Oakdale Credit Union Tomah WI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Oakdale Credit Union, your trusted financial partner since 1953! Located at 128 E Badger Dr, Tomah, WI 54660, our branch is dedicated to serving our community with a personal touch. With a robust membership of over 11,300 members and total assets exceeding $114 million, we pride ourselves on being a cornerstone of financial stability and support in the region. At Oakdale Credit Union, we understand that financial needs can vary greatly from person to person. That's why we offer a wide range of services tailored just for you, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. As part of our commitment to convenience, we also provide online and mobile banking options, ensuring you have access to your finances whenever you need it. Our leadership team is passionate about fostering a supportive environment. Under the guidance of CEO Colleen Woggon and Board President Bruce Ardelt, our dedicated staff of 26 employees works tirelessly to ensure that every member receives exceptional service. We believe that your success is our success, which is why we focus on building long-lasting relationships with each individual. While members can visit us at our Tomah branch for all their banking needs, official correspondence should be sent to P.O. Box 115, Oakdale, WI 54649. Whether you're looking to secure a loan or open an account, we're here to help you every step of the way. With total deposits reaching $24.5 million and cash reserves of over $2.3 million, you can trust that your money is safe with us. We invite you to experience the difference at Oakdale Credit Union where community matters and your financial well-being is our priority. For more information or assistance, feel free to give us a call at 608-372-3939, or visit our website at oakdalecu.coop. Join us today and let's work together towards achieving your financial goals!

Branch History & Mission

Our Mission

Our mission at Oakdale Credit Union is clear: we aim to provide exceptional financial services while enhancing the lives of our members and supporting the communities we serve. We believe that everyone deserves access to quality financial products that empower them to take control of their financial futures. Whether you need checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we're here to help you every step of the way. While members can visit us at 128 E Badger Dr, official correspondence should be sent to P.O. Box 115, Oakdale, WI 54649. This ensures you can reach us easily for all your needs. We strive to embrace innovation while remaining true to our roots. With features like online banking and ATM access available for your convenience, we make managing your finances easier than ever. Plus, with a drive-thru service option available for quick transactions, we ensure that your banking experience is efficient and straightforward. Our commitment extends beyond just financial services; it includes actively participating in community outreach programs and forming partnerships that uplift those around us. We believe in investing back into the communities where our members live and work. As we look toward the future, we invite you to join the Oakdale Credit Union family. Experience firsthand the dedication we bring to personal service and community support. Together, let's build a brighter financial future! For inquiries or assistance, feel free to contact us at 608-372-3939 or explore more about us on our website here.

Branch Location & Accessibility

Accessibility and Parking

At Oakdale Credit Union, we prioritize convenience for all our members. Our branch features accessible parking spots and ramps, ensuring that everyone can visit us without hassle. Whether you prefer to walk in or use our drive-thru service for quick transactions, we've got you covered.

Call to Action

Ready to experience friendly service and reliable banking? Stop by Oakdale Credit Union today or give us a call at (608) 372-3939! We look forward to welcoming you into our community-focused family.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 5:00 PM and on Saturdays from 8:30 AM to 12:00 PM. This allows you ample opportunity to manage your accounts during the week or pop in on the weekend when it suits you best.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you navigate your financial journey. Need cash? Our ATM is available for quick withdrawals and balance checks, ensuring you have access when you need it most.

Member Eligibility

Joining the Oakdale community at Oakdale is an exciting opportunity to be part of a supportive family that values you and your financial well-being. Becoming a member is easy and welcoming! If you live, work, or worship in the surrounding areas, or if you have family who are already members, you're likely eligible to join us. We believe that everyone deserves access to quality financial services tailored to their needs. By becoming a member of Oakdale, you'll enjoy benefits like lower loan rates, higher savings yields, and personalized service from our dedicated team. To get started on your journey with us, simply visit our branch located at 128 E Badger Dr Tomah Wi 54660 or give us a call at (608) 372-3939. You can also find more detailed information about eligibility criteria at . When you're ready to open your account, check out the easy steps outlined here: https://onlinebanking.oakdalecu.coop/login.aspx?v=enroll. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services enable you to accept payments easily and securely, so you can focus on what matters most growing your business. With options like point-of-sale systems and online payment gateways, we help streamline your transactions. Visit us at 128 E Badger Dr Tomah Wi 54660 or call us at (608) 372-3939 to learn how our business banking and commercial services can empower your success!

Tailored Loan Options

Imagine having the financial backing to launch that innovative product you've been working on or to open a new location in Tomah, WI. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Take advantage of our ATM services for withdrawals and balance checks without stepping inside the branch. For those who prefer face-to-face interaction but are short on time, our drive-thru banking offers simple transactions like deposits and withdrawals without leaving your vehicle. --- With all these services available at Oakdale, we strive to meet every member's financial needs efficiently and effectively. If you're interested in learning more about how we can assist you on your financial journey or if you have any questions about specific products, don't hesitate to reach out! Call us at (608) 372-3939 or visit us at http://oakdalecu.coop today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are here to help. We offer competitive rates and flexible terms that can make driving off in your dream car a reality. Picture yourself enjoying the open road without the stress of high monthly payments.

Convenient Access with Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. From checking balances on-the-go to making deposits through the app, we make it easy for you.

Credit Cards That Reward You

With our credit cards offering rewards programs, every purchase can bring you closer to exciting benefits. Enjoy cashback or points redeemable for travel or shopping experiences while building your credit history.

Home Sweet Home: Mortgage Loans & Refinancing

For those ready to own their home, our mortgage loans provide accessible pathways to homeownership. If you're already a homeowner, consider refinancing with us to lower your monthly payments or access cash for other needs. We're dedicated to making the process smooth and transparent so you can focus on what matters most creating memories in your new space.

Personal Banking Made Easy

We believe that managing your money should be straightforward. Our personal banking services include various checking and savings accounts designed to fit different lifestyles. Imagine having the convenience of online banking right at your fingertips, allowing you to check balances, make transfers, and pay bills from anywhere. With features like e-statements, keeping track of your finances has never been easier.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. Our personal loans can assist with everything from medical bills to home repairs. Additionally, if you're juggling multiple debts, our debt consolidation service can help streamline your payments into one manageable monthly amount.

Supporting Local Businesses

For our business members, we provide comprehensive banking solutions including merchant services and business loans tailored to meet the specific needs of small businesses. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Digital & Online Banking

Mobile Access

Although we don't have a mobile application or mobile payments feature at this time, our website is fully optimized for mobile devices. You can access your account from your smartphone or tablet with ease. Unfortunately, person-to-person transfers are not available yet, but we're continually looking for ways to enhance our services. In today's fast-paced world, having real-time access to your accounts is essential. At Oakdale, we strive to provide accessible and easy-to-use digital banking solutions that meet your needs. Join us in taking charge of your finances today!

Online Banking Services

With our online banking services, you can check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface ensures that you can manage your finances easily, without needing to navigate complex systems. Plus, you can access e-statements whenever you need them, helping you stay organized and informed about your financial activity.

Security and Convenience

We take security seriously. While we do not currently offer electronic signature authorization, rest assured that your information is protected with robust security measures to keep your data safe. This way, you can focus on what matters most your financial goals.

Financial Strength

A Strong Financial Foundation

With a net worth of $12,923,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,132 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings Options

Members' savings are secured through $6,956,126 in share certificates and $3,460,188 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,955,571 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $9,166,486 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $1,472 in used auto loans and $72,472,653 in total loans and leases, we support members' financial goals across various sectors.

Trustworthy Membership Growth

Our total membership stands strong at 11,326, which showcases the trust our community places in us. With a total of 22,271 share accounts, it's clear that more individuals choose Oakdale as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oakdale is your trusted partner. Visit us at 128 E Badger Dr Tomah Wi 54660 or call (608) 372-3939 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,331,784 in used vehicle loans and $10,111,550 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle, making it easier than ever to drive away with your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. While currently there are no commercial loans available, we are committed to supporting local businesses as they develop their future plans. If you're considering refinancing or want more information about eligibility options for any of these products, our knowledgeable staff is here to help. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey at Oakdale today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,069,775, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process seamlessly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $702,994 in loans helping members manage their finances effectively. These cards provide a convenient way to make purchases while building credit.

Loan Aggregator

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Oakdale