows you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, your financial information is right at your fingertips. Plus, with e-statements available, you can easily keep track of your transactions while reducing paper clutter. For those who need to send money quickly, our person-to-person transfers feature makes it simple to send funds to friends or family without any hassle. It's a perfect solution for splitting bills or sending gifts.

Mobile Experience

With our mobile application, managing your money has never been more straightforward. Although we currently don't support mobile payments, our app provides all the essential features you need for effective account management. You can easily navigate through your transactions and access important account details right from your smartphone. Security is always a priority at O.a.s. Staff. While we do not offer electronic signature authorization at this time, rest assured that your data is protected through robust security measures that keep your information safe as you bank online. With these features and more, O.a.s. Staff ensures that you have everything you need for real-time account management and peace of mind. Discover how easy banking can be by visiting us online today!

Financial Strength

Commitment to Growth

With $20,982,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $78 in used auto loans and $160,665,975 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $-298,326, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $76,770,146 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $21,600,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $775 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 22,395, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, O.a.s. Staff is your trusted partner. Visit us at 1889 F St Nw Washington Dc 20006 or call (202) 458-3834 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,291,285 in used vehicle loans and $3,189,683 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, whether you're interested in financing a brand-new model or a reliable used vehicle.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we offer total credit lines amounting to $80,81158. This can be an excellent solution for managing expenses or unexpected costs. We also provide unsecured credit card loans with a total of $4,449,553 available to assist members in managing their finances effectively. With flexible repayment options and competitive interest rates, these products are designed with your convenience in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,069,427, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage product for your situation.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to lower your monthly payments or access cash from equity, we have options available that can simplify this process. Contact us for more details on eligibility and how we can assist you in finding the best refinancing solutions. At O.a.s. Staff located at 1889 F St Nw Washington Dc 20006, we're dedicated to providing personalized service and guidance every step of the way. For more information about our loan offerings or to start your application today, call us at 202-458-3834. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Oas Staff